Saving for a Rainy Day.

United States
November 12, 2006 4:22pm CST
I collect my change from every purchase. It can quickly add up. One year I managed to save about $250. We went for a mini-vacation to the beach. I know I should have saved it for a rainy day.
2 responses
• United States
12 Nov 06
I am with Bank of America and they have a program called Keep the Change. Since last December I have collected $190 without even noticing. What happens is that everytime I make a purchase they round it up and the left over change goes into a savings. For example: A purchase cost $19.10 then they round it up to $20 and the .90 goes into a savings.During the first three months they match your funds at 100% and after that its 5% interest. I love saving money. I like spending it too.
1 person likes this
• United States
13 Nov 06
Wow, that is an excellent program. I wish my bank would offer this. About the only thing they do is profit. My savings dwindled to nothing because I couldn't afford to put money into it. I was soooooo disorganized that I didn't even know it happened.
@reneous (717)
• United States
13 Nov 06
I HATE banks! I always lost money when I tried to go with one... now it's nothing but credit unions for me. They never charge for ANYTHING. Literally. I highly suggest you check them out if you have access to something like that :)
1 person likes this
• United States
13 Nov 06
I have a friend who uses the credit union. They actually call her when there is a problem. My bank never has.
@reneous (717)
• United States
12 Nov 06
Vacations are VERY important! They say women should have at least one a year to keep their hearts healthy. I'm the same way about money, though, so I understand what you're saying! I hate that I feel guilty for spending something on myself every once in a while (I love pedicures, but it's soooo expensive to go to a nail salon every couple of weeks). I save all year for Christmas so I can splurge on my friends and family... it's the only time of year I actually spend a lot of money on something other than bills!
• United States
13 Nov 06
Good for you that you want to pamper yourself. I have never had a pedicure! My sister had one done recently and she can't wait for her next! Now that I am unemployed I am making gifts. I cannot afford to splurge this year. : (
@reneous (717)
• United States
13 Nov 06
Homemade gifts are usually the best... especially if they're made of chocolate ;)
• United States
13 Nov 06
Chocolate is great! You know it!