Buy car or buy house firstly?

China
March 31, 2008 4:18am CST
I want a house of my own but my boyfriend insist to buy a car firstly if we have enough money in future. In my opinion,possessing a house means you have a warm place you can stay at any time without others disruption.We are no longer young and marrige is imperative at present.I really want to end my rent life and have my own house,cooking,doing cleaning jobs and enjoy life with my unknown childs. For my boyfriend,however,he would like to have a car.He could drive it and go sight-seeing with me every weekend.Most importantly,we could no more worry about the tickets when spring festival comes and the ticket become so hot to obtain.At that time,we will drive our car to home directly though that will certainly take us more than one days to arrive at our hometown. Come back to the reality,we all burst into laugh.Because both of us can not afford either of them currently. Even though, I would like to have your opinions on this issue if your have enough money in hand.
3 people like this
16 responses
@lkbooi (16102)
• Malaysia
1 Apr 08
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@lkbooi (16102)
• Malaysia
2 Apr 08
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@bagumbayan (2707)
• Philippines
31 Mar 08
To dream is the only thing we can do without the price. I suggest that you first buy a house before buying a car. Your idea is good. It is better to have a house first. How about telling your boyfriend to buy the car and you buy the house. Better arrangement. Why is your boyfriend asking you to buy the car and why not him to buy the car.
@rhane7315 (5674)
• Philippines
1 Apr 08
i suggest the you should go on house first. house is for long term investment while a car is not.
@reejane (295)
• Philippines
1 Apr 08
I would definitely prioritize buying a house first since it's the practical way to do. I love to have a home of our own rather than renting an apartment or condo unit with wheels. A house is like your very own place where you can do everything that you want whereas having a car where you only used it to travel or to go somewhere else. Maybe you could ask your boyfriend if he prefers sleeping, eating, taking a bath, washing the dishes inside a car to make your point :)
• Australia
1 Apr 08
My boyfriend was in a sort of similar situation. He and i still live at home with our parents and he was borrowing his dad's second car permenantly (his dad has a work vehicle). He finally bought his very own car last weekend and his dad is making him pay back the money at $300 a week over 1 year so then he can start saving for a house. I bought my first car in Feb '07 and am quite content with it. I will need to upgrade to a bigger car when I decide to have children, but I don't quite understand why some people don't own cars. I mean, without my car, I'd be stranded at home. The public transport in our area is terrible and I wouldn't be able to get to my friends houses, work or even the City without my car. So for both me and my bf we bought our cars first while we're young so we don't have to worry about trying to save for one when we have a mortgage.
@rnpcag (52)
• Philippines
1 Apr 08
For me, it is best to buy a house first before buying a car. In my personal life, that is my plan. If ever I have money, I'll buy a house first since it is necessity to have a house to live in. It's better owning a house than renting one. Car for me is just an accessory. One can live without it. Besides, owning a car is very expensive considering the price of oil is shooting up.
• United States
31 Mar 08
without a car I don't see how getting to work and back works out for you. I myself do not like to depend on people and would rather have to car so I can get myself to work and back. After the car I would then consider buying a house once I can. The house is a better investment but a car nowadays is a necessity when a owning a home is not. Althought you could get some houses pretty cheap right now since they are in foreclosure.
• United States
31 Mar 08
We are experiencing the same issue right now. I want a house, he wants another car. I'm not a whole lot of help because I agree with you.. or maybe that does help you~ I wish for all of us to have enough money to afford both.
@SukiSmiles (1999)
• United States
31 Mar 08
When we were looking into buying a house, we were advised to not make any major purchases (i.e. a new car) before buying the house. It could possibility affect your credit score. After purchasing a house, it is considered good debt. It could go up in value. Where a car is not, it goes down in value the minute it leaves the lot. So, I say house first, car second. That is unless you need a car to get to work, or you're not going to actually buy the house for at least a couple years after you buy the car. Good luck!
@teeaye98 (287)
• United States
31 Mar 08
This can be a tough question to answer. I can tell you what my husband and I did. We bought a car first. My husband is a car junkie! Yep, I said it. He has to have a car. Although I must say, he has had 7 cars since we've met (8 years). I my self have only had 2. His cars get repossessed and then he goes out and buys another one. I don't understand him when it comes to paying car notes. We are currently in escrow for our first home. I told him that the only way we would buy a house was if I handled the finances. That way I know everything is paid for. By the way, I was extremely tired of waisting my money renting. You spend all this money renting a place and have nothing to show for it in the end. At least with a mortgage, you know that you will eventually own it out right. I am sorry if I didn't answer your question, but as I said earlier, it is a hard one to answer. Keep dreaming!
• India
31 Mar 08
you should buy a home first bcoz house is our first need and car is not that much important
@aretha (2540)
• United States
31 Mar 08
well it kind of hard to say. in some ways i would say a car because my husband would need a reliable car to get back and forth to work to pay for our home. yet we are paying now rent witch we could be puting on a home. we do have a nice truck we are paying for now. my husband can get a va loan for our home but we need proporty to put a home on first. its a big mess but hopefully soon we can have another car so i am not stuck at home all the time.
31 Mar 08
What exactly do you want first ? A house ? or A home ? A house is built of merely bricks, stones, cement and other building materials. Whereas a home is added with all your emotions and feelings of safety, satisfaction and happiness. Once the feelings of satisfaction, happiness are given top priority all the other things like car, house, furniture, carpets, upholstry and many other thins are followed automatically and gradually. Now decide your priority.
• China
31 Mar 08
i will chose house ,because if i have a place i will have full power to by a car !or to find a your truely love and let her buy a car ! i think it's perpectly ! lol
@SHAMRACK (8350)
• India
31 Mar 08
Dear friend, I do hope it entirely depends how much money and the financial condition one posses. May be the planning of live also give more priority when one decide to buy a house and the prices never comes down in the case of real estates, and whereas the cars are always waiting for you there with a less price variation and it also depends the satisfaction one gets after attaining certain goals may be a toss or any other unbiased method to find the solution.
@skbh12 (2950)
• Philippines
31 Mar 08
me, i would invest in buying myself a house and cars comes second to my list because if you get to have your own house then you wouldnt have problems with thinking where to live. if you rent a house, you wouldnt have anything to save that much for yourself and it would take you years before you could buy a house of your own because the money mostly goes not just to the bills that you have to pay like electricity, water and all but also for the rent of the place you live in. i have written in my yearbook that one of my dreams to be fulfilled is to have many houses of my own in selected prestigious villages in my country. i wanted to have like 3 houses to live in. haha! my boyfriend wants to own himself a condominium and he told me that he must have his own house first before he'll ask me to get married. he wants me to live in his own home rather than us living in the house that i have. it is best to think of whatever things to invest in as early as the age of mid 20's. it is like dreaming big for oneself and thinking of how to invest money on the right things..