Being Frugal

Canada
July 27, 2008 12:04pm CST
I have recently started to try being frugal. So far i'm doing ok. I need to know how i can be more frugal so i can start to save more money. I have alot of debt i want to pay off and this is the only way I can think of to get it paid, that and alot of discipline. Any pointers you can give me to help save money on groceries, bills and anything else. I know there is lots of frugal people out there so please help me out and share your secrets.
5 people like this
12 responses
• United States
27 Jul 08
I have found that cooking from scratch is more affordable than buying things already made. I buy uncooked rice rather than the minute rice types, use real potaoes rather than boxed types. I make my own bread often. Also buying larger quantities of dry products such as flour, sugar, pastas, and keeping them fresh in a cannister type container also helps to save money. Pretty much everything is cheaper to make at home than it is to buy premade. I hope this helps !
2 people like this
• Canada
28 Jul 08
Thanks for the response. I have been buying stuff like that although I don't think I could make my own bread but i will try. And as for the rice I never have any luck cooking rice unless it's minute rice.
1 person likes this
• United States
28 Jul 08
I can't cook rice the regular way either, lol. Mine never turned out good, either too gooey too clumpy and always sticking to the bottom of the pan. I got a rice cooker, it wasn't expensive, and use it instead of trying the pot anymore. That way my rice always comes out good.
@ratyz5 (7829)
• Philippines
27 Jul 08
Unplug any appliances that you don't need or finished using like television or radios. On stand-by, they still consume electricity. When taking baths, don't use bath tubs and instead, have a bucket and a dipper to save more water than showers. Wash clothes and dishes in bundles. Shop when you need to but, buy enough that would last until the next time you have to shop again. Find alternative use for items that you think that doesn't have use anymore before throwing them away. If you can sell old newpapers, plastic bottles and anything else that can be recycled, do so. Set aside extra change whenever you can so that you can. Helps out later on when you suddenly need some and those extra changes that you've been setting aside have grown into a big amount. Well, that's just what I could think of...
• Canada
28 Jul 08
That's a great suggestion with the appliance most of my stuff is on a power bar. I am going to start switching them off at night so I don't waste electricity.
1 person likes this
@ratyz5 (7829)
• Philippines
28 Jul 08
Glad that one of my suggestion can help you out. Also, thank you for the best response
• United States
27 Jul 08
I want to be more frugal myself and need to save more money as well but impossible when your man takes your money before you even get to spend any of it on yourself or put it in a different bank.
1 person likes this
• Canada
28 Jul 08
See my hubby don't take my pay cheques. I take his. lol
@sid556 (31003)
• United States
28 Jul 08
curious as to why your man takes your money? Does he put it towards bills and household needs?
@shinymood (406)
• China
28 Jul 08
I have the same problem as you do. And I'm no better than you about saving money. I've worked for almost 6 years and not much money in the bank lol. But i got inspired by your discussion and there are great ideas from the responses. Thanks. Let's hope we both have a very good beginning on the way of frugal living. Good luck!
• Canada
28 Jul 08
I have already started today i cleaned my bathroom apple cider vinegar and let me tell you things came clean that I could never get clean with Mr Clean. The smell is not all that great but It does not last that long. But wow it works great!
@sid556 (31003)
• United States
28 Jul 08
The first and best thing I did to help my debt was to consolidate all my credit cards and stop buying on credit. Go to a local non-profit group to have that done and you won't regret it. I save also by having jars labled "shampoo" & "conditioner". When the bottles of shampoo are almost empty, I drain them into the jars. that way if we ever run out...we have an emergency supply. I do that with laundry detergent too. I have worked really hard not to "impulse buy". I engaged the help of my 14 yr old daughter on that. If I "think" i want a pair of earrings or a top...she will go, "mom, do you really need that?" I stop and think and usually...i can live without it. I do the same to her. We do ok but it is really hard. We've kind of made it a hobby to see how little we can spend by keeping a notebook on our spending. We are both getting better as we go. good luck. I'm going to read thru the other responses now because I too am always looking for tips. this is a great topic!
• Canada
28 Jul 08
Thanks I have been thinking of going somewhere to help me set a budget. I have got alot of great responses and i'm going to kick start them into action immediately. I have even found a great recipe to make my own laundry soap. And i'm going to start cleaning with vinegar once all my other cleaners are gone, it's alot cheaper to buy a jug of vinegar than it is cleaner.
@Opal26 (17690)
• United States
27 Jul 08
Well I'm definitely not the best person to probably ask because I am a shopaholic and am still having a problem trying to not spend! But I do have ways to save! I am a great bargain shopper. My friends and my boyfriend admire that much about me. I always buy things on sale only! That is the first important thing to learn. I'm not the best at coupon clipping, I usually forget to bring them with me even if I have clipped them. I look in the store circulars for the best sale items for the week. I especially do this with groceries since they are the most important must have items. I will only buy what I need when I need it and only if it's on sale. When it comes to things like toilet paper, paper towels, shampoo, deoderant, soap, etc. I buy them when I have the money and only again on sale. If you get in the habit of doing this you save alot of money. I hope this will help you a little. I know it has helped me.
1 person likes this
• Canada
28 Jul 08
I buy most stuff like that on sale. But i still don't think i'm saving enough. I even bought all the kids summer clothes at thrift stores and for second hand clothing they are still not cheap enough. lol
@Uroborus (910)
• Canada
28 Jul 08
Well, I don't know what you do already, but , on groceries, shop for basic things such as potatoes, rice, pasta, vegetables, and get yourself some basic economic recipes. It's amazing how well and healthy you can eat for very cheap. The idea that fast, prepared food are the cheap way to go is not true. Using the things I mentioned above, bought in bulk, you can make good meals. I oftne have dinners where the ingredients only cost between $1 and $4.
1 person likes this
@cher913 (25890)
• Canada
28 Jul 08
shopping at thrift stores and garage sales are a great way to be frugal. often you can find stuff that is still packaged at these places that people are wanting to get rid of. last summer, i bought the cutest package of snowman napkins (brand new) for 50 cents at a garage sale and put them in my moms stocking as she LOVES snowmen!
1 person likes this
@lingli_78 (12844)
• Australia
28 Jul 08
well, i just try to save money by buying things that i only really NEED... not what i WANT... also, i reduce the frequency of eating outside and cook my own meals... i switch off all the electrical appliances when i'm not using them to save on electricity bills... i also buy food that are on specials and suits my menu to them... also, buying in bulks also help a lot... hope this helps... good luck... take care and have a nice day...
1 person likes this
• Philippines
28 Jul 08
It's only right to be frugal nowadays because prices of all commodities are shooting up.I have some loans before but this year all of them were paid off so thank God I can start saving. I read in a book "The Secrets of Truly Rich" that before you pay off your bills you have to save at least 10-20% of your income regardless of how much your income is.On groceries, I only buy the basic commodities and try to avoid buying junk foods instead I buy fruits which are healthy and cheap here in our place.We also limit our trips to the malls and dinner at restaurants so we can also save on money and gasoline.
1 person likes this
• United States
27 Jul 08
well i would just say try not to spend what you dont need to.pay the bills that are neccesary for you to survive and try and cut back on the bills that are just for fun, you know like maybe your internet bill or your cable bill. thats what i did atleast until i was able to actually start back paying for them.
1 person likes this
@underdogtoo (9599)
• Philippines
28 Jul 08
The trick to saving money is not to spend on non-essentials. Avoid getting into debt. This is key to being frugal. If you feel that getting money through indebtedness is the only way to get spending money then you will never get out of it. Debt is not the same as earnings so you need a mind shift and consider debt to be an added expense.