What should I do?
By smartie0317
@smartie0317 (1610)
United States
January 29, 2009 2:12pm CST
I really need some advice. As some of you may know, my mother has a money problem. She overspends and can not keep a budget. Currently. I am out of work and attending school. I do not pay rent (as I can’t afford to now), but I do pay the phone bill with the little money have and do get from odd jobs. Anyway, she spent the rent money. I have enough in my cd to give it to her, and she promises to pay me back. However, I’ll lose any interest gained by doing so. My credit card gave me this check things. To be used when in places and events when the card can not be used, however there is a 4.99% apr. What would you do? I have to make a choice before Tomorrow is over.
1 person likes this
2 responses
@dvschic (1795)
• United States
29 Jan 09
what did she spend the rent money on? try to avoid using the credit card thing, has she promised to pay you back in writing? i did the same thing in college, i lived at home and had to pay at least 400 in the house bills a month. i had to get a job and still there was always money issues. my mother is horrible with money to this day and its heard. there is no easy answer. you have to decide what is best.
@smartie0317 (1610)
• United States
29 Jan 09
To be honest, I have no idea. 
She just wastes money all over. If she wants a pizza, she orders one and throws out whats already defrosting.
She just wastes money all over. If she wants a pizza, she orders one and throws out whats already defrosting.@smartie0317 (1610)
• United States
30 Jan 09
I've really been looking and everything is either full time, verrrrrrrrrry low pay (because I have 16 more months for my BA), or only times I can not work. Thanks for the advice. I ended up taking out the cd. I plan to reopen it in March.
@JanetBRudman (158)
• United States
29 Jan 09
I had that problem, and used the checks. But it's not a good idea, since the current interest is promotional. The credit card company can increase it any time. You might be better off cashing in any CD's or bonds. Of course there is the matter of tax.
