Prepaid vs Postpaid...

@ahgong (10064)
Singapore
October 9, 2007 10:06pm CST
Postpaid: telecom service accounts are for customers who use and pay. Prepaid : telecom service accounts are for customers who pay and use. I have noticed that the prepaid plans are very popular in some countries and compared to others. And most of these prepaid subscribers are mostly teens, who uses their prepaid subscription mainly for messenging each other. Given the high usage charges of the prepaid subscription, I am puzzled as to why these teens are still going for the prepaid accounts as compared to the better rates offered by Postpaid accounts. Which mobile plan are you on? Pre-Paid or Post-Paid? Why do you choose the plan you chose? Let's share!
5 people like this
20 responses
• United States
8 Jan 08
well I know that most of the teenagers have the prepaid. I would not get my teenager a regular cell phone. she would be going over her minutes every month and then I would be stuck with the bill. So yes I would go with the prepaid for the teenagers. I have Qwest for my cell phone. I picked this one because calls home are free too. Not just within the network plus I can upgrade at any time without having to restart my contract.
@ahgong (10064)
• Singapore
9 Jan 08
I do agree with you that teenagers do not know how to control their usages. I have personally experienced it before. The way kids uses the hand set now a days are really ridiculous. Imagine, using SMSs like they are using messenger on the internet. The amount of SMSs they sent each month is really staggering! Imagine a primary school kid, is already able to generate up to 1800 SMSs a month! Cannot imagine how many they will be sending when they reach the secondary school level. Wow, that looks like a good deal you have there. Qwest eh? Do they have a website I can look at?
• United States
9 Jan 08
Qwest is the telephone company in some of the states. They do local, lond distance, internet, cell phones and directv. I believe it is www.qwest.com. You can check it out there. Have a great night
1 person likes this
@eva_diva (287)
• Philippines
18 Mar 08
In our country, cellphone usage is very popular. Almost everyone has a cellphone especially students and teenagers. One of the reasons why most teenagers only have prepaid is because postpaid plans also require some qualifications including credit check and the easiest way for the teenagers to own these plans is to have their parents sign up for them or act as a supplement to their parents' cellphone plans. Post paid offers are very good plans especially for those people who are already members of the workforce. Most teenagers use too much of their plan credits and go beyond the limits very easily.
@ahgong (10064)
• Singapore
26 Jun 08
I understand what you mean. I see the trend here too. Teenagers just do not know the limits of their plans. They use the handset like there is no tomorrow. Never worrying about the bill or the usages they chalk up. Why? Cos they do not feel the pain of paying for those bills! So prepaid is a more popular choice as parents can control the amount they use.
@goldwin65 (937)
• Malaysia
18 Mar 08
In my country, prepaid offer cheaper rate especially for text massages and therefore it is popular here. Normally only hardcore businessman will go for postpaid because they usually make phone call. The present rate for text messages in my country is 1 cent per text.
@ahgong (10064)
• Singapore
26 Jun 08
1 cent per text! THAT is really cheap! It cost 5 cents where I live! No wonder it is so popular! And they make prepaid texting cheaper than post paid? How is this so?
@ahnah69 (141)
• Singapore
10 Oct 07
which mobile plan.... normal plan .. def. not pre-paid. because got discount from Green Color Service Provider.
1 person likes this
@ahgong (10064)
• Singapore
10 Oct 07
ha ha ha ha... so you are a hubber too ;) me too. And i really enjoy the perks of the points too... every two years get vouchers to upgrade the phone. One of the many perks of being a hubber. :p Now they got the deal for the Maxonline with the laptop... backside itchy liow. If not for the high monthly fees, I would,'t hesitate to go renew my plans. :p
@ahnah69 (141)
• Singapore
11 Oct 07
dun get cheated by their free things.. any laptop or PC must check the config and model number which is old old equipment that use in Ulu Indian or Vietnam country.
