Does your bank give you any methods to do your online banking?

@youless (112100)
Guangzhou, China
April 21, 2008 3:36am CST
I like to take advantage of the online banking as it is always so crowded in the bank. My bank provides me something like a USB key. When I want to transfer money, then I have to insert it into my computer.
2 people like this
9 responses
@subha12 (18441)
• India
22 Apr 08
actually when the account was opened, the bank gave us just the kit to access internet banking instantly. i do not have any USB key. i just use internet banking most of the time.
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@youless (112100)
• Guangzhou, China
22 Apr 08
Thanks for your response.
• Indonesia
22 Apr 08
Oh yes, my bank also has some kind of little tool (like a calculator). We call it “key BCA”. :P Honestly I don’t use it because I rarely need this account to make transaction, mostly only to receive money and when I just need to get some money I would use the ATM. The bank itself is just near, and I only need to walk to the bank when I need it. The bank is near and I still prefer have some offline transaction with them. :P
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@youless (112100)
• Guangzhou, China
22 Apr 08
It sounds that the bank isn't crowded in your side and that's good
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@kamran12 (5526)
• Pakistan
22 Apr 08
My bankers, both here and in my homeland, provide online banking services, youless! But, one has to pay additional annual fees for this service, it's not too much though. And, One doesn't need any USB key or any other thing to make transaction, that was a new information for me so thank you for bringing it up. My banker here still provide limited services without fees but it's mainly about checking the account and transferring funds in one's own different accounts. If I pay the fees, I can use full services!
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@kamran12 (5526)
• Pakistan
22 Apr 08
You are a Very Important Person, youless! And, no charge is not that high, it's 25 Euros for a year.
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@youless (112100)
• Guangzhou, China
22 Apr 08
Hopefully the charge won't be so high. I get the USB key free of charge as I am the VIP
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@4mymak (1793)
• Malaysia
21 Apr 08
hello dear, why do you need to insert something like that, to do online banking?.. do you need to update, or install a programe on your computer first ?? in our case.. we only need to register with the bank.. they will then assign us a username/password - the password we need to change almost immediately after (for security reasons)... and then we can get to use our online services.. no gadgets.. no installation of any programe or anything like that...
@youless (112100)
• Guangzhou, China
21 Apr 08
Yes, I have to install it at first. And I have to download the certificate to my USB key so that I can transfer money. By the way, we also have to sign up an account and set password. But it's for checking the bank account only. If I want to transfer money, I have to use this USB key.
@faith210 (11224)
• Philippines
21 Apr 08
Hi youless! I haven't really taken advantage of the full service of online banking here in our country. The only service I enrolled in my bank is the checking of my balance statement. So, I guess I am not sure if there is such USB key kind of thing that is provided by my bank. All I know is I can transfer funds if I want to by enrolling the service of transferring funds on line in my bank. Just my thoughts dear friend. Take care and have a nice day!
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@youless (112100)
• Guangzhou, China
21 Apr 08
You can try it one day
• Indonesia
21 Apr 08
i need only register to my bank to get their online facility. even i don't need to go to the bank. i can register in ATM using my debit card if i want. then i will get username and password, and after some confirmations i can do online banking. that's all!
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@youless (112100)
• Guangzhou, China
21 Apr 08
Thanks for your response.
@sedel1027 (17846)
• Cupertino, California
21 Apr 08
USB Key? That is different. My bank does offer online banking which I use often.
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@youless (112100)
• Guangzhou, China
21 Apr 08
I login in my online banking at first. If I want to transfer money, then I have to use this USB key.
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@plumwish07 (4057)
• Indonesia
22 Apr 08
in my case, my bank giving me a token or key to generate randomly PIN whenever i want to do online transaction. to get randomly PIN, i should enter my fixed PIN into bank token or key. i think its used for my secure account in each transaction
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@youless (112100)
• Guangzhou, China
22 Apr 08
It is like Hong Kong's online banking. My aunt has the same thing.
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@wasim989 (2298)
• India
21 Apr 08
Unfortunately my bank does not provide such facilities and I always have to operate my bank offline.
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@youless (112100)
• Guangzhou, China
21 Apr 08
I hope they will make some improvements later.
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@wasim989 (2298)
• India
21 Apr 08
Yes I too hope they will make improvement in the near future or I will be forced to chnage my bank to a better one.
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