Does mylot take money out of your account?

As I tell everyone... keep track, check the earnings tab and see what happens daily for you. I keep a notebook and I can see what goes up and goes down. Keep the number of posts you do etc and you can then figure about what you are making per post. Also until they pay you the money can be tinkered with. Best to keep track.

Yes even i feel like i am making less money day by day. Its really low the earnings i have been accumulating for the past 1 week. I don't think mylot will take money from our account instead it wont pay us as it used to be earlier.

Yes, as Cremechese said, you will lose points and income if a discussion you replied to is deleted for any reason. This is one reason why it really makes sense to understand the rules here. That way, you don't waste your time and risk the losses by replying to discussions that are just posted to get you to sign up with someone. There are also categories that mylot deletes from time to time, and they usually get around to cut and paste spammers. It's a good idea to pay attention to the members. I get familiar with some names and find out that they just steal material and post hundreds of discussions that don't even encourage replies. They will get deleted eventually, so there's no point in even replying to them. If you report someone for a violation, don't tell them about it, unless you're pretty sure that they just made a mistake. If they're doing it deliberately, they'll ignore you and keep doing it, and you'll lose your point for responding.