1 person likes this
@ahgong (10064)
• Singapore
12 Oct 07
I hope you are pulling my leg. They say that it is brand new laptop leh. How can it be a refurbished laptop when they are touting it as a freebie in collaboration with the company who is supporting the laptop. hmm... you got news of such cases before is it? Cos I never read such reports before.
@applefreak (3131)
• Singapore
13 Oct 07
same as ahnah, i also using post-paid coz i got discount. but it's from the red colour one instead. am going to cancel my green colour one when the contract is up. got the green line coz of the i-mode trail but didn't like it. i like to try new things but will use it if it suits my lifestyle. pre-paid cards are just not convenient enough for me, especially if one is overseas. btw, i'm not a frequent user so i'm always only paying the subscription only, for the lowest plan :p there are many reasons why a person will go for prepaid cards. for foreigners working in singapore, they've got to pay a deposit for post-paid accounts which not many can afford, so they go for prepaid instead. also, the need to have a mailing/billing address might be beyond them e.g. maids or construction workers who live at worksites.
1 person likes this
@ahgong (10064)
• Singapore
18 Oct 07
you got a point too. But the deposit is refundable rite? Just put the deposit there during registration, and when you cancel the line, you will get it all back rite? Like I said, it is really a matter of usage patterns. Some find prepaid a better option compared to a post paid. Some find it the other way around to be better. Hmm... *deep thoughts*
• Singapore
18 Oct 07
the deposit is refundable but usually quite a big sum. especially to people who actually borrowed money to come to singapore and work. to us, a few hundred dollars may not be much. but they simply do not have an extra ten or twenty dollars, not to mention hundreds. sometimes i feel really bad when i see them trying to save a few cents by walking a few bus stops or sharing one bowl of soup between two person.
1 person likes this
• Singapore
8 Nov 07
hahaha, guess that's precisely why teens get prepaid cards. coz they lack the discipline required to hold post-paid mobile lines. :p have heard of friend's whose child call up a thousand dollars of bill in a month. that's the fault of those chatlines. lonely teenagers are just happy to have someone to talk to. they dun care if it's gonna cost $1 a minute coz they are not paying the bill. they'll only learn when the money to top up the card comes right out of their pocket money. that's how sheltered our teenagers have became, sad but true. :(
1 person likes this
@smoke_gun (1243)
• Malaysia
10 Oct 07
who paid for the teenagers phone bill?parent paid.if you have kid and want to take control their monthly phone bill,prepaid is the best choice,no money,no outgoing call.if you can afford unexpected high amount phone bill,then you can apply post paid plan for them,you'll have monthly headache. :)
1 person likes this
@smoke_gun (1243)
• Malaysia
11 Oct 07
kids attitude nowdays very difficult for me to believe they will dicipline themself,just like my brother,if my parents give him more,then he will request more than given.so i can understand why some parents always control their kids financial and material request,actually it's good for both side.The kids should know where the limit is and what they got from parents were not compulsory for their parents.
1 person likes this
@ahgong (10064)
• Singapore
12 Oct 07
ha ha ha ... i understand where you are coming from. Something like rights and privileges back in the army days. heh heh... give them an inch, they ask for a foot. But given that there is a fixed amount of allowance from the parents, a prudent kid will know how to manage his expenses to get the best out of every dollar given to them. No? I guess the lifestyle of quick rectification is more prominent in today's youth as compare to yester-generation.
@dianagnes (1088)
• Singapore
19 Jun 08
Im a prepaid users.It right that i used it for mostly messaging matters.If for calls,its hard to maintain a long usage of amount there.I rarely makes calls,so that is one of the reason. Now here,there are two prepaid service that have a low price with a large amount of money inside.That's cool.Like example,pay $28 for the credits of $128 while another service have another way of catching their own customers.The also caters those overseas call and messages.They have to convince their users that they are the best.I feel of getting that too as i have trips out of Singapore.
