Do You Have AFLAC?

I had AFLAC for several years and was able to use it when I became pregnant with my triplets and was put on bed rest and unable to work when I was at 11 weeks pregnant, it paid me as if I was still working. It also paid me for the time I was in the hospital, and for my children's stay in the hospital as well. I do not believe that I abused the system I used it for what it was for. It was a great benefit for me and my family and because of it I was able to pay cash for my van that we needed as a result of having high order multiples, for my $250.00 a week formula bill and $100.00 a week diaper bill. So yes it was greatly needed and used for what it was intended.

No, but I have a duck! LOL

I have never used AFLAC is that where that duck goes around saying Aflac on commercials? If not I don't know what it is. It is good that you don't lower yourself and abuse it. Cause then it will be there when you do need it and probably have less hassles because of it. Someone who is abusing it will have a harder time each time they do a claim.

We have Aflac and we have used the benefits once. It helped us alot as my husband is the only one that works and we would have had no income for the short time he was laid up. In our case he was working on our van and the van fell on him. Luckily our neighbors were having a cookout and some of the guys ran over and picked it up as I yanked him out. He was laid up for about a few weeks and had to have alot of tests done. We still have it but have no health insurance so it will really help to at least pay those bills if something happens again.

Do you mean medical and dental insurance or healthcard? I have one but its the one provided by our company and the name is Intellicare. I have dental and medical coverage and since Im new in the company, I can only avail confinement expenses coverage for emergency cases and unlimited consultations. It's so "used" these days because I have lots of medical issues but I dont think that I am abusing it because I am entitled to the benefits of having that health card. after all, that's the reaason why we have it or why we are paying for it.

Excuse me,would u mind telling me what AFLAC is?I cant understand.

I don't know everything about AFLAC, but I would find it hard to "abuse" it. I mean, you pay for the coverage and if you have a legit claim, you get paid for it. That's what it's for. If I did have AFLAC - which we're looking into - then I'd submit every legit claim I had to get reimbursed for it. That's what it's for. If the claim isn't legit, you don't get paid. It'd be kinda stupid to have a legit claim but not submit it.

I have heard of this company before and wanted to check it out at one point and time but never did. I would not abuse it if I had it either. It makes rates go up for everyone when it is abused.

We have something similar in Australia and for us it is attached to my husband’s superannuation. We used it about ten years ago when my husband was off work for a long time due to illness. I don’t think there is any way that it can be abused here because they are quite strict before they approve claims. It is a good thing to have though.