March 18, 2008 8:15pm CST
Have any of you thought about a retirement plan? I read somewhere that many young people do not start a retirement plan until they are older. In their 30s or 40s. Do you think this is a bit late to start one? How soon do you think you should start one up? Also, if your work does not offer a retirement plan where else can you go to start one up? My younger brother who is only 17 was talking to me about how he thinks I should start a retirement plan. After I got to thinking about it he is probably right. The more I save back now the better off I will be later on down the road when I become older. Is this something you can start even if your work does not offer a plan?
• United States
19 Mar 08
It's wonderful that at such a young age you're starting to think about your future. Many of the businesses today don't offer a good retirement plan, so you are on your own. Money management can be tricky, but it's actually easier to get started than you think. My nephew was busy working three jobs trying to pay off school loans and live on his own. His finances were in a mess. My mom suggested that he go to the bank and talk with a personal banker. He not only got his finances in order, he started a savings/retirement account as well thanks to this service. I always thought a personal banker was only available for people that had a lot of money, but that's not true. Best of all, the service is FREE. Here's wishing you much success, now and in the future.