Help!!! I can't help myself!

@bhabytart (1116)
Philippines
May 4, 2009 8:13pm CST
I go to the mall and see things that i like or need to buy but i can't afford to buy at the moment. So i plan to save money for it. But like an epidemic it spreads quickly..... SALE 50% OFF...... Then......BOOM...... I lost track, i've spend the money with things that im not supposed to buy......HELP ME! I CAN'T HELP MYSELF!
4 responses
@machatago (385)
• Philippines
12 May 09
Aaawww you really should take your time budgeting your money bhabytart, it is really wise if you would save enough for emergency or future purposes and really buy the things that you really need, instead of want. It is a bit hard to do that since you tend to buy it all off in one sweep, but you have to discipline yourself in order to save money. You can bring a friend along and whenever you are tempted to buy another sale items, that friend of yours will be the one to discipline you from buying stuff you dont need.
@bhabytart (1116)
• Philippines
12 May 09
yup! i have to discipline myself.... thank you for the comment...
@olydove (1209)
• United States
12 May 09
First try to limit your visits to the mall to like once a month. Also try to remember that while the sale says 50% off they marked the price up before putting it on sale so really you're only going to save maybe $10 or so depending on what you buy. Next thing you can do is give yourself an " Allowance ". Let's say after paying rent, bills etc.. you have $300 left. Open yourself a savings account if you can and put at least $50 in that savings account and call it a " don't touch " account. I even destroyed the card for mine so that I can't go to the ATM this way it's less tempting for me to take the money out and spend it. So now you have $250 left ok allow yourself $50 to take to the mall and spend. When going to the mall ONLY TAKE THAT $50 WITH YOU leave the rest of the money at home. I hope this helps.
@bhabytart (1116)
• Philippines
12 May 09
thank you for the suggestion...
@cher913 (25895)
• Canada
29 Dec 09
walk away. go home and sleep on it and if you still think you need it the next day then go back and get it. plus, never carry a credit card and only carry a little bit of cash with you.
@patialvi (715)
• India
5 May 09
Mall using very good marketing strategy. They have all the products at one place and new things also. so that whenever someone visits them, they track him with the products and offers. so try not to visit mall for small things instead visit local small retailers that would help you save from spending useless as they don't have max. things to offer. visit mall only when you have to buy in bulk or you have big pocket full of money....