Does the Dave Ramsey book help if you're already in a bad spot?

I just picked up the book - Total Money Makeover today at the library and started reading it. Does it help if your already a mess financially?

Anyone else on here own a sun conure?

I have one named "Squeak" whose 8 years old now. I got him as a tiny baby.

anyone still out in Albuquerque and if so how is the land of enchantment?

just curious. I was born and raised there, but haven't been back in a number of years (do miss it though). I expect it's getting a bit hot and dry about right now...although the monsoons might be...

Has anyone done the money jars?

I tried, but found I needed to just have one jar for paying off debt right now...can't wait till I can add another one.

Is there anyway to make decent money that isn't a scam?

I'm looking for something where I can actually make some decent money that isn't pay-to-surf, hyip, mlm, pay per click, or that doesn't cost monthyly fees or a massive amount right at the start....