Have you used a credit card on line?

@tredale (1313)
Australia
June 4, 2007 10:56pm CST
Have you used a credit card on line? If so how safe and is there anything to watch out for?
5 people like this
14 responses
@ssh123 (31104)
• India
6 Jun 07
It is quite safe with reputed companies. Never use it when unsolicited, companies of disrepute. Keep tab on card accounts now and then which can be viewed online.
1 person likes this
@tredale (1313)
• Australia
6 Jun 07
thanky for your response ssh123. This is wonderful to have tips like this and it make it easier to know what is right and wrong
@ssh123 (31104)
• India
6 Jun 07
Use credit card online only when it is inevitable. Also use credit card only when it is absolutely necessary.
1 person likes this
• India
16 Jun 07
no i havent, for security reasons only.... but i do use debit cards for making online payments.
1 person likes this
@tredale (1313)
• Australia
16 Jun 07
On line debit cards seem to be the best way. thankyou for responding.
@KrisNY (7609)
• United States
15 Jun 07
I have used my card online several times- I look for the verisign signal- that usually means it is a safe website- I have never had any problems with any purchases online before.
@tredale (1313)
• Australia
15 Jun 07
Thankyou Krisny this is great I love this site how else would anyone find out these kind of things.
• United States
14 Jun 07
I have 3 credit cards, Visa, MC and Discover. I ONLY use Discover for all my online purchases. They have a special system for securing on line transactions. Each new purchase you make gets a different (bogus) credit card number which is linked to your actual(real) number. That way if anyone tried to use that number again it is invalid so they can never get to your real card number. Of course you can use your card as normal in stores. When you get your monthly statement each online purchase shows the bogus number it was paid under. Really a great idea.
1 person likes this
@tredale (1313)
• Australia
14 Jun 07
This is truely a great idea thankyou for your time and response i will look into this first chance I get.
@TerryZ (22146)
• United States
13 Jun 07
I did years ago when I had a credit card.LOL I no longer have any credit cards and Im fine with that. I use it to buy airline ticketts on line for pretty cheap. I had no problem at all. But you should always be careful.
@tredale (1313)
• Australia
14 Jun 07
Thankyou for responding it has made the web easier knowing things like this from people like you thankyou
@djmarion (4903)
• Philippines
12 Jun 07
nope, im afraid that my information will be stolen if i use my card online.
@tredale (1313)
• Australia
12 Jun 07
Yes I think a lot of us are fearful there is too many cleaver people out there using the computer and we are wise to be careful.
• United States
12 Jun 07
I use mine to pay bills. I make sure they have that padlock icon on the bottom corner. Some have a privacy or security thing on their website. I haven't had any problems yet *knock on wood*
1 person likes this
@tredale (1313)
• Australia
12 Jun 07
Thankyou for the tip its very helpful I wondered what the lock icon ment. I glad you responded cheers
• Singapore
11 Jun 07
Sure I have. I think you need to first make sure that you are dealing with a reputable company. Then make sure the address bar shows https instead of just http. Then it should be fine.
1 person likes this
@tredale (1313)
• Australia
12 Jun 07
Thankyou for the tip, I will keep my eye open for the https. This is very helpful and Im glad there is a place we can ask questions like this from a range of different people and mostly from people who know. thankyou
@razcal2267 (15577)
• United States
7 Jun 07
I do not use an actual credit card when buying things online but I do use my debit card. I only buy from sites that I trust and that I would shop at offline. I have been doing this for years and have only had one problem that was corrected as soon as I reported it.
1 person likes this
@tredale (1313)
• Australia
12 Jun 07
thankyou very much for the tips like Ive said before mylot and people like you make the internet a much safer place for beginners thankyou for taking the time to help me with this.
1 person likes this
@freak369 (4742)
• United States
6 Jun 07
I have used several different credit cards online and have never had any trouble with them being processed or having my information leaked. If you want to use an individual credit card for online purchases, check out the virtual credit cards that you can get from reward programs like Freeride and MyPoints. I have a Virtual Visa and a card through WebCertificate. They get funded when I cash out my points and are nice to have when I want to buy something in the $50.00 - $75.00 range but my credit cards are maxed. They are just like regular debit cards meaning you have to have funds available to be able to charge things on them.
1 person likes this
@tredale (1313)
• Australia
6 Jun 07
Thankyou for responding and this is a great idea I will look into this, see you are very clever and Im glad you responded.
@Willowlady (10666)
• United States
6 Jun 07
I do and only use one credit card with a low limit. It is only for online and used only at sites with the lock on it and verisign etc. I only deal with sites I am familiar with. Also I keep records so that if something would go awry I could have some information to back me up and find resistution. Good luck with your dealings online.
1 person likes this
@tredale (1313)
• Australia
6 Jun 07
Thankyou willowlady for you advice and tips on how to keep the risk minimum. I think there are some advantages to a credit card on line but like other people are really scared. Its great to be able to use other peoples advice.
@gabs8513 (48803)
• United Kingdom
5 Jun 07
No I haven't and I don't think I ever would I know People that have but to me I think it is to much of a risk I wouldn't use anything like that online unless I am 100% sure my Details will never go Public
1 person likes this
@tredale (1313)
• Australia
5 Jun 07
Thankyou for responding I know what you mean its a huge risk and one that Im not sure if Im prepared to take. Thats why mylot is great at least you can ask for real peoples oppinions and see what the problems are.
@andak2007 (3230)
• Philippines
5 Jun 07
yes i have used my creditcard to fund my account in stormpay so that i can upgrade my account in autosurf site. It was pretty much easy but i got really scared when doing the transaction luckily it all went smooth because the online site i have joined is a legitimate one. But i have know of credit card fraud very rampant here in the net so you better watch out..make sure that before making the transaction the site is secured from hackers and thieves. I avoid using my cards on the net...in order not to become a sorry victim.
@tredale (1313)
• Australia
5 Jun 07
Thanyou andak2007 I too am scared of becoming a credit card hacker victim. I work hard for my money and dont want to give it someone who has stolen it. I will keep my eye out for safe sites but are a little unsure what they look like I have recieved a some good advice and my in the future feel okay about it. I havent got responses about anyone with a bad story yet but am sure they are out there.
• United States
5 Jun 07
I have used a credit card online to do a lot of different online purchasing. I usually use websites that have secure websites or with websites I trust. I also take extra caution to make sure that any questionable sites aren't ordered from. You definitely want to watch out for unsecure sites and people looking to scam you. A lot of times, especially with the new IE, they display the lock icon somewhere on the browser, either on the bottom or in the address bar. that will signify that the site is secure. You can also do a little internet research to make sure certain sites you wanna use are secure.
1 person likes this
@tredale (1313)
• Australia
5 Jun 07
Thanks for the tips, its all a little daunting when your starting out. I am glad that this site is here so you can get real people real responses. Thankyou once again its been a great help good luck to you.