Prepaid or contract cell?

@saundyl (9690)
Canada
July 25, 2008 11:44pm CST
What would you choose? A prepaid phone that you buy and then buy the minutes or the phone you buy and have to sign a contract that you will pay so much a month on fees for a year or two? I tried a contract phone...but i didn't like that they lost my payments...and i didn't use the phone as much as i was paying for. So i now have a prepaid cell phone i can load 20 dollars on at time. If i don't use the 20 dollars in 60 days i can reload another card and i don't loose the minutes I've paid for. I have a feeling it will be saving me 40 dollars a month as my phone is used for emergencies and occasional texting its not my house phone.
6 people like this
16 responses
• United States
26 Jul 08
all the prepaid phone plans i know of are rip offs
2 people like this
@saundyl (9690)
• Canada
26 Jul 08
How are they rip offs? I know i found the contract one I had to be a ripoff as you pay for the minutes and they don't rollover to the next month if you dont use them all. But then I don't use my phone a lot either
2 people like this
• United States
27 Jul 08
you keep having to redo the minutes or lose them.. the minutes cost more most of the time compared to other places.. your limited in like text and internet since it cost so much.. there is no free calling to other people with the same service provider.. no free nights and weekends.. some cut your phone off if you get below 5 dollars even though you still have 5 bucks to use.. the coverage area isnt as good.. etc but this is based by trac phone and boost mobile.. cricket just has bad coverage from what i hear..
@saundyl (9690)
• Canada
9 Aug 08
ahhhh I understand. Thank you
@hellcowboy (7383)
• United States
9 Aug 08
I have never had a prepaid cell phone but I have a two friends who have them and they said they cause a lot of problems and that they prefer to have a cell phone with a contract,and I would definitely prefer one with a contract,especially since right now me and my parents have Altel I am happy with the service we get from them and they are always very helpful when we have a problem with the phones.
1 person likes this
@saundyl (9690)
• Canada
9 Aug 08
Thats awesome. I loved my contract plan however i just didn't use my phone enough to justify the extra money per month. Prepaid is working out better - cheaper for me so far.
1 person likes this
• United States
10 Aug 08
Yeah I can understand your point my friend,if you do not use the phone a lot then paying for a contract is not worth it,and prepaid is the best way to go,and I wish you a lot of luck with your prepaid phone,have a great day,good luck in your life,and Happy Posting.
@Elixiress (3893)
26 Jul 08
I prefer having a contract phone as it works out cheaper for me as I spend about 150 minutes on the phone a month, mostly mobiles and then I send over 1000 texts a month, so basically if I was to pay for them as I used them then I would cost me. 150 x 30p = £45.00 1000 x 10p = £100.00 This would come to about £145 a month and currently with my contract I am only paying £30 a month, which is a saving of £115. I doubt I would actually be able to afford this every month.
1 person likes this
@saundyl (9690)
• Canada
27 Jul 08
Thats definitely a big savings for you! I guess how much it costs vs saves all depends on the amount of use the phone gets. Thank you for responding!
@Elixiress (3893)
27 Jul 08
Yeah my Mam just cancelled my Sister's contract, because it has come to the end and the amount it costs now is ridiculous in comparison to the free stuff she gets. It would be £22 for 25 texts and 25 minutes, whereas before it was £0 for 25 texts and 25 minutes.
@zeroflashx2 (2491)
• Philippines
26 Jul 08
Well, what we have here are both prepaid and postpaid (contract) and I've always preferred prepaid for years. It really depends on how we use the phone. As for me, I don't call or even send text messages a lot. It's really helpful if I just choose a prepaid card worth around $6.70 which is consumable for 2 months. No other fees. It limits my use and most of the time, a few cents will still remain after 2 months. I rarely use my phone, only for important stuff. It's very convenient and saves me a lot of money. Postpaid is convenient (since it's flexible and has a few more perks than prepaid) but it's more costly and there is always the possibility of going over the minutes and be charged extra.
@saundyl (9690)
• Canada
26 Jul 08
I noticed the perks they were nice. You are right about the convenience and that it limits how much one uses the phone. At least it limits me.
• Philippines
27 Jul 08
Yes. Very true. Especially now with gas prices and major commodities' prices are going up, it helps not to overspend. See 'ya my friend.
• Canada
29 Aug 09
I used to have a pre-paid cellphone, but then I went to school out of town, and the long distance calling meant that I had to call too many long distance numbers, and the cards were no longer worthit. Then I did a lot of travelling to and from the USA, and the cards went out the window. I got a new phone with a contract that allowed me to use the phone inexpensively in the USA as well as Canada. When the contract expires in a year, I'm getting an iPhone.
