Where do you cut back next?

@newtondak (3950)
United States
June 23, 2008 2:01pm CST
I'm sure we've all made a number of adjustments to our way of living to bridge the gap between the amount of money coming into the bank account and the amount going out. With gas and food prices continually rising, what steps do you forsee that you will take next to trim your budget?
1 person likes this
16 responses
@cher913 (25890)
• Canada
23 Jun 08
well we dont go shopping at walmart anymore. if we need clothes or whatnot, we will go to the thrift store and today, we went to our favourite thrift store and they were having a half off sale.
1 person likes this
@newtondak (3950)
• United States
23 Jun 08
I recently bought several items of clothing at a women's consignment shop - where other people consign their unwanted clothing to sell and then get whatever is left after that shop takes out their commission. I probably paid at least half of what I would have paid in the store. I'm thinking that I'll take some of my unwanted things there to sell as well.
@baileycows (3669)
• United States
23 Jun 08
We have started finding ways around the home to conserve on energy. This not only helps the environment but lowers our bill. We have also made more use of our food. We eat our leftovers and don't throw out at much. We don't eat out anymore as much either.
1 person likes this
@newtondak (3950)
• United States
23 Jun 08
I'm trying to do a better job of just cooking what we'll eat at one meal so that we don't have leftovers. I probably should cook just what we SHOULD eat - a lot less than we actually do eat!
• United States
24 Jun 08
We are still making the adjustments to our spending. Our biggest deal right now is our food costs. We spend up to one hundred dollars weekly if we are not careful, so we need to work on cutting back on that.
@newtondak (3950)
• United States
24 Jun 08
I've always said that if we didn't have to eat and to be clean, we would have it made! We spend so much on food, toiletries and cleaners. I have shifted away from buying commercial cleaners and use more homemade - using vinegar, baking soda, ammonia and bleach.
1 person likes this
@kareng (7980)
• United States
24 Jun 08
That is a great idea, mixing your own. Vinegar and water makes a great glass cleaner and misc. cleanser for kitchen countertops and stove.
@kareng (7980)
• United States
24 Jun 08
I just asked a co-worker that works in the same building and lives in my area if she would be interested in carpooling. I would love to do this and save some money. With my weekly gas bill going to $75.00 this would help out so much! Shoot, even if it is just for 1-3 days a week would make a difference. Good discussion!! I'm looking forward to reading all the replies to see if I can save somewhere else! Have a great day!
@newtondak (3950)
• United States
24 Jun 08
We live in an area where it is a long drive to any major city and I know that a lot of people are either carpooling or looking at employment options closer to home, even if they do pay a little less, because of the cost of gas.
1 person likes this
@kareng (7980)
• United States
24 Jun 08
It's really getting out of hand for most!
@irishidid (8732)
• United States
24 Jun 08
I actually found bargains at the grocery store yesterday. grabbed as much as I could.
@kareng (7980)
• United States
24 Jun 08
I have also been shopping the sales! Got to save every penny now days!
@jillhill (37383)
• United States
23 Jun 08
I didn't realize until today that I was....then I went shopping and didn't buy some of the usual things I had in the past because they add up.....like flavored coffee creamer.....I waste more then I use so I didn't bother to buy it....and I haven't been having the tv on when I am not downstairs...I guess subconciously I have been cutting back!
@jillhill (37383)
• United States
24 Jun 08
Thank you!
@crazynurse (7489)
• United States
23 Jun 08
Hubby and I just put a small garden in the side yard of our new home. We have one green pepper plant, one squash, one zuchinni, one cucumber, one red pepper and 3 tomato plants. We have cut back on eating out (despite having just moved to a GREAT city with many more great places to eat out!). We really look at our trips out and try to combine errands so as to make fewer trips. We have replaced all the lightbulbs in our lamps with the new more energy efficient bulbs. I have turned the temperature on our air conditioner up from 68 to 72 degrees. (this was VERY HARD for me to do...as I am having hot flashes galore at the present time!)
@newtondak (3950)
• United States
24 Jun 08
Oh dear - hot flashes and turning up the AC don't go together! I have been lucky and evaded those nasty things so far.
@Debs_place (10525)
• United States
26 Jun 08
Crazynurse, they are not hot flashes - they are power surges. You may want to consider keeping some wet washclothes in the refrigerator but them on your neck, that helps a lot. Also, keep a mister in the refrigerator - spray when you feel warm, that will help too. We planted a garden and lost most of the first planting to critters. We fenced in the big garden in the back, then they found the smaller garden in the front and that got fenced in, so I am not sure how much we will save considering the cost of the fencing and deer and rabbit repellant that we bought. I am doing more internet shopping getting some great deals, we are looking for entertainment closer to home which is sad, we love going to west point for concerts but 60 miles each way with gas prices is a killer.
• Philippines
24 Jun 08
I'll never spend anything for things that are not necessary. I'll not buy shoes and bags anymore even if they're my weaknesses. Next payday I'll deposit half of it in the bank.
@newtondak (3950)
• United States
24 Jun 08
It is good to save whenever possible - you never know when you might need it for necessities.
@alokn99 (5717)
• India
24 Jun 08
My view would be:- go out only when we should. minimise eating out to say once a week. cut down on habits like smoking, drinking. Use car pools/ public transport when available. look at ways and means of saving power at home.If buying a new vehicle, consider one which gives the best mileage not necessarily one that appeals the most in terms of looks and power.
