How do you handle callers from credit card or insurance companies ?

India
July 4, 2009 11:18am CST
I get calls almost everyday from some bank offering credit card and from some insurance companies offering the health policy, life insurance etc. Even after telling them so many times that I am not interested in any of those schemes, they don't listen and call again. This is really frustrating. Sometimes I even shouted on them for wasting my time. But still it did not work. I am still searching for a solution. I want to know whether anyone of you face similar problem, and if yes, how do you handle it ?
1 person likes this
14 responses
@OConnell87 (1046)
4 Jul 09
shouting at them although feels good doesn't work because its a different person ringing each time. With calls like this i have gotten use to recognise the numbers so i ignore them, you can register to have your number to be put on a list which tells these annoying companies you do not want to be called, failing that my mum threatens them with legal stuff and that warns them off
1 person likes this
• India
4 Jul 09
You are absolutely right. I get calls from the same bank but from different caller. They don't even share the information among themselves who they have already called.
@angelsmummy (1700)
4 Jul 09
If Im not waiting for a call I leave them on the phone not talking to them and they hang up and normally give up. Waste their phone bill! Or what else I do if Im feeling really evil is make it seem like I am really interested and see how long I can keep them on the phone that one is quite fun!
1 person likes this
• India
4 Jul 09
This is really interesting. I never tried the first one :D I will try second option when they call me at my free time :D
@MissTina (124)
• United States
4 Jul 09
One thing that you can do is research and check to see if your state has a no call list, signing up on that list will forbid them from legally calling you any longer. Also, with telemarketers they must hear you say specific things before they can remove you from the call lists. You must tell them, "I am not interested in your product and I would like to be removed from your call list!" If you do not tell them to remove you then techinally they never have to remove you. I strongly recommend that you try to find a no call list so that you do not get the calls in the first place though! :) Good luck!
1 person likes this
@prinzcy (5058)
• Malaysia
4 Jul 09
Those calls really are annoying. I just received a call from bank trying to convince me to buy insurance. I tried to push them away but they refuse to listen. They keep insisting me to listen. Finally it got on my nerve so place the phone away and refuse to talk. Which part of me being not interested that they don't understand? I know they want to do their job but I have my right to say "No"
@rainmark (4306)
4 Jul 09
Last time the bank called for insurance and my hubby answered the phone, they were offering cheap insurance, then my hubby said "f you can give an insurance cheaper than £5 then i will accept it but they can't beat the £5 insurance a month so they give up lolz.
@dookie03 (578)
• United States
5 Jul 09
I usually just hang up and hope they don't call back right away. Either that or if i'm trying to get something done with one of my credit cards i wait to see what they have to offer and then tell them no thanks and hang up. Usually their just trying to push you to open more credit cards. So just ignore them as much as possible. You could also try putting them on a blocked list if it gets that out of hand.
@gcorp09 (940)
• Singapore
5 Jul 09
Well, I do receive calls from them as well. For me, when they call, I will usually give excuses. Some of them will ask you questions like if you are working, and I will answer no. They will not bother you when they heard this answer. Another way is that when they ask you if you are free, you can just say no to them, and give some excuse such as you are rushing for a meeting, etc. These are some ways how I deal with them. However, I do notice that recently in this year, this type of calls had been lesser for me, as compared to before...
• India
5 Jul 09
I just avoid that calls.
@daryljane (3439)
• Philippines
5 Jul 09
These callers actually have # in front of them and the company asked them to call these # and offer the product. I mean, theyre just doing their jobs. And they need to make the call no matter what. My friend is working in one of the call centers that does that and they know its going to be normal for them to get shouted at. And they would understand if by the moment they tell you what company they are calling from, and you hung up on them, they wont call back..but definitely, another agent will get your number the next day and will give you a call back. You can do the same thing hanging up on them or tell them nicely about it..just keep in mind, theyre only doing their job and they have nothing to do with it. Their pay depends on it.
@toonvk (267)
• Belgium
5 Jul 09
I make a joke out of it. I just let them talk for about 15 minutes or so and then just hang up. It just bothers me that they call you for stuff like that, but hey, you don't have to get mad for just one silly phone call...
@doryvien (2293)
• United States
5 Jul 09
If I receive the call at the time when I need a car or health insurance, or even a credit card, I entertain them and ask further. There were some who were lucky enough to close a deal, but that's very rare. But most of the time I have no use for whatever they are offering, so I politely but firmly tell them that I'm not interested. I know they are quite annoying but I also consider the fact that they are doing it to earn a living. For those who are really nasty, I just tell them I don't need their product and if still persistent, I say bye and hang up.
@dreamr802 (987)
• United States
5 Jul 09
If I pick up the phone by accident I will just hang up on them and I usually just let my phone ring and ring and just not pick up the phone. Usually those calls come through as unavailable or restricted so I just don't pick up the phone for those.
• United States
4 Jul 09
I also have them call my house, it is frustrating at times. A lot of times I just hang up, I have found that telling them your not interested is a waste of time, it just makes them talk faster. I have also answered the phone and when they asked to speak to me, I would just say "she's not here" and they hang up.
• China
4 Jul 09
I would like to say this is a vexed question.I encountered such a situation:they always manage to find ways to let you buy their insurance,so that we exaggerated the facts of the deception!i am disgusted of these salesmen..but the economic crisis has come,i think they also need to make a living,really,i think the salesman is not this kind of work most people can bear..for God's sake,I now feel much better they are..
@rainmark (4306)
4 Jul 09
Same here,phones always ringing everyday mostly from call centers, insurance company and etc. If it's an automated calls i just hang up straight away. If not,i always say "No thanks, im not interested" before they start talking lolz. Cheers.