Do you save for a rainy day? Or do you empty your pocket dry?

Right now we have no money to save,and we have exhuasted our rainy day fund. Hopefully when we get back on our feet we can rebuild the fund.

i have noticed that having some savings was easier to achieve when i was still a student. my parents covered for all my school expenses. so, if i get odd jobs, everything that i get in terms of my pay, goes to my savings. when i started working, i had to stick to some tight budget in order to be able to do it. when my children started coming in, disaster as regards my savings started to set in. i am doing my best always in order to be able to effect some savings at all times. but emergencies always float in terms of medical expenses and my savings always end up depleted. nontheless, this condition has kept on challenging me to earn and earn so i can always be armed for emergencies at the financial level.

I'm a starving student. I just graduated from college and want to go to grad school. I have money saved up but it should only be used for emergencies. I truly hate spending money. I only feel comfortable when i save. I buy clothes, food, and eveyrthing cheap. I try to get most things free, or cheap with a coupon, savings, discounts, rebates, or simply try to get samples.

I am a working woman, and believe in saving for a rainy day because the days do come and what you gonna do? at the same time, when you got pressing issues like I do(getting school clothes for kids, one daughter graduating next year)you get anxious, so yes, I try to hit the bank and put some away THEN that way, I take it off and move on.

I always save some of my salary. In my workplace, we sort of have a savings and loan association that gives higher interest than banks and that's usually where my money goes. Though I only save a specific amount of my salary and any extra will go straight to spending on anything I want. LOL.

I think you have to save. We never know what is around the corner or what could happen. And, I never want to be down to my last dollar. Nor do I want to live paycheck to paycheck. I spend money wisely. Of course that is not to say I don't buy the things I want, I do of course. However, I don't waste or blow money. I think blowing money is a sign of immaturity on some level....some people are unable to save. Being unable to save, is different than spending until broke....

I always try to save a little, but something always comes up and I need to spend it.