Do your ATM's charge withdrawal fees?

@jennybianca (12914)
Australia
November 7, 2007 6:40pm CST
All banks charge fees here, some more than others. With my account I get so many free withdrawals per month. If I exceed that, I am charged a withdrawal fee. If the ATM which my bank owns, breaks down, or is not available, I have to use another banks ATM. Then I am charged a lot more in the way of fees. For instance, with one ATM nearby, I am charged $2.00 per transaction. It is a rip off.
15 people like this
39 responses
@ctrymuziklvr (11059)
• United States
8 Nov 07
ATM rip off's - atm machine
Some atm's charge fee's and others don't. Unfortunately for me I usually find the ones that do and it really makes me mad. It's a rip off alright!
@webeishere (36353)
• United States
8 Nov 07
This is the really sad part about ATM fees being charged. The casinos here in Minnesota are Native American Indian owned and run. If you take out $100 at their ATM in the casino some charge as much as $25 for that transaction. Grrrr! They sure get rich that way. HAPPY POSTINGS FROM GRANDPA BOB !!~
1 person likes this
@jennybianca (12914)
• Australia
8 Nov 07
The best way is to use the ATM for your bank, but of course, this is not always possible.
@subha12 (18453)
• India
19 Dec 07
no my bank does not charge me withdrawl fee. even if i withdraw from other bank ATMs as well. But opreviously i had account with other bank which chages money to check or withdraw from other ATMs.
2 people like this
@jennybianca (12914)
• Australia
11 Feb 08
Lucky that you have this free one now.
@GardenGerty (106536)
• United States
8 Nov 07
Most ATMs charge fees. I do not use them. I will write a check at Wal Mart and get extra cash, or at the grocery. I am lucky, the two different banks we use have become very convenient, and they have long hours and outlying branches, so it is convenient just to go to them. Small town living at its finest. LOL
@jennybianca (12914)
• Australia
8 Nov 07
I don't think too many of our supermarkets are happy with the use of cheques, probably because too many bounce.
@sacmom (14314)
• United States
7 Dec 07
Wow, that really sucks! Fortunately for me I don't get charged a fee for using my bank's ATM machine, no matter how much I use it. Thank goodness too, or I'd have to switch banks! LOL I do get charged a fee for using a different bank's ATM and that is bad enough. Luckily though, that is rare, like when I go to the mall with my kids and forget to bring cash with me. As the only ATM's they have there are from a different bank, I pay the fee. :P
1 person likes this
@jennybianca (12914)
• Australia
11 Feb 08
I am allowed 8 free transactions from my banks ATM per month. That may sound okay, but as I dont like carrying around a lot of cash, it can be impractical. Plus, if my ATm is down, I often have to use another banks ATm & this can be very expensive.
1 person likes this
@sacmom (14314)
• United States
11 Feb 08
What, only 8?!? That's too bad. It's certainly not fair to customers, like you, that use a bank to keep their money safe.
• United States
12 Nov 07
yes,and they're all different fees at the different ATM's.anywhere from 1.50 to 4.00. the bank it's drawn on doesn't change for usage though.i guess they figure with all the other places,they'll give us a break LOL
1 person likes this
@jennybianca (12914)
• Australia
14 Nov 07
I would be avoiding the $4.00 ones if possible!
1 person likes this
• United States
21 Jan 08
i try not to,definetly.
@faith210 (11233)
• Philippines
10 Nov 07
Hi jennybianca! My bank does not charge any withdrawal in an ATM withdrawal as long as it is with its ATM machines but if it is off line, I get to withdraw to another affiliate bank that will charge me around 50 pesos, I think and that is approxiamtely equivalent to $1. Take care and have a nice day.
1 person likes this
@jennybianca (12914)
• Australia
11 Nov 07
Guess you stick to your bank ATM whenever possible then.
1 person likes this
@faith210 (11233)
• Philippines
11 Nov 07
Hi jennybianca! I sure do as much possible. :) Have a nice day! Take care friend!
@mari_skye (1638)
• Philippines
9 Nov 07
True, withdrawal fees are a rip off and ridiculous, having to be charged for getting some of your money back! It's a good thing my account does not charge any withdrawal fee as long as I withdraw from their own ATM's. It would charge withdrawal fees when I use other bank's ATM machines.
1 person likes this
@jennybianca (12914)
• Australia
9 Nov 07
Ours have a limit on the number of free withdrawals from the ATMs, which is easily exceeeded.
@mari_skye (1638)
• Philippines
9 Nov 07
Well, I guess you just have to withdraw less frequently. Say, withdraw enough amount to last you for two weeks, so that you only get to withdraw from your bank twice. Just a suggestion:)
1 person likes this
@jean0827 (306)
• Malaysia
8 Nov 07
in my country, banks shall charge yearly for the atm card usage. however, if I withdraw money from the other bank's atm machine, then a little fee will be deducted from my account. Seems like banks in different countries are having different charges for their services.
1 person likes this
@jennybianca (12914)
• Australia
9 Nov 07
Only one charge per year, but I wonder if that charge is accumulated & quite high?
@jean0827 (306)
• Malaysia
9 Nov 07
Not very expensive actually. I'm in Malaysia. The yearly atm fee is around RM8 to RM12 like that(i think different banks have different charges on this). It's the amount which enough to have a meal at McDonald here. Then if I withdraw money at different bank atm machine, RM1 or above (due to the amount u withdraw) will be charged.
@dreamy1 (3815)
• United States
8 Nov 07
I've never been charged an ATM fee from my bank as long as I use their ATM's they don't charge a fee and I have unlimited usage. I'm only charged a fee if I use an ATM that isn't associated with my bank and I only use those if it's an emergency and I can't find an ATM for my bank.