1 person likes this
@ahgong (10064)
• Singapore
19 Jun 08
Pay $28 and get $128 in value? Which company prepaid is doing that right now? So shiok ah? I remember when I was using prepaid, I never got this kinda deal before! Wow!
@dianagnes (1088)
• Singapore
19 Jun 08
Singtel and Starhub is having that prepaid service.Looks like they are fighting..hahaha!There's the adverts in papers,they will show like a day for each adverts on paper.Means,one day singtel,another day starhub.Its on weekend usually.
1 person likes this
@rosedust82 (2073)
• Philippines
19 Sep 08
I've been a post paid subscriber for two years now and I definitely like this better than the prepaid subscription. At least I don't have to worry about not having enough load especially if an emergency arises. I'd rather go over my budget than take the risk of not having enough.
1 person likes this
@ahgong (10064)
• Singapore
22 Sep 08
Well, different people have different ways of handling their expenses. If you know how to handle your budget well, you will definitely have no problem with post paids. But I am also not advocating that all pre paid people are lousy handlers of money. It is all a personal preference. Like for me, I started with prepaid cos my usage was low. Then as it increases, I find using post paid give me a better deal for the same amount of money. So I switched.
@schummi (925)
• India
19 Jun 08
well....i think its better with the prepaid ...as there is always some instability in our expences .... so they just keep to prepaid...that whenever they have money...
1 person likes this
@ahgong (10064)
• Singapore
19 Sep 08
That is one way to look at it. No messy monthly bills to worry about if the income is not stable. The problem is, if usage is high, frequent top ups may end up be spending more than post paid. So it really also depends on usage pattern to see which one fits the individual better.
• Malaysia
21 Mar 08
I am using postpaid, I've never used prepaid before. I'm just too lazy to purchase the top up amount if my prepaid runs out of money. although I'm using postpaid, I do keep track of my calls and make sure that I use my mobile wisely. .
1 person likes this
@ahgong (10064)
• Singapore
19 Jun 08
it is not easy to keep track of the time duration of all the calls in a month. What are some of the tools you use to keep track of this?
@chiyosan (30199)
• Philippines
19 Mar 08
i use prepaid, it is more convenient for me.. i can control the amount of spendings i have. as for the fixed rate, yes they have better plans and have free minutes of talk time to spare too. but if you have a plan for your CP, you might not be able to control your spendings.
1 person likes this
@ahgong (10064)
• Singapore
26 Jun 08
I guess it is a matter of how you use your cell phone on a monthly basis. Depending on your usage patterns, and the plans offered by the telcos where you live, it may be better for some to go with prepaid and others, post paid.
@nokia6233 (937)
• India
8 Jan 08
well i am using prepaid only...but in my city chennai it is not as you say...bith prepaid and post paid are comparable in the costs... but i use prepaid cos i want to limit my mobile usage....
@ahgong (10064)
• Singapore
9 Jan 08
Hi nokia6233, thank you for sharing your preference. From the numerous threads on prepaid vs postpaid plans for cell phones, I also notice a trend. Most people are using the prepaid as a kind of tool to limit their usage. As long as they can afford to top up, they will get to use their phone. If not, they will have to wait till they can afford to to use their phone.
• Philippines
17 Oct 07
i use prepaid plan.. because here in the philippines.. prepaids plans are more less cost.. because the telecom services offer great savings for peoples..
1 person likes this
@ahgong (10064)
• Singapore
18 Oct 07
As mentioned before, can you kindly post an example of the prepaid and postpaid rates for illustration? How much is the savings when using prepaid as compared to prepaid for the usage charges? This is entirely new to me. First time I heard of prepaid being cheaper than postpaid in terms of usage charges. Interesting! I would really appreciate it if you could share the above information to enlighten me. Thank you in advance!
@chunter (1761)
• Singapore
13 Oct 07
If I were still schooling, I would definitely choose Pre-Paid. Reason being, at that time when mobile phones are getting popular and you have to be tied down with a two-year post-paid contract, I don't have a monthly salary and my usage is low. Whether or not I finished the amount of call time or sms allocated, I have to pay a flat monthly rate of $25. That is a lot for a student!
