If you found out money had been added to your bank account...What will you do?

@maean_19 (4662)
Philippines
December 3, 2007 12:14am CST
The scenario is this.... You managed to memorize or at least has an update of how much your deposits or money to your bank account whether passbook or ATM. The thing is, someone made a deposit to your account by MISTAKE. What would you do? Will you spend it? Or will you track the person who made a deposit which requires effort. Be honest and truthful with your answer.
4 responses
@sephrenia (567)
3 Dec 07
I've actually had this happen to me. I went to go and draw out some money from my account and I found that someone had made a deposit to my account of £1500. I knew straight away something wasn't right so I reported it to the bank who removed the money from my account and put it back in the correct account. A week or so later another deposit appeared for £100 so I went in again and asked the bank what was going on and it turned out that although the person who made the first deposit couldn't track me, they had placed the second amount of money in my account with a note attatched to it as a thankyou for being honest. I reckon it's better to be honest in the end because you will only end up in trouble if you're not.
1 person likes this
@maean_19 (4662)
• Philippines
8 Jan 09
That was nice and something to learn from. Only few are honest these days. Too great that you are rewarded for being honest.
• United States
4 Dec 07
No. I will not spend. I will ask my bank official to make enquiry and to find out genuine person who deposited the money by mistake and collect his or her name and will request the bank to retun his or her money with intimation me. I will also contact the person and will know if he or she get the money back in right way.
1 person likes this
@Adoniah (7523)
• United States
3 Dec 07
You notify the bank and let them take care of it. That is the easiest way. They have the technology to do the tracking much faster and easier than you do so let them do it.
1 person likes this
@megumiart (3782)
• United States
3 Dec 07
Hmmm..That;s tough. i know he right thing to do would be to report it, but i would probably keep the money.
1 person likes this