Do you set password to your credit card?

@youless (91533)
Guangzhou, China
August 25, 2009 2:05am CST
Here besides the signature, you can also set your own password for your credit card as well as debit card. However, I don't set the password. I think the stores should check my signature carefully. I don't want to set password as I don't want others to find it. I want to sign my name and then the deal is done. Otherwise others may find my password and it is also dangerous.
3 people like this
9 responses
@lkbooi (16101)
• Malaysia
26 Aug 09
Hi youless, I don't set password for my credit card as well. I need the card for purchase in certain outlets, hypermarkets as well as online only. If having password we have the convenience to cash out certain amount of cash from the atm that available at anywhere. Of course the bank would charge us with rate of 3%. I'm afraid that this would cause high stake and risk of money being stolen in case I have lost my card. I had cashed out money before when having vacation in foreign country once. Yeah, we needed an extra amount of cash for the trip that was not in our schedule. It was rather sad that I had to pay another extra 90 dollars of rate charged when I received the monthly statement later on. Anyway we have to pay for the convenience of extra service for sure. For the sake of safety I canceled the password once I reached my hometown. Take care and happy posting
1 person likes this
@youless (91533)
• Guangzhou, China
26 Aug 09
I don't withdraw cash from my credit card as the charge is so high.
1 person likes this
@lkbooi (16101)
• Malaysia
26 Aug 09
Seems that you are a wise and frugal consumer We should do in this way, for every penny we have is a hard earn money. It’s not worthy to pay for the high rate of charge for the ever hundred of cash withdraw via the credit card. I had no choice but had to do so as we needed the cash urgently then. I believe it won’t happen the second time anymore
1 person likes this
@lkbooi (16101)
• Malaysia
13 Sep 09
Hi youless, I rarely see you starting new discussions lately. You are very fond of as well as good in creating new discussions almost every day earlier. Or you are busy working in other new sites. I’m glad to see you using your credit card in your own way safely Thanks for the best response Take care and wish you all the best!
1 person likes this
@airakumar (1555)
• India
31 Aug 09
Hi, hope you are doing well. Yes, I do set password to my credit card and each individual should do this. This is all an individual choice in which one is comfortable. If you don't set then its your solely choice but it is also said it is safe to set password in credit card or debit card and wherever required. Its not that others gonna find you but it is to protect your card from spamming..thanks
@youless (91533)
• Guangzhou, China
31 Aug 09
But sometimes I am afraid others will see my password occasionally. In order to avoid it, I won't set password to my credit card.
@airakumar (1555)
• India
31 Aug 09
No my friends, its not like that others can see you..absolutely not!! No one can see..just be careful..Take care..
1 person likes this
@zhouxi (1756)
• China
23 Sep 09
That's a good method.some cards you must have password. signature could also be imitated.nice question.
1 person likes this
@youless (91533)
• Guangzhou, China
23 Sep 09
Thank you!
@polachicago (19075)
• United States
25 Aug 09
I never hear about password option for credit or debit cards. We have only pin for each card. I never sign my credit cards. This way seller needs to ask for an ID.
1 person likes this
@youless (91533)
• Guangzhou, China
26 Aug 09
This is one more safe option for the credit card users here. You can choose to set the password for your credit card or not.
@dloveli (4369)
• United States
25 Aug 09
Youless be careful! Without a password anyone could use your card by just forging a signature. If you put a password the liklihood of a stranger guessing it is not very much. Signatures are easy to forge. Most store employees are trying to get customers in and out as quick as possible.Always create a pin number that NO one knows. Never give your pin number to anyone. Good Luck dl
1 person likes this
@youless (91533)
• Guangzhou, China
25 Aug 09
But if it is in a crowded place, others may find your password so it's also risky.
@vivianchen (2648)
• China
25 Aug 09
Hello there, Haven't seen you in a while, how are you doing? Oh, i do set password to my credit card, if you have experience in the super market, there are many people in the line waiting, those casher did not even look at my signature when i did not set my password for my credit card, that scares me, so i set my password since then. Better safe than sorry. lol
@youless (91533)
• Guangzhou, China
25 Aug 09
I haven't seen you, too:) Perhaps you are busy lately. You are right about the password for the credit card, this is why I don't want to set it.
@peace001 (727)
• China
25 Aug 09
of course.but in China the stores never check your signature when you buy something using your credit card,so it is necessary to set your caredit card.and make sure do not save your password in your phone,for a friend of mine he save all his information in his card,one day his purse was stolen and the thief bought lots of thing from store using his credit card.
1 person likes this
@youless (91533)
• Guangzhou, China
25 Aug 09
It is not very true. One day my husband and I had a meal in the restaurant. I signed up my husband's name by his credit card. Then the waitress said there was something wrong with the handwriting and therefore I had to let my husband to sign it
@zandi458 (27952)
• Malaysia
25 Aug 09
credit card - credit cards are popular when traveling.
I didn't know that we can set passwords to our cards. All I did was to pen my signature behind the card. I don't see any advantages of having a password in our cards. It will easily be hacked once it land on wrong hands.
1 person likes this
@youless (91533)
• Guangzhou, China
25 Aug 09
I agree with you.
@dpk262006 (56170)
• Delhi, India
25 Aug 09
Hi there! Here in India, it has become mandatory to use the password for any transction through credit card and when I transact, I use my password for competing a transaction.
1 person likes this
@youless (91533)
• Guangzhou, China
25 Aug 09
Perhaps it seems to be much more security.