Anyone use Pre-paid service regularly?

United States
October 18, 2008 3:14pm CST
I have used T-mobile pre-paid cell phone service since 2002! I first got it because I didn't have good credit. Now that I do, I still prefer my prepaid phone. My cell has never cost me more than $53.50 a month, I don't get outrageous bills, and I have no-frills, just what I need. My current phone is a flip phone, it is a speakerphone, and it has a camera on it. I use the ringtones they supply (although I am able to record if I choose to) and I use my home computer for the Internet and my email. I often use text messaging because it's quicker and cheaper. I even disconnected my home (landline) phone because both me and my daughter have cell phones. (Hers is a Boost phone which is unlimited service for around the same cost as mine and she's a teenager so being unlimited is perfect for her!) Does anyone else like prepaid cell phone service?
10 responses
@sk66rc (4261)
• United States
18 Oct 08
T-Mobile has a service out called "myfav". Least expensive of that service is $39.99. I have a friend who has that service & he also added 400 text message for $5 extra. He gets 300 minutes a month for free & free nights (after 9 p.m.) & weekends. All that with 5 numbers for unlimited calling regardless of the time. He pays about the same as you do, around $52 - $53 dollars & that's with all the taxes & fees involved in having a monthly bill. Depending on what state you live in, tax portion of your bill might be slightly different but I don't see the difference being more than a dollar or two. If you had that pre-paid service that long, apparently signing a contract for 2 years isn't real problem, or at least if you're planning to keep your pre-paid for 2 more years. I think you'll get more for the money. Just calling those 5 numbers for free might make up the differences & you'll have 300 minutes for free as a back up. Just a thought.
1 person likes this
• United States
20 Oct 08
Great and extremely valuable information! Thank you so much! I will be checking into it on Monday! I'll let ya know! (P.S. I'm in Florida so $3.50 is the 7% tax on the $50 package I usually get - about every 5 or 6 weeks)
@sk66rc (4261)
• United States
20 Oct 08
I live in P.A. & the sales tax is 6%. Since I have T-Mobile myself, I'll give the break down of the fees they charge, at least me. My plan includes unlimited talking, unlimited sms messages, pictures, text & sound & so-forth for $99.99. Then I have unlimited blackberry plan for additional $19.99. Sub total comes out to $119.98 but for working in the company that I do, I get 15% discount on the bill so they take off $18 from my bill. So it brings my bill down to $101.98. Then there's what they call "Regulatory Programs Fee" which they charged me $0.89. Then there's also a charge called " Federal Universal Service Fund" which comes out to $1.90. I don't understand this part but then there is " State Gross Receipts Tax" which comes out to $4.38. Then there's PA's sales tax of 6% which comes out to $5.53. Then there is state 911 fee for $1.00. All the taxes & fees come out to $12.81 which brings the total bill up to $115.65 per month. Let's see, taxes & fees come out to, here in PA, about 13.5% of the sub-total. So! Let's figures this out. If you stay with the basic, there's $39.99 for the monthly fee. Depends on how many text messagings you do, $4.99 will give you 400 messages. Just on those 2 will bring your bill to $44.98 sub-total. Your sales tax is slightly higher so let's say your taxes & fees will total up to about 15% of your bill. That's about $6.75 so it will bring your total monthly out of pocket bill to $51.73. Of course this won't be perfect down to a penny but gives you a general idea how much, within a dollar or two, your monthly bill will be. That $51.73 will give you unlimited calls to 5 different numbers you call the most regardless of the time you make or receive a call, then it gives you 300 minutes you can use anytime without getting charged extra. Then you have nights for free, after 9 pm, then you have all day Saturday & all day Sunday for free calls, of course domestic calls. There! If you use it correctly, you could rack up thousands of minutes without paying a penny more than what you're paying now for pre-paid phones, as long as calls are to & from your list of 5 numbers and/or on nights & weekends. How much are you averaging "per minute"? By going this route, your per minute cost will fall below penny a minute if you use it correctly, or at least cheaper than what you're paying for. You're spending about the same amount a month anyways. On prepaid plan, you are paying somewhere between 10 to 15 cents a minute. If you use total of 1000 minutes for the same month, you'd paid the same $50 some dollars & you would paid about 5 cents a minute. Your monthly bill doesn't go up but your per minute cost just got cut to 1/2 of what you are paying for on your prepaid. Something to think about.