@ajrox1810 (992)
• India
12 Oct 07
I have a prepaid plan as it offers much better rates than postpaid.Man Prepaid Rocks.
1 person likes this
@ahgong (10064)
• Singapore
18 Oct 07
Really? Usually it is the other way around. Can you show me an example of your billing plans for comparison? I am really curious. Cos where I am from, the pre-paid charges are really high compared to the post-paid plans on offer.
@biwasaki (1745)
• United States
11 Oct 07
I was on a prepaid service because I didn't use my cell phone that much. But I discovered that they were deducting $1 per day from my account, even on days when the phone wasn't even turned off. I figured that meant I was paying $30 per month plus usage charges, which came out to an average of about $50 per month total. Once I found that out, I switched to a regular monthly plan with a contract.
@ahgong (10064)
• Singapore
12 Oct 07
wow... they actually charge $1 a day even when there is no usage? I tot prepaid means you pay in advance for a fixed number of minutes/SMS. As long as there is no usage within the fixed period (usually 6 months). The minutes/SMS are yours till you start to use them. If that is the case, how can it be called prepaid?
@surajpkn (584)
• India
10 Oct 07
Well, i am 20 years old and i am using a prepaid service. The fact is that, teenagers do not have any source of income, so they cannot go for postpaid services since if the final bill becomes too high, it is difficult to manage. I think prepaid services are the best for the teenagers because they know they have to retain money in their accounts for urgent needs and they will be careful about spending time over the phone and talking and hence that can do them good.
1 person likes this
@ahgong (10064)
• Singapore
10 Oct 07
hmm... you got a point too. If the main reason for using prepaid is to monitor one's usage, with a little discipline, the same amount of money can be put aside each month to pay for the post paid bill no? More SMSs and bundled talk time for the same amount of money spent. That would be more prudent, no? I have seen so many kids spending obscene (In my humble opinion) amounts of money of prepaid when they can easily save about 25-50% of the cost if they had gone for post paid instead.
@kishusia (1069)
• India
18 Mar 08
I now have a pre-paid connection from Airtel. Earlier I had post-paid. Then I was always troubled by faulty bills. At least now have my peace of mind.
1 person likes this
@arun057 (281)
• India
10 Oct 07
Well, there is avery simple reason for why teens go in for the prepaid plans, 1) Messaging is usually free 2) If they have a postpaid, they dont keep tabs on how much they are spending, and this results in bills more than they can afford(out of their allowance that is...)
@ahgong (10064)
• Singapore
10 Oct 07
Really? Messaging is free? where I am from, one prepaid SMS is equivalent to 2 post paid SMSs. Receiving them is free... but sending them... phew! Kids now a days like to send messages more than they call each other. Simple one word messages like 'k', 'reached', 'Yes', 'no'... etc are costing like 5 cents each! and the average number of messages these kids sent to each other, it is in the hundreds each month! How come they don't see things that way? *puzzled*
1 person likes this
@arun057 (281)
• India
18 Oct 07
Actually, it used to be totally free here, but some of the usual plans were brought down to 100messages free per day, then it became .05rs per sms, but compared to call rates(1rupee/min) this is cheaper, but this has definitely reduced the tendency to message....
1 person likes this
@amitksing (1323)
• India
7 Jan 08
I think you are quite right. Pre paid plans are popular among students as they have limited pocket money. I will explain my experience. I used to spend around Rs.400 (US $10) a moth on my pre paid connection which roseup to around Rs 700 (US $17) a month when I moved to post paid. My phone bill expenditure rose up to 170% once I moved up towards post paid plan. The fact is that call rates are cheap with post paid, and this makes us use it a looooooooot! The benefits with post paid is that we never run out of balance and validity period of our connection. Also, it comes out to be really cheap when our monthly usage of phone is very high.