1 person likes this
@saundyl (9690)
• Canada
29 Aug 09
I actually just switched from my prepaid phone to a contract phone and got rid of my landline. I was spending too much lately on the two phones and it was cheaper to go with a contract and drop my landline completely.
@bombshell (11266)
• Germany
30 Jul 08
since its not much used i use prepaid card coz contract even we dont use this month but they still deducted.
1 person likes this
@saundyl (9690)
• Canada
30 Jul 08
My prepaid deducts .49 a month for 911 fees (just in case you ever need to call 911 i guess)
@academic2 (7009)
• Uganda
28 Jul 08
I think prepaid cell is the way to go-I find it a more convenient appraoch to telecommunication-the idea of contractual phones dont seem so attractivre
1 person likes this
@saundyl (9690)
• Canada
28 Jul 08
I agree. Thank you for responding.
@GardenGerty (105303)
• United States
28 Jul 08
I use Tracfone prepaid phone, and I like it really well. I do not text at all, but I do have to be out of town on a regular basis, and I can then call my supervisor, or my husband if I need to. We bought him one also. It is very convenient. I never wanted to be tied down to a contract. Just wish the coverage was better, although I think it has improved.
@saundyl (9690)
• Canada
28 Jul 08
more coverage would be nice. I was surprised to find out i can actually leave the province and get calls now..last time i couldn't on prepaid.
@CharRay7 (1549)
• United States
26 Jul 08
cell phone - photo of cell phone
Hi, Back when cell phones had just come out, we got a prepaid phone mostly because my credit didn't allow me to get one on contract. The only problem I'd find with that is that I'd forget the month was up and didn't buy more minutes and I'd try to use the phone and it wouldn't work. Of coure that would be the time of the month where money was short so I was without a phone. I now have a phone I pay a monthly fee and have been doing this for probably 6 years. We really don't use that many minutes or text messages and our contract comes up in March, so we may look into prepaid phones then. Happy MyLotting, Char
1 person likes this
@saundyl (9690)
• Canada
27 Jul 08
Sounds like a good idea. I like checking what offers are available out there before renewing stuff.
@ersmommy1 (12600)
• United States
26 Jul 08
I have a contract. I like it. I haven't had any problems with lost payments. And from what I understand prepaid much more expensive. Saving money now is important now.
1 person likes this
@saundyl (9690)
• Canada
27 Jul 08
I think the savings & expense depends on how its used. An emergencies only phone for prepaid isnt going to cost as much as it would for contract. But if you use your phone a lot..contract probably costs a lot less.
@Bd200789 (2994)
• United States
26 Jul 08
I have a prepaid cell phone, too. I don't use it very often. It is mostly for emergencies.
1 person likes this
@saundyl (9690)
• Canada
27 Jul 08
The most i use mine is in the summer when dad is cutting hay - He'll call me and ask me to pick up parts for things that breakdown when he cant catch me at work. Otherwise its emergencies or texts.
@kenzie45230 (3560)
• United States
26 Jul 08
We're lucky. We have our cell phone and DSL and land line phone all with our local phone company. We can add or subtract phone lines, services, minutes however we want without penalties. We have no contract at all...and I love it!
1 person likes this
@saundyl (9690)
• Canada
27 Jul 08
No Contract and no penalties? I'm jealous! I'm even more jealous that you get DSL!
@asm_ph37 (60)
• Philippines
26 Jul 08
I prefer a prepaid phone with this you can budget your calls.
1 person likes this
@saundyl (9690)
• Canada
26 Jul 08
I agree, thank you.
@movicont (495)
• United States
26 Jul 08
I prefer pre-paid. It's often a lot cheaper than contracts, since you get exactly what you pay for, nothing less. With a contract, you might pay for x amount of hours, but x will always be greater than the number of hours you actually use the phone. However, with prepaid, you pay for x hours and will use it all. Also, since my phone is usually used for emergency dialing, I definitely wouldn't benefit from a contract. That would just suck my money away when I don't even use the hours.
1 person likes this
@saundyl (9690)
• Canada
26 Jul 08
That sounds really similar to how i feel and how i use my phone! Thank you for responding.
@neildc (17253)
• Lapu-Lapu City, Philippines
26 Jul 08
Prepaid is more hit than contract phone, here in the Philippines. Can you imagine, for less than a quarter, you can already send 10 sms and even make a 10 minute call? That is a lot of savings for the whole day. I started using cell phones in contract but it was very expensive for me, and that was really really expensive to have a phone in the past. Now, I stick with prepaid. KEEP SMILING = NEIL
1 person likes this
• India
9 Aug 08
I use pre-paid phone as It can help us to control the expense.