Do you use credit cards while shopping?

@rajfoe (354)
India
January 2, 2009 1:24am CST
Hi friends do you use credit cards while shopping in the shopping malls/do you prefer in giving cash to the counter. There are some people who prefer giving cash directly. Are you one of them friends. Since the world has become very small and the technology has grown up people tend to cope with the changes. What do you think friends. Happy mylotting.
6 people like this
16 responses
@kun2349 (23475)
• Singapore
2 Jan 09
Nope.. I always dun like the idea of using any cards for payments, including debit cards too ^_^ It's not my habit too.. Though there are times when i have the chance to pay with my cards, but i opt not to.. I will rather withdraw my money before i decide to buy anything.. lol =D PLus, it's always better to have some cash in my wallet than to have none.. hehe
1 person likes this
• India
3 Jan 09
i have no credit cards and i pay the cash directly.i dont believe in crdie cards ...once i used it,there were so many problems.so i quit using the credit cards.i always carry my cash and buy whatever i want.happy mylotting happy new year may this new bring you good fortunes .....
@djonghs (560)
• Indonesia
3 Jan 09
I pay mostly using my credit card, it is trouble some if you bring so much cash when shopping. But the most important thing is, you should pay it all when the credit card send a bill to you or you will stumbled upon many unpaid bill years to come. BR.b
@lazeebee (5468)
• Malaysia
3 Jan 09
I often use credit cards - it's more convenient than carrying cash around. Moreover, every time we use credit cards, we accumulate points for which we can redeem products, discounts or cash.
@youless (87490)
• Guangzhou, China
3 Jan 09
Sure, I like paying by credit card. Actually I won't bring a lot of cash with me because it's not safe. So if anything that I can pay by credit card, I will just use it rather than cash. I love China
@Ithink (7781)
• United States
3 Jan 09
I don't use my credit cards unless I really have to and I mean REALLY have to. I use cash and my debit card, cash when we do our errands after cashing hubbies check and then after that it is the debit card so that we don't have to have cash on us.
• United States
3 Jan 09
i have a debit /credit card i love to use online and pay bills with other than that i like using cash still.
• Singapore
2 Jan 09
Prefer using credit card cas cn track my shopping. Esp when i'm travelling and alone, don't like to use cash, feel like it's attracting a lot of unwanted attention if i use cash.
• India
2 Jan 09
credit card is trouble some with some bank they charge more than what they say so i hate it.
@suzzy3 (8397)
2 Jan 09
I use a credit card sometimes but I prefer to use my debit card or cash.We try very hard to pay for everything as we go,but it is not always possible.In these economic climes I try not to spend anything at all except on the essentials like food and power.ect but we do spend on holidays we call them essential some times on holidays we may use the credit card a bit,but our life is simple ,we do without many luxuries.
@derek_a (10903)
2 Jan 09
Yes, I use credit cards when I am shopping but it is important to keep an eye on what I am spending and pay the card off in full every month. That way I don't pay interest. If they start charging for using credit cards in this way, as they said they would - I would stop using mine. A small debt has a habit of growing into a bigger on. :-) Derek
@thukio16 (254)
• Philippines
2 Jan 09
hi there! i actually used to have my credit cards during my shopping schedule because i want to earn points and the miles actually. Hope this could help and have a nice day!
@mods196621 (3631)
• Philippines
2 Jan 09
Before I use my credit card in shopping but now I better not to used this card. My budget get bigger and I cannot handle well my budget while I go on shopping. It is hard to kept myself not to but all I want when I using my card. I was always put all those things I want into my cart and I cannot stop myself. Oh my, I better stop and decide to myself not to use credit card. And everytime my bill arrived into my doorstep I always shocked to look at it 'coz it's really big,big,big! From now it is very easy to buy into cash basis.
@nilzerous1 (2435)
• India
2 Jan 09
I pay them by Cash or withdrawing money from my DEBIT Card. Actually, I find it more confident to use DEBIT Card than to use its 'CREDIT' counterpart! Might be - I'm little too much credit-maniac!
• United States
2 Jan 09
i used credit cards or debit cards when shopping because i dont like to carry cash since we tend to lose it around the house. i just pay off the credit cards afterwards and its a lot easier and some give points or cash back in using
@808nala (640)
• United States
2 Jan 09
Personally, I prefer to use a credit or debit card. I'm not comfortable carrying a lot of cash on me. If I happen to have the cash, I will use that first just to get rid of it. If someone steals my cash, there is nothing I can do to get the money back, but if I use a credit or debit card, all I have to do is report it stolen and I will not be responsible for paying those charges.