11 Oct 08
I think there is an option to skip this step. You do not need to pay anything to open an paypal account. I think their intention is to ensure you to deposit and withdraw fund through a credit card account with ease. Without a credit card or bank account, it's impossible for you to withdraw your money inside, unless you are transferring to third party account and withdraw through their bank or credit card account. So do not worry, you can skip this step and add in your credit card or bank information later on.
12 Oct 08
No problem at all. Paypal is really a great site for online fund transaction. Their fee are low and it's free for the standard members! The ACH transfer to and fro the bank is free too for standard members. This is the best part I like about Paypal . Ya, you should try again. Hope you could successfully signed up with Paypal!