Will you save money to the same account with your partner?
By joandevil
@joandevil (58)
Malaysia
November 4, 2009 12:39am CST
Some of us may be think that since we have been together with our partner for quite a long period. He/She is trustable enough. Therefore, we can open an account and save some money inside for future planning such as wedding expenses and purchase house.
How many of you think it is ok to do so? and How many of you think that couple shouldn't do so?
9 responses
@joandevil (58)
• Malaysia
4 Nov 09
But do you ever thought of losing those money if your partner use the money by him/herself? It is big risk...
@jambi462 (4576)
• United States
4 Nov 09
Well I actually brought that idea up to my girlfriend one day because I'm not that good at saving money and I figured that I opened a separate account with her that we could both just put in a little bit every now and then. I trust her completely and I think it would help us get something saved for the future.
1 person likes this
@my_name_is_coco (4334)
• Philippines
7 Nov 09
I would rather have a separate personal account from my partner.that way,things wouldn't be so messy when we decided to split.I will only have a joint account when I get married.I would have a joint account with my future husband.this money is for our family's needs.the personal account is for my personal needs.
@joandevil (58)
• Malaysia
17 Nov 09
You keep think of how it will be when you split when you start a relationship? If you have this idea, even after married, there are also chances of divorce. So same messy thing will happen...
@BART78 (2927)
• Canada
4 Nov 09
money wise? i think you should not joint account with your partner even you been together for long, you never know what will happen in the future but if you really want to have joint account better have the "and" type of account than the "and/or"... 
@joandevil (58)
• Malaysia
4 Nov 09
Ya, this is also what I am thinking about. Even though couple has been together for long time or married. There are always posibility of breaking up. When break up, all kind of problem rised...adding in this money issue will make one crazy...
@sapphiremoon54 (25)
• United States
6 Nov 09
dear joandevil, under no circumstances open an account with anyone! i speak from experience and i am 55 years old.in this day and age a woman has to realize that men are looking for women who are independant both financially and mentally.its not like the old days when men were assumed to take care of the woman and finances.do you ever watch suzie orman?and in my lifes experience every time i did trust my husband i got the raw end of the deal. doesn't it make more sense for seperate accounts and to split bills?i found that this works because you are still in control of your own account plus you are paying bills plus you don't have to worry about the other person taking money out that you don't know about.love and trust does not have anything to do with it, it is called survival!no matter how much in love you are at the time and no matter how much you think you know this person, it is always safer to safeguard yourself.you never know what will happen!
@joandevil (58)
• Malaysia
17 Nov 09
From your comment, can I summarize that, nobody is trustable other than ourselves? Even though that the partner might be our future companion, we also shouldn't trust them so much?
Keep the money to ourselves make life easier. I understand your point.
@drvinny007 (2)
• India
4 Nov 09
Dear friend,
Answer can be YES or NO. It always depend on the female partner. If she is with genuine love and relation is kool with the couple then joint account is NOT a problem and it can be risky for joint account with a female partner who maintains multiple boyfriends/polygamous. Hope this helps you
Regards,
Dr.vinny
@rmorefield (941)
• United States
4 Nov 09
It isn't always the woman that one needs to worry about. I love my husband dearly, but if we had a joint account, he would bankrupt us is no time at all. He had no head for money. In our relationship, I am the one that takes care of the finances, and we have separate accounts.
@joandevil (58)
• Malaysia
4 Nov 09
I am not pointing finger to anybody...both gal or guy also have possibility to meet this kind of situation. It is risky to both party as guy may also maintain multiple girlfriend in today's society.
But I do agree with rmorefield if your partner don't have good financial planning skill, always over spend, we better don't have joint account with him/her.
@BambooPanda13 (867)
• United States
12 Nov 09
My boyfriend is much more trusting. He says if we ever get married that he will give me his money and he can have an allowance lol. So I think we would have one joint account and I would have my own too.
@crisanta85 (235)
• Philippines
5 Nov 09
Maybe if you're not trusting your partner so much yet, opening another account is always an option. You can share one account but you can divide the money that you can put on your account together and then save some money that you can put on your own account. It's not bad at all even if she/he knew it, perhaps you also have some personal things to buy for your self..
@danitykane (3183)
• Philippines
7 Nov 09
I don't think it is a good idea. Haha! I mean if he was my husband, yes why not. But if we are just like girlfriend/boyfriend..I don't think it is necessary. It will just create some issues. And it might ruin our relationship. But if we have future plans and I am very sure that he is the one and it will work, yes i will.
