How close are YOU to being homeless?

@kaysue4 (951)
United States
April 26, 2008 3:36pm CST
Have you ever thought about how close it would be for you to be homeless? I know if I lost my son's SSI check we would be homeless in a month. I have health issues and I can't work and the kids' dads REFUSE to pay child support, so that shorts me even more. It is bad enough that my mom has to help me with a few bills to pay. So this plays on my mind all of the time, what if we would loose income, how would we pay the rent. So, how close are YOU to being homeless? DO you have money saved for an emergancy?
6 people like this
18 responses
@sedel1027 (17854)
• United States
26 Apr 08
We are a few months away from being homeless. We have been lucky enough that every time something bad has happened we have had enough saved for a cushion. For the support - if you have an order of support call the local DA's office. They have a free service that they provide to help collect child support. They will auto deduct from his checks and direct deposit into yours.
2 people like this
@kaysue4 (951)
• United States
27 Apr 08
They won't work!
1 person likes this
@sedel1027 (17854)
• United States
27 Apr 08
If they own property they can authorize taking that as well as any state or federal money the receive.
2 people like this
@kaysue4 (951)
• United States
17 May 08
The one father keeps all of his cars in his girlfriend's name so they can't take them. Everything is through her, so he has no property in his name and the other one, doesn't own a car and it living with friends. Sorry, I didn't see this responce until now.
@RaysMom (42)
• United States
27 Apr 08
I work for BSA, 10 bucks an hour 30 hours max...hubby full time with no work...we got nothing. Yes, we have the choice of the food bank, but, someone, somewhere is worse then us.....
2 people like this
@kaysue4 (951)
• United States
27 Apr 08
Good point. There is always someone worst off than us. Which is so sad.
2 people like this
• United States
27 Apr 08
No matter how high or low, there is always someone higher or lower....I just do...
1 person likes this
• Philippines
27 Apr 08
we became homeless when all our money went to the hospitalization of my daughter who had brain cancer
2 people like this
@kaysue4 (951)
• United States
27 Apr 08
I hope everything is better now and your daughter is better also.
1 person likes this
@winterose (39918)
• Canada
27 Apr 08
I am living well below the poverty line and the only reason I am not homeless so far is the generosity of my family and friends. I don't have enough money to pay the bills as they come in each month.
2 people like this
• United States
27 Apr 08
I never really thought about this, but I suppose I could be pretty darn close to being homeless. Things in my life aren't great right now. Cash is really tight, and we really do not have any money saved up for anything, so I know it's quite possible that if something happened, we could be out on the street. At least it's almost summer and tents are cheap.
2 people like this
• United States
26 Apr 08
I'm lucky my home is paid off and has been for many years, that said with the tax rates it wouldn't take but about ten years without an income to land me in the street. I could collect cans and such to come up with the yearly taxes but I'd be a hungry bugger.
2 people like this
@gemini_rose (16194)
26 Apr 08
We own our own home, so we have the mortgage to pay. My hubby works but I do not as I stay at home to look after the kids, since this year started with the bad things going on in the economy the factory my hubby works for has been hit hard and redundancies are being made, it is a very worrying time. For now my hubbys job is safe, but if things carry on then it might not be, and we have no savings whatsoever to fall back on. I have been frantically scraping every penny I can together just in case, but it is not soon enough and we should have done this years ago. Why is it we always think about these things when it is too late!!
2 people like this
@myklj999 (18258)
27 Apr 08
How close? Close enough that I'm staying in a friend's RV at the moment while I try to find a way to come up with the money I need for a hernia operation so I can go back to work. In other words, WAY closer than I want to be. I've been there before (living on the street) and I didn't like it then. At least the weather's warming up here.
1 person likes this
@kaysue4 (951)
• United States
27 Apr 08
My son just had that done. I am thankful that we get Ohio Medicaid for those things, especially for the kids. Good luck and I am sure that you will do better after the surgery. You can't get any help to pay for it? Some places have a sliding fee scale to help with payments.
1 person likes this
@Hatley (164485)
• Garden Grove, California
27 Apr 08
hi kaysue5 I have been there and done that .for a time my son and I and my husband were literally on the street as he had put our household goods in storage and had not got the apartment he had thought he was moving us into. for four or five months we lived in our car until my husband prevailed upon an old friend he had once saved from a fire to help us get an apartment and get our belongings out of storage. I cannot go into all of what caused it but it was a combo very similar to yours.Ihad health issues and so did my husband and we wre literally living on his ssi check but when we got into an apartment my son and I both went to work. now my son and I live together in a nice apt. I am widowed and we work hard not to ever get into such a situation again. we do have a little in the bank but its not a lot. so a lot of us are living on the edge. Iam eighty two almost and cannot work at anything very physical but can sure use my brain.
@Hatley (164485)
• Garden Grove, California
1 Jun 08
thanks a lot for best respnse
@lingli_78 (12844)
• Australia
1 Jun 08
at the moment, i am very grateful that God still provided full time job for me and my hubby... so we can still managed... but if one of us lose our job, i think we will struggling really soon... that's why i try my best to save as much as we can from whatever money is left from our paychecks... but i hope that God is merciful enough and will never let us be jobless and homeless... take care and have a nice day...
1 person likes this
@sturner03 (326)
• United States
17 May 08
I have no money saved up for emergencys and I have been homeless. I was working but lost my job at 16 I was out on my own trying to make it, and ever since its been a hell of a struggle one that I barely keep going.
1 person likes this
@Amberina (1541)
• United States
27 Apr 08
We are living from pay check to pay check if my husband lost his job he would be able to collect unemployment, but that would mean we would have to cut out even more things that we enjoy like eating! LOL. I do hear one can make about 300.00 a week panhandling...true story.
1 person likes this
@Fishmomma (11452)
• United States
27 Apr 08
If my husband lost his job we would have to move quickly, as the high cost of housing and other bills would cause us to be on the streets. We have high gas, high food and high housing, so many people are one paycheck from being on the streets in this area. We do have money saved for an emergency and would use that money to move and live until we were able to find another job. I would accept any legal job to keep myself off the streets. The bad part is so many people are losing their jobs, so it will be hard to find any job.
@luvstochat (6914)
• United States
27 Apr 08
I have some money in a savings account and the credit cards do have convience checks I can write but I also have a wonderful person called my mother that has helped me out in jams when I could not pay the rent. I hate seeing people homeless and wish there was a way to help them.
1 person likes this
@teison2 (5924)
• Norway
27 Apr 08
That must be a horrible way to live. To live with the constant fear of being homeless. Fortunately I live in a place where I'd get help to pay rent, electrisity and food. I'd never go without those things. We went through two really bad years because I got ill and could not work. It took 26 months before I got any benefits due to an error. Now I do get my benefits and we are just fine. I hope things improve for you as fast as possible
1 person likes this
• Canada
27 Apr 08
Well, i am quite lucky as i prepared for that already. So if i did lose my job, i think i can support myself for at least 3 months.
1 person likes this
@AmbiePam (50115)
• United States
27 Apr 08
I'm on SSI and without that check I'd have nothing. It's scary to think about it. I have every intention of getting better if I can, and I am trying every possible way to improve my health. It's hard to realize I can't change everything.
1 person likes this
@freedomg (1684)
• United States
5 Jun 08
If my hubby lost his job we could be on the streets in about 15 to 30 days. I worry all of the time about money and try to pay the bills ahead so we would have some padding but here lately we are getting hit left and right with more stuff. That's how I found mylot, looking for online work.