Can I make a Paypal account even without bank account?

Philippines
August 30, 2009 1:22am CST
I ask you this because I am very much worried that I don't have a Paypal account because when I fill up the form for signing up for it, the credit card number from our bank account is required to be filled up. And the problem is that we do not have a bank account. What shall I do? Are there any more options provided so that I can apply for a Paypal account? Please help me...mylotters!
1 person likes this
5 responses
@dianmelydia (2272)
• Indonesia
30 Aug 09
You can still registering for an Paypal account even you don't have any credit card and bank account. But after your paypal account is created, you only able to receive money from other people to your paypal account. You can't withdraw your paypal money if you haven't verifying your paypal account by adding your own credit card details to your paypal account. But you can spend your paypal money up to $100 only by send it or pay for your online purchase to online shopping site which accepting paypal as their payment method, such as on eBay. Actually there's alot of online store which also accepting paypal as their payment method because paypal is safe, reliable, and fast. That's why paypal is very popular as th best internet payment processor. If you planned to using your paypal for many purposes, i suggest you to apply for your own bank account and also for your own credit card or debit card, and link them with your paypal account. So you can add funds to your paypal for making transfer or purchasing, and you also can withdraw your paypal money to your local bank account. Good luck and have a nice day. Happy mylotting.
• Philippines
30 Aug 09
Hi dianmelydia thank you for your response i am really happy for your suggestions, maybe i can open my account soon.But is it a long process to apply a bank account?
• Philippines
30 Aug 09
yap, you could make an account to paypal without adding a bank or if you have a bank, you could add it later. by the way the easy way to get verify is to get a debit account card from Union bank..you got to pay only 300 pesos and deposit 200 to be use by paypal to verify your account. it is easy and their is no maintaining balance require and you only have to pay the annual fees..
• Philippines
30 Aug 09
Hi friend thank you very much for your response and by the way how much is the annual fees.God bless!!!
• United States
30 Aug 09
hello there vannice and happy day to ya:) yes u can have a paypal account and not have a back account.After you sign up on [aypal it will ask for either your bank acct or credit card info and it takes those prepaid credit cards u get just about anywhere if u ever decide to,but this is what happens and the difference between havin somethigb verified or not..iF you dont have anything verified like a bank acct or what not you can still have money deposited into ur paypal u just have to spend what money u have in it online and it gives you a list of all the places that takes paypal..all u really need to make sure u do is check your email and verify it there to make sure your not spam..and if you DID have a bank acct or credit info verified then u can take it out whatever way you want..so no biggie:) have a good one hun!! April
• Philippines
30 Aug 09
Hi cloud kicker thank you very much for your info i will value it so much. God Bless!!!!
@olepmis (843)
• Philippines
9 Sep 09
Paypal is not asking for a Bank account, only credit cards like visa or mastercard which you can avail if you are working or be qualified if you are earning over and above the requirements and still subject for approval by the credit cards issuer.
• United States
30 Aug 09
oh yeah that happened to me and i asked everyone if it was possible that i could have a pay pal without a bank account and everyone was like no its not possible. and then i asked if i could share a pay pal with someone because i had a 50 dollar pay out and no where for it to go. but i just know its 100 percent true that you can not use the money in your pay pal if your account is not verified you can trust me on that one. and so maybe they have a pay pal credit you can have but your still gonna have to verify it some way, also what i did was get a savings account bank account they said there no minium balance if your under 18. so maybe you can do that its not that hard to get a bank account you just go there to the bank and it takes less than 20 minutes mine only took about 15 minutes to fill out some forms and such then pay pal will give you some money just for signning up and thats how you verify it they ask you how much money they sent to your bank account.