How to understand your friends?omg !some may drive you nuts!

This situation is just baffling. My mind is beyond metaphors and going straight to phyical pain from your friend's situation. Ok, whenever I allow someone to borrow money from me I always make sure to the highest degree that I can rely on them to utilize the profits for something legit. Secondly, EVERYONE I lend money to, (donations to charities don't count), is either a close friend or family member. With your friend, I would say the other people used her, in a sense. I don't know her exact relationship with them but it seems like they won't be repaying her for a while. Also, lending money should be done with extreme caution. It's her money and she should use it for herself, or family/friends in dire need. EX: cancer The only time I leant money to a family member or friend was when they REALLY needed it. So, if I was your friend, I wouldn't have leant the money. They need a stronger and closer relationship with me before I oblige to shell out MY money for THEIR endulgence. How would I understand her friends? Hmm...this is much more tough. I would try to figure out why they didn't have the money for the house or car. As for the friend that needed money for her ill mother-in-law, that was a legit reason. The other two, however, seemed to use her. I would aslo try to see if they had recent/past money issues. If they were incapable of handling profits in the past, why should I trust them with my money? So, basically I only lend money to close friends and family. I make sure that they will use the money for something that benefits their health or health of others. Hope I helped!