@newtondak (3950)
• United States
24 Jun 08
Undoubtedly, the technology exists to make our current vehicles more fuel efficient - it just isn't in the best interest of the oil companies or the auto manufacturers to market it.
@horsesrule (1960)
• United States
24 Jun 08
I have been thinking of that very thing but I just am not sure what's left to trim! It's so frustrating because we have trimmed and trimmed until it seems like there's little left to trim. The only frivolous thing we have left to trim is cable TV and I would argue that because my favorite summer shows will be starting here soon - Burn Notice, Stargate Atlantis, Eureke.... So gotta have cable. I think we are going to have to eat a lot more casseroles though to stretch the meat and ingredients to feed us, that could help with the food dollar. Other than that, still not sure where to make any more changes. We already rarely drive unless we have too, we don't go on trips or buy stuff that we don't need. I have more thinking to do about this matter for sure
@newtondak (3950)
• United States
24 Jun 08
The only things that I can think of that are left to cut are our home phone, possibly one cell phone, or the satellite TV. Winters are very long here and I'm really not wanting to do without the satellite TV, but if it came down to it, that would have to go as well.
@vera5d (4006)
• United States
24 Jun 08
Someone else had a similiar discussion like this and I honestly don't know what more we can cut back. We're already living the frugal life. I read these articles on saving money and we've been living years without the things they tell you cut back on!
@newtondak (3950)
• United States
24 Jun 08
We have also always lived a frugal life - it was what my parents and grandparents taught - that you bought what you needed and made the most of everything you bought. We always raised as much food as we could, and cooked from scratch rather than using convenience foods. I, too, read and watch all of the features on saving money looking for some new way to be more frugal, but haven't heard anything new lately~!
• United States
24 Jun 08
I am very frugal already, but I can't wait for our veggies to start growing and have our own garden fresh veggies. We already get lots of salad greens, but waiting for more. For our chickens, I still buy regular feed for them, but I supplement heavily with "feed bread" from the bakery outlet (I paid $1.62 for about 24 bags of bread today) and kitchen scraps. We do a lot of stuff outside, together as a family...we live on a small farm, so even things like "camping" can be done right at home...we do know of a place that costs $6 per night to camp and will do that occasionally, but we can have our tent, bonfire, everything in our own yard...the kids love this. We are content staying in and watching a movie instead of going out and spending money. We have been buying meat in bundles for a few months now, this saves a good amount on meat, and I try to make at least a couple meatless meals each week for dinner. I bake our own bread, make our own mixes (for cakes, biscuits, pancakes, etc), cook from scratch and don't buy processed "food". We do live in a very rural area so we have cut back on driving. My husband drives to work and we use cheaper E85 to fill up our vehicle that is flex fuel. I get all shopping done in one day, many planned out stops instead of making lots of trips all the time. We live simply. We have what we want, and more importantly, we want what we have.
@newtondak (3950)
• United States
24 Jun 08
We live very much the same as you. All our kids are gone from home now, but our oldest son has carried our views on into raising his own family. We live and work on a cattle ranch in ND, a recent move from MO last fall. It is quite a distance to the nearest city, so we make each trip count. I buy a lot of the kitchen staples in bulk and also cook from scratch and use homemade mixes. I also do not use commercial cleaners and use homemade mixtures and common kitchen supplies for cleaning.
@snowy22315 (56091)
• United States
24 Jun 08
I should really stop eating out so much. I think of it as one of the few pleasures that I have in my life though so I proably am not going to stop doing it any time soon.
@newtondak (3950)
• United States
24 Jun 08
I'm sure I could save more on our food bill if I'd cut back too - but is is one of the few things I enjoy doing!
@twilight021 (2060)
• United States
23 Jun 08
My boyfriend and I are going to start riding our bikes more during the nice weather. We can even run a few errand with bikes and backpacks. I also do a lot of thrift store shopping, trading with friends, and just trying to figure out what I really need. Rather than going out to eat, we have been doing more potluck dinners with friends too. Those are fun and more affordable for everyone. Plus you still get to eat something you didn't have to cook, so it feels a little more special.
@newtondak (3950)
• United States
23 Jun 08
That's a very good idea - everyone gets to "go out" to eat because they don't have to cook it all!
@Madona1 (2099)
• Gibraltar
23 Jun 08
Well, we start walking if possible rather than driving a car. We used to go to a restaurant twice a week, now we only go once a week. For the daily necessities, we try to buy the good bargain one or the sale one. Obviously, we will find the cheaper replacement if possible.
@newtondak (3950)
• United States
23 Jun 08
It definitely takes some planning and thinking on how you can save a few cents here and a few cents there. I know many people who never pay attention to the prices when they shop - they just buy the brands they like. I think many are going to have to lower their "standards" and buy generic or store brands.
@saundyl (9690)
• Canada
25 Jun 08
I've cut back on short trips to get "snacks" at work. If i cant walk there during the day I dont go. Of course Cutting back on buying snacks & making my own instead. Drinking water rather than costly beverages. I planted extra in my garden this year. combining my satellite with my parents and splitting the bill. working extra hours or not going in on "short" days. Carpooling. unplugging any non essential elecxtrial items.