How do you pay your credit card bill?

@maezee (32970)
United States
November 10, 2009 5:03pm CST
Online, by phone, or the good-old-fashioned mail-the-check in? I've tried all three and for some reason I still like the security involved with sending an actual check in for some reason. Maybe I'm old-fashioned. What have you done? And which is your favorite?
2 people like this
9 responses
• United States
10 Nov 09
I acctually had my identity stolen by mailing checks. Someone stole my outgoing mail and had all the info they needed right on my check with address and all. Now I pay my bills online through the bank and I have never had any problems.
1 person likes this
• Philippines
11 Nov 09
that's why i prefer going to the bank or the site to pay the bill personally, because things such as these might happen and it's a big loss when it happens. by the way, how do you pay it online/...uh, wait. don't bother since my computer is completely screwed up
@asweetie (1188)
• India
19 Nov 09
Hi maezee, I have two credit cards and that too because now every bank in India make them free and donot charge yearly fees. But i donot use credit card and i prefer to pay cash unless credit card gets me very attractive discounts.But if i get very nice bargain on credit cards and i need the thing badly then i buy it and then i pay by cheque and put that in their collection boxes and dont wait for the last day.
@o0Tora0o (356)
• United States
13 Nov 09
I usually pay my credit card bills online through my bank's online bill pay service. It doesn't cost me anything, and it's usually processed the same day I send it because I have my checking account and credit card from the same bank. It actually takes longer for a payment to credit to my credit card if I make it in person at the teller window! I used to mail in checks, but I ran out a couple of years ago and never bothered ordering more. It saved me the money I'd have spent on checks, plus I don't have to use stamps to mail those payments anymore. I almost paid by phone once, until I realized they charge a ridiculous "convenience fee" for the service. I can't see the sense in paying $35 to process a $10 payment, so I just stick with my online bill pay.
@SHAMRACK (8442)
• India
13 Nov 09
Dear friend, My credit card bills is auto linked with my bank account and it is paid from my personal account. Only main thing I have to check is to put adequate amount in my personal account.
• Philippines
11 Nov 09
hello maezee, well, I am the one responsible for going to the office or site to pay the bills but it's my mom who's financially balancing it in their budget.well, we do it by cash and not check, what if the checked bounced? i never pay it through online or checked. just last month i paid a bill as if it's completely endless
@jugsjugs (13045)
11 Nov 09
I pay mine by direct debit as that way they always get it on time and i do not have to leave the house todo it.I find that is the safest way as well.
@hunieby (207)
• Philippines
10 Nov 09
I pay my credit card bill by signing an auto debit advice to deduct it monthly from my savings account lately though thre has been some problems since they usually get delayed deducting it and they have charged penalties and late finance charges so I cancelled the auto debit and do it the regular way by going to the bank and paying for it before the due date. Happy mylotting! ;)
@tdemex (3547)
• United States
10 Nov 09
I haven't been in a bank or wrote a check in over 9 years! I got rid of my credit cards and I've been doing everything on-line! At first I was Leary but I had a job as a road warrior and was hardly ever home! My wife did everything! Then we split up and I was forced to do it on-line! In nine years I've never had a problem! Currently I'm unemployed and I have 2 debit cards one is a paypal card, I use it the most the other is where they auto deposit my unemployment check to it all works fine! Except I hate alertpay! LOL! tdemex
• Philippines
10 Nov 09
Hello maezee, I am still new and still have got to receive my first credit card bill, I would prefer paying over the counter. But, I might also try the other method which is through the net to save time and more security, in case I find it reliable. Still have to evaluate it. Thanks for your tips.