Do you pay in CASH or Credit CARD when you are shopping?!?!?!

Sweden
December 15, 2009 4:23pm CST
NOw that the shopping season is here... i wonder how you are paying the items you buy; Cash or Card??? Can you save something if you pay in cash?
1 person likes this
12 responses
@ratyz5 (7829)
• Philippines
15 Dec 09
I usually use cash but, I did try to use my debit card one time to purchase an item for my young nephew, a toy that is similiar with a cartoon series that he usually gets to watch. As much as possible, I would like to pay in cash than with a card since, most of the promos would be higher discounts if you pay them in cash than using a card.
• Sweden
16 Dec 09
Yes, that´s true. I also heard that you can save much if you pay in cash coz credit cards deducts some dollars from your account.
@ratyz5 (7829)
• Philippines
16 Dec 09
Yeah, those are the charges that they would appear when you avail for such services. Cards are convenient so that you won't need bring a big amount of bills and if you lose it, you don't have to worry that much as long as your password is kept safe.
• Philippines
16 Dec 09
hello... I use both cash and credit card. When buying small items such as groceries, clothes, shoes and medicines, I use cash. But when I buy my gadgets, phones, appliances-- or other expensive stuff I use my card specially when there is a promo with 6 month or 12 month installment at zero interest.
• Sweden
16 Dec 09
That´s a wise idea... thanks :)
@Rainegurl (2158)
• Philippines
16 Dec 09
I am using my credit card to pay for the things I buy these days. I have to be very careful about it, I know. I make sure that I only buy things that are necessary and I have made out a budget and my payment schedule. No impulsive purchases. I do not think I will get more savings if I buy in cash. Some credit card companies, including mine, have come up with incentives when you swipe your card. The other night, I bought a jacket for myself and when the cashier saw my card, she deducted 10% from the selling price. So I guess I get more savings when I swipe but the risk of not being able to pay is also there. Cheers!
• Sweden
16 Dec 09
THat is a nice credit card company. I will try to check here in my country if we have that kind of reward system...interesting. Have a nice day.
@winterose (39918)
• Canada
15 Dec 09
I don't own a credit card so everything I do I do cash.
• Sweden
15 Dec 09
wow, good for you. i do have one but it´s the same account with my salary... so every payday, it automatically pays all my credits. It´s sort of debit & credit card.
• United States
19 Dec 09
I try to depend on good old fashioned cash as much as possible. But for larger or unexpected, credit - it's safer than carrying cash around.
• Indonesia
19 Dec 09
I use cash or my debit card. I don't have credit cards and I'm not even interested to have one lol. I usually have both when going shoppin though. If I buy a lot of things, I use my debit cards because I'm not comfortable bringing a lot of cash with me. So I don't bring too much of it, just for buying snacks in case I'm hungry lol.
@maximax8 (28558)
• United Kingdom
18 Dec 09
I pay with cash or my debit card. It depends which one is most convenient. I don't like to carry large sums of money around with me. In the case that I am buying an expensive product I use my debit card. I just have to put in my four digit pass number. Then the goods are mine. I don't like to pay for things with my credit card. I have a credit card just to use during an emergency. I like to save money up.
• United States
17 Dec 09
I try to pay by cash, but sometimes I do use my debit card. I have one credit card (a Lowes card) but I hardly ever use it. This Christmas I used cash because it helped me save a lot of money and prevented me from over spending. I am not sure if you save money by paying by cash.
• Australia
17 Dec 09
I prefer using cash to buy stuff,I don't like using my card because I have to let the merchant swipe my card and see my number.I'm kind of paranoid about getting my card skimmed and my ID stolen.If I don't have enough cash I find an ATM because I trust the bank more than I trust merchants.
17 Dec 09
I use cash more.But I'm trying to use credit cards, because it's more convenient and allow me to buy things i really like but i do not have enough cash at that right time.
• Philippines
16 Dec 09
i use both terms, paying in cash and card for some gadgets..
@Baluyadav (3644)
• India
16 Dec 09
hi,i never use credit card,i always use cash only,because i have negligence and i may not repay within shedule,so it lead to complications. Have a nice time.