Honestly do you owe money on credit cards and is it getting you down like me?

@mynot1 (44)
New Zealand
November 11, 2009 5:39am CST
I am definitely being hit by the recession.... I over spent in the good times and now I am paying for. My job has been cut down to three days and I can hardly afford to keep my head above water, I have been trying to find other jobs but no luck yet. I owe in the range of 50,000 on credit card debt. How many people are honestly in this boat with me or do you know of anyone that is and can you suggest ways of how they are getting out of debt.
2 responses
@solared (1210)
• United States
12 Nov 09
Oh my 50,000 holy crap, I owe like 4,000 so you made me kinda feel better, you need to put everything on one balance if you can, also there are websites where people will buy your debt, and you pay multiple people instead of one interest rate to the credit card company.
@mynot1 (44)
• New Zealand
12 Nov 09
Uhmm yea.. well I guess some people owe more.. so u are not doing that badly. I am on the lowest interest rate already lol... it is a lesson in not living beyond your means when you think that you are expecting a bonuses.. that never eventuate :)
@thuynhu (663)
• United States
11 Nov 09
I know where you are coming from with your current situation. I am in the same boat just probably not as big but it's big enough to be too big for me to handle. I currently don't have a job so it makes it even worst in my eyes. I've constantly trying to figure out how am I to make this money to make ends meet with all these bills that I have piling up. I don't have use of my cell phone and thank goodness for wi-fi or I wouldn't have the internet to use either. I don't have those suggestions that you need to help you get out of your situation but continue to fight and don't give up you will find a way. I tell myself it all the time and I truly believe it. I've been in rough situations and always believe I'll figure it out. I know you will figure it out. Good luck.
@mynot1 (44)
• New Zealand
12 Nov 09
thanks for your response .. I hope you will be ok too. I'm thinking about making some leaflets for cleaning and putting them in some post boxes... I think you are right..there is always the ups and the downs.