Do you stick with your budget?

Hi Mz Ira It's true that it is important to plan our your budget for the whole month or week. It's a good habit to manage personal finances. I try to stick to my budget if there are no important things to buy except for the basic things like food and some bills. But if there are emegencies that might need some money to spend on, I won't stick to my budget. Unfortunately, this happens a lot lol since me and my sister are the ones supporting our family after my father passed away five years ago... And yay! we were able to let out lil brother finish college through our hard work wooot! As for saving up, I haven't that much savings lol... and I think that's going to change since we've accomplished our brother's education this April...

not always. i planned to write down my daily budget but hard to follow.. i always buy lots things..and forget their price.. lol that;s make me hard to balance my expediture.. have a good day

I don't have a definite monthly or weekly budget. I just spend according to my means and it is usually what is left after all my utility bills are paid.

Hi mz_Ira! Well, that's a great question! And for me it's kind of hard to answer! I do my grocery shopping once a month when I get my allotted food money. I am living on a fixed income so it is extremely difficult and I have to stick to a budget. If there are things that do come up I have a big problem! It means something isn't going to get taken care of that may need to! It is very stressful for me right now! I wouldn't want anyone to have to live the way that I do. I am disabled and things are very difficult. So there is never extra money ever! So I just keep praying that I can do what I need to do, but unfortunately that doesn't always work!

When I was still single I always stick with the budget. But when I got married my husband is the one who budgets everything. We most of the time end up with no budget and so we always borrow. Anyway we make sure that we are able to pay our debts as soon as we have extra money. In my case I never really wanted to borrow as much as possible but I can't do nothing. I am just at home, no job at the moment because there is no baby sitter yet for my baby. My husband is the only one working. Anyway once I get back to work I will make sure that there is always extra money and I will try to save in a bank.

As much as possible, i stick to my budget but sometimes you can't help it. Sometimes there are unexpected expenses that come your way or sometimes you forget you have to pay some bills that will be over due before the next cut off. so what i usually did is, i always make an allowance for my budget. Example, my allowance for the week is 100$, i will add 20$, that is for unexpected spending, now if i didn't used that $20, i will save it and later on, i will buy it with a very important thing or add this to my saving for the year.

i try my best to do that... but sometimes i might collapsed and spent more than what i meant to spend... i keep on reminding myself that i have to live within my budget... otherwise, i will end up in a debt which i don't want to happen... take care and have a nice day...

Usually my fiance and I stay within our own budgetary limits, sometimes here and there it may go $20 sometimes max $50 over but not all of the time. The thing that bothers me the most is buying lunch to eat while at work and having to find ways to bring decent stuff from home.

Yes, I do.. I always stick with my budget.. If i wanted something and i don't have a specific budget for that then i won't force myself to buy it.. i'd wait till the right times comes.. =) and yes, i don't like spending on not so important things such as clothes, bags, shoes, flip flops, etc.. i would rather buy something essential or something that i really need such as food, groceries, medicines among others..

as much as possible i try to stricly follow my budget. Not following it sometimes gives me financial problems.as of the moment i try my very best to stick to this budget that i am setting for my self right now. I have a lot of bills and credit card debts to pay so i am trying to save the most and utilize my money on the most possible economical way.

No, I make no budget, though I know this is useful. In my case whenever and whatsoever is necessary get them after having the cash from the bank and as I am a salaried person and my family revolves round three souls, there I never felt strongly that I needed to make a budget and g accordingly.

nah I go and get what I want when I go shopping, dont really work to a budget if am honest, but likewise I dont waste money. But if I fancy a treat then I just get it.

I usually don't stick with my budget,if i am going to shopping on weekends,most of things are not in my budget,at first,i don't want to buy,but i can't help the temptation of the colorful goods,that is lead to i will buy some useless things,through several times of doing this,i think i will plan my budget before buying anything,i won't waste my time and money from now on.

When I make a budget, I usually stick to it pretty well. But the problem is that I don't really make one every month... bad me, I know!!

I dun have any budget to stick to in the first place.. haha =D For, i dun spend much money on things and stuffs, such as clothes, bags etc.. MOst of the time, i will only spend in on transportation and food.. Thus, i have not much limitation for i have limited areas to spend on.. haha =D However, i do not have much savings when it comes to end of the day and i wonder where do all my money disappear to.. lol =D

i try but seems like there is always something u don't expect poppping up. i just do the best i can w/what i have.

Yes i stick to my budget. I do set aside some extra cash just in case my spending got out of hand. This way i still got a little cash that was saved from overspending. As much as possible, i just allocate a certain amount to spend for some items.

I tend to stick to my budget, which makes me think I should try to cut my budgets down some. I know I could save more, and since I'm not really exceeding my budgets, I'm sure I could find places to trim costs simply by trimming my budgets a little. I'll admit, I do have a large "miscellaneous" category to my budget that I should probably address!

hi,mz_ira,i never have any budgets for my life,even weekly ,monthly.i am impulsive in shopping.sometimes i went to the market for a bread,but i would bought many things .i can't control myself well.

suitable budget is necessary whether the economy is boom or decline. in my opinion the budget should be planned based on you are familiar with your purchase custom and daily expense. an extra money prepared for the accident should aslo be considered.