1 person likes this
@jennybianca (12914)
• Australia
8 Nov 07
You are lucky. Your banks don't rip you off.
@dreamy1 (3815)
• United States
9 Nov 07
The ATM is good but they rip me off in another way when they charge $2 a month for not having direct deposit. I don't have a job right now but I'm moving and changing banks soon anyway.
1 person likes this
@guss2000 (2233)
• United States
8 Jan 08
Yes, ours do here too. Most here are between 1.00 and 2.00 if you don't use your own bank family. You are right, it's a rip off!
1 person likes this
@jennybianca (12914)
• Australia
11 Feb 08
And it's getting worse I discovered. I was charged a huge fee last month.
@Eskimo (2317)
22 Dec 07
Most of the banks in U.K. (especially in Scotland) don't charge ATM fees (although they would really like to), but some of them have sold off their cash machines to a seperate company which does charge fees (typically around £1.20 per transaction), these charges are a complete 'Rip Off', and I would fine these banks and companies for the excessive profits they make from their customers.
1 person likes this
@jennybianca (12914)
• Australia
11 Feb 08
It is a rip off I agree. Typical that they sell off their cash machines.
• United States
25 Nov 07
I don't know if I get charged for too many withdrwls, but I do get charged for using another ATM. The ATM I use charges, AND then my bank will charge as well. There is an ATM close to my house that lets you see your account balance on the screen instead of getting a printout, and it says that it won't charge you for doing it that way. But then my bank still charged me! And on top of that, since I was already negative, I had a $17 NSF charge on top of it! So I don't use that one anymore.
1 person likes this
@jennybianca (12914)
• Australia
25 Nov 07
Thats a double dip kind of method of getting your money. Very unfair in my opinion.
• Italy
17 Nov 07
My bank is pure Heaven. We are charged no ATM fees. Well, the bank dosent have any locations or atms of it's own. We mail in any deposits or do it online via a scanner. We can use ANY atm in the world =) If that atm charges $$ for you to use it (which they all do) our bank reimburses us at the end of the month for all atm fees we payed out. Unfortunately it's a military based bank...USAA. Thats why their are no locations....because we go all over the world. Wish I had been a military wife sooner....if just for the Bank =P
1 person likes this
@jennybianca (12914)
• Australia
19 Nov 07
That is veery reasonable & fair of the Military Bank to allow cost free transactions. Even better to pay the other banks ATM fees for you. The Military look after you well.
@smoke_gun (1243)
• Malaysia
14 Nov 07
withdrawals fee at my country local banks are free for the first three withdrawing than 50cents(ringgit malaysia) will be charged on every single transaction.withdrawing made at other's bank atm will be charged for $1 for every single transaction.i feel like it's a stupid policy against saver money and no wonder many peoples claimed that bank is the best robber in the world!
1 person likes this
@jennybianca (12914)
• Australia
17 Nov 07
Three free withdrawals is not much!
@arkaf61 (10882)
• Canada
14 Nov 07
Like you I have a certain number of free withdrawals at the ATM each month and if I exceed that then I do have to pay a fee. If I use another bank's ATM then I always have to pay a fee that varies from $1.50 to $2.50. ANd yes, my bank's ATM, the one closest to me is often not working for this reason or other, so I have to use the others and pay the fees. MY work hours do not allow me to go to the bank while it's open so most of my transactions are done at the ATM, which makes me often get over the limit of free transactions too. It sure is a rip off. For many reasons including the fact that they are actually saving money by us using the ATMs instead of going to the bank personally. Less tellers needed, and the more people are used to the ATM even less tellers will be needed.
@jennybianca (12914)
• Australia
17 Nov 07
This is exactly why many banks are making huge profits!
@nempel (139)
• Indonesia
11 Nov 07
if I withdraw from my banks atm, than it goes free, but if I must go to the other banks atm than it will charges every action I take, even just for looking at my saldo, but eventhough I'm not get charges for atm when doing an action, everymonth there is allready an administration fee, in that administration fee there is allready include atm fee, still fair enough for me I think, since I pretty often doing transaction on atm and internet banking.
1 person likes this
@jennybianca (12914)
• Australia
11 Nov 07
If you are happy with your banks system & admin charge, that is good.
1 person likes this
@Perry2007 (2229)
• Philippines
11 Nov 07
If I use the machines from the bank I opened my account. There is no charge on my transactions including widthrowal. But if I use other banks machine they charge 3 dollars. So I need to find a machine with my bank. Solution, I maintain account from several banks.
1 person likes this
@jennybianca (12914)
• Australia
11 Nov 07
$3.00 is way too much. I am sure you must try to avoid those ATM's.
• Philippines
10 Nov 07
Yes if it's interbank they charge $2 in my withdrawal to my ATM. Same is through if i deposit money not in my branch they charge also. Sometime the charges is much bigger to my dposits hahaha. This is not new to me.
1 person likes this
@jennybianca (12914)
• Australia
11 Nov 07
I still bet you are not happy with it!
• India
10 Nov 07
well i dont know of which location you are talking bout but here in india there is bank war now , everyone wants to capture maximum customers , so they lots of rewards with attractive packages , earlier their used to be transactions charges everytime we withdraw but now its free , almost in all banks...at the same time their are banks who are providing credit cards to their customers for free. 0 balance account is another things that now a days are provided from banks. that was alll from my side!
1 person likes this
@jennybianca (12914)
• Australia
11 Nov 07
I am from Adelaide, Australia. When there is a lot of competition such as you are experiencing now, there are often good deals.
• United States
9 Nov 07
If i go to my native bank chemical bank then no the ATMs do not charge fees, however if i go to a different back i get double charged. its like $4 total usually.
@jennybianca (12914)
• Australia
10 Nov 07
I guess you use your native bank as often as possible then. Thge other one sounds like a rip off.