Are you saving money?really?

I think this happens to me too.I manage my finances pretty well , but there are times when I feel rich and spend like Sam Walton is sponsoring me,lol.This happens when I am excessively happy or excited and don't really care about the expenses.But those times are rare and I become responsible before I go bankrupt ,lol.I am not too worried about it because I know there are investments to bail me out just in case I need help.

In my normal practice I don’t bother much on small money. I tend to be lenient when buying things that cost little but I’m quite calculating when purchasing expensive items. I used to get several quotations before I buy expensive goods. I did have experience of buying an electric dryer for clothes. My son who stayed out station bought one for himself from the shop there. This cost him RM699 and he found that it’s quite nice and efficient so he intended to buy another one for me from the same shop. I advised him it’s better to buy it in my home town. So I went in one of the shops here and got the quotation and found that it was RM50 cheaper. I tried another shop and found that it’s even RM100 cheaper so I decided to purchase it. In this way I managed to save RM100 dollar to get a dryer of same brand and quality lol.

i am saving money,and i have no expensive things to buy presently.so my bank account always rise its amount,lol,except that when i want to buy some books,i will withdraw some. but i saved little every year.

i d like to save money,but it seems very hard for me to save actually. if i really like sth,i will just buy it regardless of how expensive it is.after that,i will tell myself,no next time.but...till now,it doesnt work so well. so i am learning how to save now,hopefully,at the end of this year,i can have some money on my account.

i think saving money is a must in my life in case we have problems accidentally.what's more, i like the way i live when holding enough money in my pocket.i believe money should be spent on the right thing.only in this way can we enjoy a much happier life.

yes i do save money. i save 20% of my monthly salary and invest some. financial advisers say that you should have an emergency fund of an amount equal to at least three months of your salary but the ideal is six months. this fund as the name implies is for emergencies, like when you are suddenly out of job.

I dont do that to much. If I want to buy something for $5.00 but the price is $6.00 or $7.00 I will go on & get it but any more then 2 dollars I dont get it. But I dont really care about the few cents either. My moms ex-boyfriend did though. Some times we would go to yard sales. One time a lady had a shirt for sale for $1.00 He spent like almost an hour trying to get her to sell it for cheaper. She finally sold it to him for like .90 so he saved 10 cents. To me, its not worth saveing a few cents if you have to spend hours trying to get it cheaper.

yes, i am really careful in how i spend my money... i never fall into the trap of having to spend more than what i have to spend... i try to be really careful and wise on that... and talking about pennies, yes i save every single cent of my money as i believe it will add up to become a dollar... and a dollar will add up to become ten, hundreds and so on... so it is always a good practice to save and appreciate money no matter how small it is...

When we have very less amount of money we are very much careful, and try to save every penny by planning or just postponing our desires, but when we get some big amount we become very careless till we losse the amount returns to same old position. I try very hard to save but it never happened.

I'm really good with money and saving money. I save approximately $200-$400 each paycheck. I always get great deals when I shop (well, at least most of the time). I have budget that I go by every month and I stick to it. That's the only way really. My boyfriend on the other hand, is really bad with money. He doesn't know the meaning of "saving money".

We are very careful with our money, and we don't fall into that trap. Have you ever noticed that somethings will be advertized as a 'special' and will actually be higher priced than the regular? My husband worked for a grocery store, and they did that quite a lot, and people would almost fight to buy the 'specials'. Also I see people at flea markets or yard sales, they will try to bargain but if the seller doesn't come down right away they give up and walk away.

well sometimes ill be like you. ill also think that no problem one extra cent doenst matter. but sometimes ill try bargaining and maybe leave the thing if the shopkeeper doenst agree.

before i always spend out my money,but now I only buy the right thing.i think i must have a good habit of saving

i think i have the same problem with you!