When you write a check do you sign it first, or last?

@buldwgz (1483)
United States
April 20, 2007 1:19pm CST
Whenever I write a check I always fill it out completely then sign it last. I noticed, however, that my wife usually signs it first, then fills in the rest after that. I just wondered if everyone else signs first, or last. I never endorse the back of a check until I am ready to cash it. I have seen people endorse a check and then hold on to it for days before cashing. I just don't find that to be a safe practice. What do you do?
2 people like this
8 responses
• United States
5 May 07
I always sign the check last. I just find it a more safe practice to do in case I don't get the fill the entire thing out right away. That way, if someone gets ahold of it, they really can't do anything with it. I never endorse one until I'm going to get it cashed either. I don't trust people enough to do that.
1 person likes this
@buldwgz (1483)
• United States
5 May 07
I am in full agreement with you in this case. Thanks for the response.
• United States
5 May 07
I'm with you my friend. I sign it last on the check, and endorse a check just as I am cashing it. Have a great day. Another + rating for your post. Keep up the good work.
1 person likes this
@buldwgz (1483)
• United States
5 May 07
Thanks for your input. I appreciate it.
• United States
21 Apr 07
It really depends on who I'm writing the Check for. If its someone I know then I will usually sign it first. It also depends on what the check is for. I know your not suppose to but at times I will endorse a pre dateted check for a friend or if I am paying a bill. Most of the time I will endorse it after I write it just in case I write it incorrectly
@buldwgz (1483)
• United States
21 Apr 07
Makes sense to me, thanks for the response.
@bobmnu (8160)
• United States
20 Apr 07
I fill out the check and then sign it. I edorse a check when I get to the bank.
1 person likes this
@buldwgz (1483)
• United States
20 Apr 07
Sounds like a smart way to do it to me. Thanks for the reply.
@vebela (310)
• United States
20 Apr 07
I am like you when it comes to checks. I always fill out the rest of the check before signing it, and I never endorse the back of the check until I am just about to deposit it. Either way, if one of those signatures aren't there you can't cash the check. It's the most important part of the check. In any case, it's better to be safe than sorry.
1 person likes this
@buldwgz (1483)
• United States
20 Apr 07
You are so right, better safe than sorry. Thanks for the reply.
@mdarma (868)
• Singapore
25 Apr 07
I only sign my check when I have complete writing the details n the check. Meaning I sign it at the end. It is a safe practice to endorse the check in the bank before presenting for clearance.
@buldwgz (1483)
• United States
25 Apr 07
Thanks, that's the same way I take care of it too.
@bevvy22 (279)
• United States
5 May 07
I sign it last, or at least try too. Sometimes I admit that I sign it first, but I really try not to make it a habit.
• Ireland
20 Apr 07
Whenever I right a cheque, I first of all put the date on it. Then I put the payees name on it and then fill in the amount. My signature is the last to go on it except when I need to cross it. I would never endorse a cheque until I am ready to either lodge it to the bank or cash it. Like you say, it is not safe as I have a habit of losing things and if it was found by somebody who was dishonest, they would have no trouble cashing it.