Student Loans

I was informed by both the loan company and the school it would be 6 months regardless so here is your lesson to be learned either way I have to pay for them. It doesnt matter. It was a discussion. Yes, I decided to get pregnant, Is that a problem? I was married and 26 at the time. I think that should be acceptable. Not to mention I unlike all these welfare bums am paying my way through school. At least I am going through school. Many of the people just sit at home and hope mylot pays there bills. Silly me guess I should have known better than listen to the people loaning me money or going to school. I should have stayed at home not went to school drawn a welfare check and pray that mylot would pay what the government wouldnt. Right?

OH, and by the way, I asked NOBODY to feel sorry for me now did I? I am perfectly happy with my education and my family. Thanks for your response though. You should read more thoroughly though because that was not a post for pity whatsoever but thanks anyways.

Call them welfare bums - the people getting financial aid and grants - but they aren't all. For me almost all of my college gets paid for - after 4 years I'm coming out with about $20,000 in government loans but guess what its not because I'm a welfare bum. So therefore maybe you need to do a little bit of research. And so you're 26 and you got pregnant - but still it was a choice you made. You had to make the decision whats better - keeping the child and quitting school for a bit - or getting rid of the child and going to school and getting it done. It was your choice. For me I would tell most people that if they aren't done with school and aren't completely stable in a job and a career then they aren't ready to bring a child into this world. And if you were really smart you would of had a conversation a few months before you graduated from college with the loan companies and tried to figure out ok when is the exact date I'm going to have to start paying, how much is it, can I set up different plans etc. That is the smart way.

ok

Its just frustrating to me that they didnt accept the original deferment. It would have been one less thing on my mind.

Yes, that is really annoying. It's one thing if you just overlooked that clause but, if you were told by them that it wouldn't matter, that's really frustrating. I hate when I'm told one thing and then have to do another.

Mine are $186 right now but once the grace period is over for the other part of them it is $300+. I wouldnt be so aggrevated but it is not how it was explained to me. They told me because it was a medical leave of absence it wouldnt affect anything.

Im working on it it is just a silly and repetitive process. More hassle than it is probably worth I think. Might as well just pay them.

I don't know who your loan people are and maybe they've got different rules, but I didn't have too much trouble getting mine deferred. Once you get the paperwork it's just a matter of filling it out and waiting a week or so for the confirmation. The paperwork I had to fill out was very easy. All I needed to do was fill in my personal information and my reason for not being able to pay. It was pretty easy, once you get the process going. If you really don't have the money or, even if you do but it would put you in a tight spot, I'd still recommend getting it deferred. If you can actually pay it fine right now then you don't need to defer it anyway, I guess.

Thanks, I am gonna try but I am not going to fret if I can get it. I will figure out how to pay it one way or another.

I did call them today. Thats how I knew that it wasnt deferred. I had my school send in a deferment last week. They are sending me some more forms to help defer it but sheesh. It is ridiculous. I stopped going to school for a medical leave not because I wanted to stretch out my loans a little longer. It is really silly to even think they want the money right now.