Should Parent's financial responsibility for their children when they are over18

@mari123 (1862)
China
November 15, 2007 6:42am CST
Parent's financial responsibility for their children should end at 18 years old.What do you think.I agree with this idea.I think when child reaches at the age of 18 if he/she can vote that child can begin to formulate and shape the financial,emotional and spirutal destiny of his/her own life at that time.My own feelings are that a child shouldn't be surprised at the age of 18 that he/she suddenly has to take responsibility for his/her self.They will acquire the rights of such but they should also expect the responsibilities,too.They should start worrying about their long future before they turn 18.They should need to figure out how to finance their own life.
3 people like this
15 responses
@lilaclady (28285)
• Australia
15 Nov 07
Technically I think at the age of 18 you should be responsible for your own finances but parents never stop being parents and especially mother their babies are always their babies and they will always be there for them I think, I guess it depends on the circumatances.
• United States
15 Nov 07
It's a hard thing I know but if the parents have a done a good job in raising the child.It will proably make it easier for the kid to make it on his own.
• United States
15 Nov 07
It depends on the maturity and strengths of the "adult". I personally think that 18 is way too young to take on full responsibility. Yes I do agree that a mature adult should be able to stand on their own two feet by 18. I did, and so have my kids, but even though I had my own place at 18, I wasn't mature enough to handle everything that came my way. There were times I needed my mom and she was there for me. If you have parents still living when you reach your 40s you might still have need of them, and you try to support them too. That's what family if for. Everyone supports each other. I'm living with my daughters now and don't know what I would do without them. At the same time, they have a live in "babysitter", and they can go to work and not worry about leaving their children in the care of someone they barely know. As human beings in general, we ARE our brother's keeper. So we should be our children's keeper, and they should be there for us as well.
• Kuwait
16 Nov 07
When children reach this age, they must know how to take care of themselves even in terms of finacial support. but of course children is still young to know the real world and doesnt have enough source of income so parents still can help them to survive, but children must learn how to earn and live life in a real fair way.
@ayou82 (3460)
• Philippines
16 Nov 07
I think too they should stop they have to teach their kids to stand on their own. Parents got other things to deal with their lifes too so parents should have the times of their life and enjoy theyre 18 they already have the foundation in their brains to think logically and for them to survive.
@humbleme (1004)
• India
16 Nov 07
Hello mari123,Thanks for your post,if they are really parents they shouldnot wait when their kids turn 18, rather babies born innocent and like soft wet piece of soil,its the efficiency of parents how they can shape their own child with proper guidence from the begining years, and yes if the parents have guided their child properly then the child can start to earn decently and can take all his/her responsibilities soon after his/her education is complete. Thanks
@sid556 (31031)
• United States
16 Nov 07
Parents should be teaching their children to gradually accept more and more responsibility for themselves throughout their growing up so that once they reach adulthood it is not a big shock. To make age 18 a cut-off? Let's not forget, many kids are still in highschool until 19 or 20. I always supported my kids financally until they were at least done with highschool. If they went on to college, I would continue to support them/
• Philippines
16 Nov 07
i think its good that we teach a child to take some responsibility for himself/herself. But as parents, i don't think one can this in ones conscience just because your child is over 18.. especially here in the Phils... in the bible a parent's responsibility even extends up to the grand children.. would you believe that ? i'll get back to you with the verses :-)
16 Nov 07
i really could not say that we should require children when reaching 18 to provide for themselves. but i will adviset hem to try to find some work if they think that they can work, i will still support them. i think it's really depends on the country you are in. since we are in a third world country where there are not much work opportunity for people, many family still provide for their children when they are over 18 and they will keep doing so as long as they can sometimes while their children are still single. i will do that too if one day i will have my kids and get to that age. i will not really mind helping my children and will not really require them to work as early as possible. but still i have not really say no if they want to earn some extra money. but i think i will make it a point that they will be able to study while they are working. but if they can't really focus ont heir studies i will not obloivge them to work and force them to leave their work. it's really hard to find work here that will give them money enough to provide for themselves. i know in america that teens can really work and earn some good money without too much work. but here in the philippines, you will not really find that much opportunity. though they can really find some work. sometimes their incomes will not really cover the expenses teh will incur gonig to work and for the aloowance they will need to eat and to pay for the trasoprtation. so somepeople don't really work at all and wait to finish college before goingn to a work. and i believe that we will need to support children when they can't really find work in the our place. but i will be happy for my kids if they will have some desire and will be excited to work on their own. if that will provide them self-fulfillment i will not hinder them or stop them from working. but in our country we think that it is still the obligation of parents to provide for their children even they are more than 18 years of age.
@Debs_place (10551)
• United States
16 Nov 07
That sounds great in an ideal world, but here in the US, kids are in college until they are 22 or 23, and for the most part can not support themselves. So they do not figure out their financial fiture until they are done with school. I know few 18 year olds that are capable of doing such.
@dreamy1 (3818)
• United States
16 Nov 07
No but for me there are exceptions. If they are still living under my roof they must have a job and help with the bills or be in school. I still lived at home when I went to college and my mother took care of me because she said school was my job. When I graduated I still lived at home and had a job and helped pay the bills.
• Philippines
16 Nov 07
I agree that children should start being more responsible for themselves but I don't think ALL financial responsibilities by the parents should end at 18 years old. In my culture a lot of 'children' over 20 still live with their parents or in their parents' house, myself included. When I was 18 I usually spent for my own luxuries -- I saved for my own cellphone, my own clothes, and stuff like that. But my parents still paid for my college education until I graduated at 20, and I'm very thankful for that.
@sweetcakes (3506)
• United States
15 Nov 07
No i wont. I think they should get out there and welcome them to the real world. however i would support them. if needed far as an emergency situation.
@wisedragon (2331)
• Philippines
15 Nov 07
I think independence and sense of responsibility should be taught as early as possible, even before the age of 18. I wouldn't kick my children out of the house though. They're welcome in my house as long as they need it.
@poohgal (6851)
• Singapore
15 Nov 07
Hello there. I think for this, there is no hard and fast rule. It really depends on how young the parents train their children to be financially independent and how the children respond to it. For myself, I was financially independent when I was 18. Many of my friends were not independent then. I was in University then and I had to give part time tuition and do weekend part time work to pay for my books and stuff. I chose to be financially independent as I feel that I was old enough then to support myself and did not wish to burden my parents as they do not earn much.
@Sillychick (3283)
• United States
15 Nov 07
To an extent, I agree with you. At 18 people should start to take on more responsibility for themselves. But I don't think they should just be cut off on their 18th birthday. Before that age, they need to be preparing for adulthood, but not to the extent that they miss out on childhood. They should be thinking about going to college, what type of work they want to do, and how they are going to take care of themselves. Then when they turn 18, they start making decisions such as where to go to college, what to major in, how to earn the money they need for day to day things and how to spend that money. But parents should still support and help them. How is an 18 year old going to pay for college? And if they don't go to college, how are they going to support themselves? My opinion is, as long as my son is working toward making something of himself and trying his hardest, I will continue to help him.