can i use my chinese credit card when i visit other country? thank you.

credit card - can i use my chinese credit card when i visit other county?
China
May 30, 2007 5:36am CST
do you have a credit card? i hava a chinese credit card. can i use my chinese credit card when i visit other country? if can,how? if not, why? thank you.
2 people like this
11 responses
• India
30 May 07
I have credit card.I think do not accept credit cards from people from other country.If credit card accepted then they will charge 5% surcharge from creditcard company will be added.Since when u vist other countries its better to prefer cash payments either by checks or transfer.Anyway friend be careful about creditcards usage, when u visit other countries.Credit card acceptence is possible..in some places but they charge extra amount from ur card.
• Argentina
30 May 07
I used my visa many times outside my country and they never charged me extra!!! Plus, I think that could actually be illegal!
• China
30 May 07
thank you for replying. 5 percent surcharge? it is too expensive. thank you very much.
@omupas (1243)
• United States
31 May 07
As long as it has the Visa logo on the credit card, you are good to go. As far as surcharges go, the merchant (store where you purchase goods from) CANNOT charge you for using your Visa card at their establishment, even if it is outside of your country. Visa and Mastercard acceptance terms and conditions for merchants clearly state that by accepting their cards, they cannot make it any more of a hassle than if it were cash in hand (meaning they can surcharge the transaction). As for fees charged by your card issuer, you'd have to check your terms and conditions in regards to that. But regardless, you should be able to use your Visa card anywhere that Visa is accepted.
• China
31 May 07
thank you for replying. thank you very much.
@fengbo (731)
• China
30 May 07
Hi laiyongjun.Very glad to see you. I have a china merchants bank's credit card.The bank workman tell me i can use this card anywhere.So i think your credit card can also use in other country.please don't worry.The credit card was availability in the world.
• China
30 May 07
thank you for replying. hehe.thank you for your respondence. thank you very much.
@marinarovi (1318)
• Argentina
30 May 07
I think you can, it depends whether it has international status or gold or whatever... you should ask Visa or your bank!! =)
• China
30 May 07
thank you for replying. thank you very much.
@samson1967 (7423)
• India
30 May 07
You can use it anywhere in the world if it is a VISA/MASTER and issued by reputed multinational banks.
• China
30 May 07
the credit card i have is visa.therefore i can ues it in other country,right? thank you.
@a_ce_e (1427)
• Philippines
3 Jun 07
I think it will depends on the type of credit card you have. Check with your credit card customer service regarding it's limitation of use. There are credit card companies which are not available in other country thus exempt you from using it. Better check with your customer service. For assurance that your credit can be used outside the country, use visa card which is most often can use for international use.
@callarse1 (4793)
• United States
2 Jun 07
1) Call your credit card company and ask: a) can I use my credit card in other countries? b) what is the foreign credit card fee? c) I will be going to X (country) from A to B (dates), can you please authorize that I can use my card in these places? So: the answer is you need to call your company. Since your card is a visa you will probably be able to. Depending on the company they charge a foreign credit card fee of 1 to 5 percent. I know that because I went to Spain and I noticed on my bill that the company charged me an extra fee. It was annoying, but it was okay because I had already known about it. You will have to call your credit card company because if you try to charge in another country they will deny the charges. They may think someone has stolen your credit card, so you need to tell them the place(s) you are going and the dates as well. Have a nice day. Pablo
@oldboy46 (2132)
• Australia
2 Jun 07
If it is an international credit card, then yes you can but if it is one on a Chinese bank, probably not all places will accept it. Credit cards like visa, mastercard, american express, diner club are all accepted world wide. so, if you go outside of China then you would be able to use your credit card it is is one of these. You might get changed a conversion fee but that is all. My nephew has been travelling for a while and he is using his credit card overseas. I know this because his parents were saying how he hadn't spend much on it so far. While he is away the bill/statement goes to his parent's address.
@jogie_bien (1103)
• Philippines
30 May 07
yes you can used it if that is international credit card.And it depends with your bank.its better if you will ask first in bank before you leave your country.
@shakeroo (3990)
• Malaysia
30 May 07
If your credit card is issued by your bank under VISA or MASTERCARD, then it can be used anywhere in the world at places that accept VISA and MASTERCARD. If you card is under a different logo, then I am not sure about that my friend.
@stvasile (7317)
• Romania
30 May 07
I don't really know... I guess it depends on the bank you have the account in (if it's recognized abroad) and the card's type (e.g. Visa, Mastercard, etc.)