Would you go back to a job you hate just for health insurance

@venshida (4837)
United States
January 23, 2008 8:00am CST
I work during the tax season reviewing taxes, and I am suppose to start back tomorrow. I receive my notice a week ago, and I have anxiety about going back. I really do not like the job. I am self employed now and really like the flexibility. I am making more money working for myself than what I receive from the job when I deduct the price of gas etc. The problem is I don't have insurance as a self employed person, and the seasonal job has medical benefits. I do not have any major illness that requires on going medical care. I check into getting medical insurance on my own, and they are extremely expensive. Which job would you take? What are my options for health insurance?
2 people like this
11 responses
• United States
23 Jan 08
Heck no I wouldn't. I'd rather take a job I love with no benefits and have to do something extra like clean houses or book work just to make ends meet so I can have health insurance. I hated my last job and even though the benefits were good, the co-workers were catty and bi*ches. So no, I would never go back. Your sanity and well being trumps benefits. They don't do you much good if you're locked up in a nervous hospital due to a mental breakdown because you hated your co-workers. The best jobs in the world have employees that like showing up. It was once said that if you like your job, it'll feel like vacation every day.
2 people like this
@venshida (4837)
• United States
23 Jan 08
I know what you mean by the Bi*ches. I work with a couple and was not pretty.
1 person likes this
@shywolf (4522)
• United States
23 Jan 08
I personally wouldn't do it, but then I haven't been to see a doctor in years. It's not that I'm perfectly healthy, but usually I don't get anything worse than a cold except for a few other issues that I've been dealing with on my own for the past while that I doubt doctors would be of much help to me with anyway. But as for your situation, if you feel that you cannot do without the medical insurance with this other job then of course you should try to find one where you will be insured. Maybe not the job that you hate - maybe you can find something else?
1 person likes this
@venshida (4837)
• United States
23 Jan 08
I really don't have any major medical issue just the occasional urinary tract infection or allergies. I check around and find some health centers that I can go to and pay on sliding scale so that's what I am going to do.
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@shywolf (4522)
• United States
23 Jan 08
That sounds like a great idea! I'm glad that you found something that works for your situation.
1 person likes this
• Netherlands
23 Jan 08
No i wouldn't go to antoher job just for the health insurance. Here in Holland that's pretty good. You have to arrange your own insurance and you are free to choose the insurance company you want. It doesn't depend on the job you have.
1 person likes this
@venshida (4837)
• United States
23 Jan 08
Holland has a good system, the U.S. need to change their medical system. It should not be based on employment.
1 person likes this
• Canada
23 Jan 08
I guess it all depends on what is important to you, Happiness or security. I believe that happiness is much more rewarding if you are responsible enough for securing yourself. I was once told that full family benefits work out to about 3 dollars an hour so deduct that from your current salary on an average of about 40 of your working hours a week and that should be enough to sign yourself up for benefits each month by yourself
1 person likes this
@venshida (4837)
• United States
23 Jan 08
I like the idea of deducting an amount out for family benefits. It's an option I never thought about.
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@babykeka80 (2003)
• United States
23 Jan 08
I would personally work the 2nd job for the limited number of months. Health problems can appear at any time and no health insurance is not a pretty situation when they do. If you only have to do it a couple of months I would just suck it up and deal with it. My husband works occassionally with his uncle and he hates to do it but like I pointed out to him the little bit he makes pays the extra "fun stuff" or whatever we want to do or have. You always have to look at both sides and I personally would take the side with the health insurance.
1 person likes this
@venshida (4837)
• United States
23 Jan 08
I guess it's one of those things that you no the answer but yet you still spend time thinking about it. I am going to work the second job.
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@perfcl (2)
• China
25 Jan 08
entirely unnecessary. You needn't to sacrifice your life just for insurance. Furthermore,you can have the benefit of insurance by paying for it yourself . You can ask for some advice from the agent of social insurance,you'll have satisfied answer.
• China
25 Jan 08
I'm wondering whether your started back today. I can see your anxiety because of the insurance. Even a boring job couldn't trouble your whole life,and I think your really need it because your really care about the insurance, otherwise you won't be hesitate. So I'd like to stimulate you.
• United States
24 Jan 08
If I hated the job then I wouldn't go back to it. I have insurance for my son that we pay out of pocket and we have it through Blue Cross Blue Shield. If you make more money working for yourself then just continue to work for yourself. We have a free clinic where I live that people can go to if they make under so much amount of money. Do you have any place like that where you live? If you make too much then you could just pay the doctor if you ever need to go cause they will let you make payments to them.
24 Jan 08
No, I wouldn't go back to a job if that's my only reason for doing so. I hate to dread every waking morning because I have to prepare to go to a job I dont really love. I've actually faced a similar dilemma. I decided not to work again. Instead I forced myself to be creative in looking for additional sources of income to offset the price of those nice benefits. It works so far. I hope you find which option will work for you. =)
• Australia
24 Jan 08
I feel that it's easy for people to say that it's better to be happy than be in a job you hate. But the fact remains that Health Insurance is really important. Today, it's just amazing how people are just suddenly collapsing with unknown diseases, apparently healthy, young people experiencing stokes and heart attacks .... even Heath Ledgers story is just shocking, who would have thought. The fact that you're worrying about the health insurance means that you won't be happy without it either. The alternative would be to somehow make sure that you've got money set aside should you need it. Maybe say for the next 6 months, you save as much as you can towards the funds, then after that make a monthly contribution. Although you might be happier working elsewhere, always looking over your shoulder because of the lack of health insurance will probably eat you up inside too.
• United States
24 Jan 08
probably not, its not worth the emotional ordeal. be better off happy elsewhere