Does it help when it comes to the difference between using cards and cash?

@boeyong (256)
Malaysia
July 13, 2009 2:06am CST
I control the family budget. And what I found out so far as to me personally, is that when I use cash, the spending is always over-budget when when I use cards, especially a debit card preloaded with a fixed monthly amount, I can control all my spending. What is your experience with this? For example, whenever I use cash, there is the temptation to spend more. Say I buy a chicken and my budget is 10 rinngit and the stall owner weighs it and says 15 ringgit I feel somewhat caught between a deep hole and a hard place, especialy when all the chickens cost more or less the amount tendered. This always happens at the wet market and price tags become irrelevant there. But when I shop at the supermarket and hypermarkets and I use a debit card, I will be able to look at a pre-priced tag and sometimes say say a ringgit or two as well.
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