Which do you want to invest?fund or stock?

That is true that stocks will bring more profit than a fund. However, they can also bring more loss. If you are young and wanted to invest for the long term then stocks are good. As you get older you want something that is more secure.

As i know, the stock market in china is doing very well and there are many people going to the bank to open a trading account,at this moment, there is no sign to stop for the chinese stock market,so stock will be better than fund , you may easily pick up a stock and earn 20 ,30 % in a day but you cannot earn that much i na fund, but if the market went down,fund would be a better choice as it could still generate profit for you since the assets are diversified while you may lose heaps of money when the stock dropped in line with the market. Hope you can earn more in the stock market and mylot.:)

I prefer funds and bills. Although they have a lower return the rate is more stable so it's less risky. When it comes to money I just can't risk everything.