gracetreyes started a new discussion called Handling Friends who borrowed money... in friend.
3 days ago
How do you handle situation where a friend confide to you having some difficulty in finances then asking you to lend Him some amount of money big enough to handle? According to some theory, lend to friend what you can afford to lose...And by experience, i believe it is true. Many of not so closed friends or shall i say acquintances, borrows without thinking of paying you back in return. So I ...

gracetreyes started a new discussion called Impulse buying or a frugal shopper? in things that ive learned in life.
3 days ago
I have been an impulse buyer, when ever I see things I like but not necessarily needed, I buy it with out thinking since I have my card to charged to. But things change right now. I have learned the value of money and now is training myself to be a wise frugal shopper. I realized that i had buy things that did not really make sense. I had enough of things that i had, but realized I don't need i...

gracetreyes responded to a discussion called Do you still practice eating nakakamay? in philippines.
3 days ago
yes, i eat with my bare hands when eating grilled fishes. I ate it when we dine in a restaurant here in our place where Kamayan is the main course.It's good to use our hands once in a while while eating foods,only that you have to washed your hands with soap and sanitizer. It smells for a couple of hours (hahaha)

gracetreyes responded to a discussion called Where is Everyone? in mylot.com.
3 days ago
I just started here last september and I am quiet new here. But as I enjoy my stay during the first month it bores me now for I cannot responds to discussions so much as I want too, because of too much repetition on topic. It seems that when somebody see some posts that has a great response, sooner someone will post the same thing, maybe to get some response too from the same topic. It's so bor...

gracetreyes responded to a discussion called Do you throw away old things? in have discussion on day to day issues.
3 days ago
Maybe they have a lot of money to spend and practice this kind of actions. But as for me, i re-used my clothes as many times as possible as long as it is still good to use and neat looking. If in case I have to buy new clothes, i don't throw away the old ones. Even in other things. I sold it to scrap and junk shop, if i don't need the things, at least give me some savings. Or if some charitable...

gracetreyes commented in a discussion called credit cards and credit card debts in people.
4 days ago
yes it so hard to deal with credit card collectors for they tend to be so annoying and rude. But since we are from the same country, you can check this site so that you know you right even though you fail to pay them. You can google searched DISKARTE (Guidelines on Credit card paranoia). It is a group of individual forum who experienced the same thing like our experienced with collectors. they ...

gracetreyes commented in a discussion called credit cards and credit card debts in people.
4 days ago
yes teshavill it is true that you do not have to experience bad things to learn from it. You better stay that way. It's safe to use debit card...

gracetreyes commented in a discussion called Impulse buying or a frugal shopper? in things that ive learned in life.
1 day ago
i learned it the hard way mipen. I have dig myself to deeper debt by being an impulse buyer. I realized it after suffering sleeplessness nights due to my loans. I cannot pay my card anymore to catch up with the interest, resulting to too much interest in spite of paying the minimum amount. I have been suffering the bank tactics of giving me a little amount due so they can continue accruing inte...

gracetreyes commented in a discussion called Impulse buying or a frugal shopper? in things that ive learned in life.
1 day ago
thanks mipen and kathrina

gracetreyes added a new interest under Things I want to do with my life.
3 days ago
gracetreyes wants to have discussion on day to day issues.