@sk66rc (4261)
• United States
20 Oct 08
By the way, people I get calls from are too random for me to narrow down to 5 numbers. That's why I have unlimited plans. Also blackberry plan gives me unlimited emails & internet access. Now, main reason I got that is because of work. Since I have it, I do use it for personal reasons as well but if it wasn't for the work, I'd stick with just a phone calling part. If you're interested, you can even get a text message bundle of 1000 for $10 which will bring your total of roughly $52 a month bill to about $57 a month. You can have your daughter's phone number as one of your list of 5 numbers then it becomes unlimited for both of you. She can call you anytime she wants to & you can call her anytime you want to & both of you can talk as long as you want without your bill going up a penny. Just keep your text messaging down to less than 400 a month though, lol...
@praveenjena (1304)
• India
19 Oct 08
hello, well for the last few years i have been using the pre paid services. they are very suitable for me as i have basically incoming calls to receive. so they are very cheap for me to maintain. also i have a GSM handset so i too enjoy the luxury of getting an sim of any service provider that i desire. so my average monthly bill is about a dollar a month that is the administrative charges for maintaining the connection plus a few calls that i can make. have a good day here at my lot.
1 person likes this
@reddbone (48)
• United States
19 Oct 08
Yes, I do have a pre-paid cell phone I have my service with virgin mobile and it's great the plans they have are very good and they give you other types of services also where you go use your cell phone to go online and play sugar mama which can help you earn extra minutes until you go to the store and re-activate your plan.
@Humbug25 (12551)
19 Oct 08
Hi there genihanna When I first bought my mobile/cell phone it was on an 18month contract and I was paying something like $70 a month because I had to pay for the line and phone calls and text messages on top. As soon as the contract ended I went to pay as you go and now only pay about $12 per month. I am with vodaphone and if you buy £5/$9 of credit and use it every week then they will give you free weekend calls in the UK and text messages all weekend but I don't use that much credit in 5 days.
• United States
19 Oct 08
I use pre-paid (Virgin Mobile) and I actually prefer it over the monthly-contracts. In my opinion and experience, some companies charge you up the butt on fees on contracts. I like the option of paying as much as I want and only get the minutes I need. Plus, if I want ringtones, I don't have to pay a monthly charge for it. I can use the money that's on my phone and buy one. I can also get wallpaper and screensavers doing that, too. So to me, I save a lot of money by just buying the minutes that I need and I don't have to put $60 in the budget every month. Since I don't talk on the phone a lot any more, I am able to save my minutes every month.
1 person likes this
@zeroflashx2 (2491)
• Philippines
18 Oct 08
I've been using prepaid services since I got my first phone back in 2001. Well, it is advantageous for me as I can limit the number of text messages and calls that I can make. I rarely use my phone to call somebody else. The last time I used it to call was probably 9 or months ago. For this year, I've spent only an average of $1.50 a month for my prepaid load. I also have alternative ways to send text messages and call so I don't get to load up my phone that much.
• United States
18 Oct 08
I also use T-Mobile prepaid...they have good prepaid services. I also have internet, and e-mail services on my cell and I only pay about 65 a month which is good.
1 person likes this
• Malaysia
18 Oct 08
i am a prepaid phone user. i choose prepaid because i am not someone whose are always on the phone. it is very seldom for me to use my phone even though i got 2 phone. another reason is because prepaid phone is much more cheaper compared to the bills. the prepaid phone also help me to save my money. i will only top-up the phone when i really need to used it.
1 person likes this
@MizzLadyB08 (1175)
• United States
21 Oct 08
I use to have a pre-paid phone but now i am with T-Mobile FlexPay. I guess it all depends on which pre-paid plan you get. Some of them will cost you money out of your you know what and some you get on a month to month plan. I had no problem with pre-paid just I wanted something different.
• Canada
19 Oct 08
yea, I have rogers pay as you go, it costs me a certai mmount for eachthing, but sometimes, you can get a sort of lan for it.