Do you think I'm taking on too much??

@racheld (840)
United States
August 23, 2007 3:17pm CST
This year my boyfriend moved out of our condo and so I'm now paying the full price of a mortgage and I have some pretty high credit card bills to tackle as well. I'm working full time as an Accounts Receivable Manager for a steel company and at the same time, I'm in college part time and I'm taking three classes during the week. Well money is becoming too tight and so I'm thinking of getting a part time job for the weekends. Do you think I'm over doing it? Or do you think I'll be okay?
1 person likes this
8 responses
23 Aug 07
It sounds as though you are already doing a lot as it is - do you really need a weekend job too? I appreciate that money is tight but there are surely other ways of raising the cash without working all the hours God sends. Spreading yourself too thin will only result in something giving - you will be lucky if it is only your college work that suffers. Have you not considered getting a lodger or friend to move in who could help by paying your boyfriends share of the rent? Perhaps you could do some overtime at work to raise a little extra. Try looking at your weekly expenses and see if you cannot shave some of that. You may be surprised how much you can save just by cutting out a few luxuries such as walking instead of taking the bus or making a packed lunch instead of eating out. I am sure you will be able to figure out something rather than taking on extra work.
2 people like this
@racheld (840)
• United States
27 Aug 07
My expenses are shaved enough. I already take lunches everyday of the week, I never go out on the weekends and I can't remember the last time I bought something for myself. An extra job is my only option. I don't plan on having it for a very long period of time. I just want to get financially stable and then I'll take it from there.
@jennysp8 (855)
• United States
23 Aug 07
You need to do what you have to do. You are preparing for a better future with your classes and you don't want to run your bills too tight. If anything, work the part time job in order to make bills and maybe pay some off. Then you can stop the part time job. It will be rough for a while but not as bad as it will be if you fall behind. And while you may be "just making" it right now...it only takes one unexpected expense to throw things completely off. If you don't have kids then go for the extra work so that your future will be more relaxed. Good luck!!
2 people like this
@racheld (840)
• United States
27 Aug 07
My thoughts exactly! Thanks a bunch!
@soccermom (3200)
• United States
23 Aug 07
I can identify racheld. I am assuming you have no kids to worry about, so if you can find a part time job that will work with your schedule go for it! It beats the alternative of being in a mountain of debt. My hubby and I have 3 kids, a mortgage, 2 car payments, all that. We also flooded a couple weeks ago and had to take out a $9000 loan to fix our house. He works 60 hours a week, I'm 30 hours a week at the insurance agency, I coach 2 soccer teams and serve on the board, not to mention keeping up with all my kids have going on. I got a second job yesterday, I'm going to bartend 3-4 nights a week. It blows time with my family, which I'm not thrilled about, but at least the bills will be paid and we can keep our head above water. We do what we have to to survive.
1 person likes this
@racheld (840)
• United States
27 Aug 07
wow, it sounds like you are taking on more than I am. Be careful and hopefully you won't wear yourself out! I was told by a friend that I could have a bartending job but I chose Kohls instead because of the discount! Christmas shopping is going to be a breeze! :)
@reinydawn (11649)
• United States
24 Aug 07
I'm assuming that you're still pretty young, so it shouldn't be a problem. When I was in my early 20's I was married with a baby, worked full-time at a fast-food place, and went to school full-time. I did pretty well juggling it all, until the marriage started to fall apart. I then had to give up school (big mistake!) because I was spreading myself too thin. Make sure what you take on doesn't detract from either your schooling or your sanity! If you're interested in working from home, PM me and we can chat about something that might work for you. Best of luck to you!
1 person likes this
@Calais (10900)
• Australia
24 Aug 07
You might be...You dont want to burn yourself out and be sick and have no pay at all...Have you though about consolidating your your loans into one....
1 person likes this
@sunshine4 (8708)
• United States
23 Aug 07
This all depends on how you are feeling. Personally, when I need money, I just go out and get another job. Sometimes I am doing 3 or 4 things to make money and my family and friends say I am nuts, but it doesn't drain me. It sounds like you have a full plate already. Only you can decide if you can take on one more. sorry to hear about your boyfriend.
1 person likes this
@earthsong (589)
• United States
24 Aug 07
I think you're overdoing it, but only you know what you can handle. Would you need to do the job for a long time? Or just short term until a bill is paid off? Maybe you can sell your condo and get a less expensive place?
@cutepenguin (6457)
• Canada
24 Aug 07
It does sound like you're doing a lot. It really depends how you're doing right now, with your current work load. Of course with a mortgage and credit card debt, the more you throw at it now, the better. Maybe you can get a small part time job, like just one day per week.