Warning: Major Fuming Rant Here

I plan to call the Disney Movie club on Monday and go to the bank also, so see what both say then.

I plan to go to my bank tomorrow --I printed up the statement that shows the unauthorized deduction...hopefully they can do something about it..so wish me luck--still fuming mad though...I checked the Disney account and there is no mentioning of any recent purchase..weird no?

That's exactly what it sounds like...like a movie plus the shipping and handling charges amount....thing is I always make sure I decline the main selection on time, on-line which should be instantaneous instead of sending those dumb reply cards back which could get lost in the mail Boy what a scam of the woman with the electric bill...she must have done that a lot...did anyone including you ever get your money back or at least credited for the amount she helped herself too?

Hmmm,38.90 is almost like a payment for a movie and shipping and handling,do you think that it is for a movie,but you did not verify it,kind of like a monthly movie that comes out and you have to decline it before the deadline hits or it will be deducted from your account and sent out to you automatically.Maybe it will not show in the disney account until tomorrow or that someone has mistakenly took money from your account rather than someone else(a mix up)or some jsut decided to pay them selves by using it to look like a disney payment.I dont trust any site,even disney.Too many crooks working for many popular attractions who like to get an easy grab.I remeber one time i paid(mailed)a check to pay my electricity when i was in college,the worker said to make it out to her,i never thought because she worked there and she cashed it in on her and kept it.I got a bill(outstanding bill)saying i did not pay,tried to tell them what happened and they said i did not have proof,my boyfriend at the time knew i had sent it,he saw me write the check out.The girl did not work there anymore at the time,she had been fired due to illegally taking money.I got scammed good!My fault though for righting her name on it,i should of known better:/BEEP!!

There's no record of anything being sent to me though... I looked at my account on-line..and nothing shows up

I don't know how your Disney account has performed in the past, but mine is not always accurate. I have purchased the selection of the month before and the order doesn't show up immediately. It has taken a few days, same as when the item ships.

I don't plan to call my bank tomorrow but go to the bank...I printed up a copy of the statement and the unauthorized charge on my account. And NOPE...it wouldn't just take a few days to clear this up...when I had a dispute once before, and this was major heavy duty stuff, it took them a whole month to get it settled. The dispute was when I had ordered on-line my Mac computer back in Nov of 2006...it was to be delivered to me on Nov. 29th...uh, never arrived to me..It was on record that Fed-ex had delivered it and was signed for by an "antonio"--like who? Now don't ask the aggravation I had with all that--since it was on record that the computer was delivered to me, Apple wasn't going to replace or reimburse me the money for the computer..we're talking over $2,000 for a "customized" computer too. Finally, yes I got things going with my bank to refute that I never got the computer and was to be reimbursed,,,...but it still took a month with the bank to get things going..all in all it took three whole months to get my money refunded As far as an agreement...there is always some kind of agreement..that if I don't decline the main selection the movie is sent automatically to me and yes, a deduction is made...weird thing is...I looked at my account status...nothing is showing up that I ordered anything, not even whatever this automatic selection And no...I hardly think it will take only five days to get a new card....more like a month the way my dumb bank works..and this is one of the top three banks in the world too--starts with an "H"

It is different story. In this case should be easier. I get charge like yours and my bank get it back in two days. I think that Disney may want to charge it back on Monday...

I kind of have my back up a wall though...I plan to also get a cash advance from my other credit card and deposit it tomorrow into my account..even if I only took two days to get this cleared up, I just can't risk having those outstanding checks bounce..not with my banks bounce fee of $35.00

wow that IS stupid. I mean you changed the information already, and then 3 months to get it back? they're holding the money for as long as they can, that's why

You should have received some item to show for the charge, pyewacket, otherwise it was silly for them to deduct it from your card. That is why I only use mine to pay for my internet and telephone bill. They go wild if you once give them access to your card.

What is really frustrating is that I looked at my account and there is no mentioning of any new purchase listed...seems kind of weird in itself--I mean shouldn't there be something listed for recent purchase???

Yes, I'll probably have to wait until I get the "merchandise" I DIDN'T order and mail it back before they give me credit

I plan to get in touch with both the Disney club and my bank on Monday..either way from what I'm learning from an email sent back to me from the Disney club when I emailed them, it can take a whole month to get my account reimbursed--we'll see--hope sooner

Oh, the push-button hell? Argh! I usually just hit 0 right away to see if it will take me to an operator. If not, I hang up and try 9. Those two usually work.

Oh, isn't that aggravating when you try and talk to some representative, and being put on hold forever. Oh, and I just love it when it's one of those automated things..press 1 for this, press 2 for that, by the time it rattles off the whole menu you forgot what you called for...and it's such a trial to finally talk to a REAL person--I pretty much don't have a real choice...I use my ATM credit/debit card for everything....have to :(

Well, I called the bank and told them that not only was the check not cashed by the person who it was written to, but by her daughter (and we use the same bank) and that was not noticed by the teller; but it was also not noticed that the check was dated for the 3rd and cashed on the 2nd. The woman on the phone put me on hold for about 3 minutes, came back and told me she was sorry for the inconvenience and said they would give me the $20.00 back! ~Donna

Banks don't seem to care what date you put on a check anymore. It used to be a bank couldn't clear a check before a given date, so if you put, as you did the 3rd, technically speaking they weren't suppose to put it through UNTIL the 3rd...nope, not anymore.

Oh, BMG is another winner...NOT. From what I gather it's going to take awhile for me to clear up this charge...they can only credit one's account once they get the merchandise back..so I haven't even gotten it from them yet.

Isn't that the truth for just about everything in life. When money is due a company they want it like yesterday....but gee, if they owe you money, they take forever

Yes, I plan to contact them, but I do have to wait until Monday :(

Thanks ever..going to email you about this

These banks are quick to take our money, but slow to return it if there's been an error, right?

No, these companies never want to take the blame on their end of it, do they? Thank goodness the charge against my account isn't that much, it could have been hundreds, when you think of it, but the principle of it is still the same that I'm being ripped off....sure hope it doesn't take me so long to get it resolved.

Hi Petie...maybe your licks will give me luck about this...hehe

Well my bank does have a 24/7 phone number but it's all that automated thing, you know press 1 for this, press 2 for that, you never get to talk to a real person. I plan to go to my bank tomorrow and talk with someone in person about this

Yes it does seem to be a classic case that I've been ripped off since there's no listing on my account with the movie club of any recent purchases..not since last June!

I'm going tomorrow to my bank to see if I can get this resolved somehow and naturally in my favor