Do you create encrypted passwords for programs you join?

If not, you need to! And make a different one for each program you join that requires a password. I'm guilty of using the same password for all the PTC programs I joined and somehow, someone was able to hack several of my accounts and change my username and password so I can't log in. On one of my accounts, they left my username and password the same, but change the payout address to their own. Now how's that for being bright? Anyway, I have all but two corrected and for a good password keeper program that creates complicated passwords and stores them for you, I recommend you get a free copy of PINs Secure Password Manager: http://mirekw.com/winfreeware/pins.html Lesson learned here! Cheers, Ed