school loans advise please.

United States
January 1, 2010 8:41am CST
I live in alabama, usa. I hope to soon start school to study marine sciences and hopefully become a marine mammal trainer one day. I need any advise anyone can give me. I have never really even looked into college stuff until recently. Is There anything I should try to get my school paid for. I am waiting on my tax returns so that I can apply for a Pell Grant, but besides that i dont know what else to do. Got any advise or anything else you would like to mention please do... I need all the guidance I can get!
1 person likes this
4 responses
• United States
1 Jan 10
The Pell grants are great. Any other kind of grant you can get will help too. Grants do not have to be paid back whereas loans do! If you can go to school and not get loans you won't be behind when you get out. Check out some foundations that may be in your area. Since you are going into science there may be additional grants available. I had a goup pay for my tuition and books because I was going to school to teach math. I was also considered a "displaced homemaker" since I had just gone through a divorce. There's help out there but sometimes it's difficult to find!Good luck!!
• United States
1 Jan 10
Okay you seem like you might could answer this question. If I apply for several grants and get accepted by more than one, what happens. Do they both go toward my schooling or just one?
• United States
1 Jan 10
They should all go toward your schooling. There are many different kinds of grants. Pell grant is based on your personal income and is part of your "financial aid packet." Other grants are on top of that. If you get a grant from somewhere else and it pays your tuition then you get to use the pell grant to pay books and other expenses. Pell grants are to help you go to school not just to pay for the schooling. The grant I got here in Oklahoma becuase I was going into mathematics paid my tuition and my books. I got the Pell grant for other expenses. I don't think there is a limit to what you can get. There is a limit to your finacial aid packet though. You can only get so much per semester.
• United States
1 Jan 10
okay, thanks for all you help!
@JenInTN (27565)
• United States
2 Jan 10
After the grants there is the option of a student loan for the amount still owed if there is one. Everyone is eligible for a student loan at a low interest rate. You don't have to start paying it back for 6 months after you are out of school. I would be very careful with this though to make sure you don't borrow money that you can't pay back. I do have a student loan but I have not borrowed from it yet. I think the interest rate is 6%. I did get a pell but it still left me around $500 plus books to pay for. I am hoping I will qualify for more grants this year but who knows? I have found out that you can file your tuition on your taxes this year and get reimbursed.
• United States
2 Jan 10
wow, I didnt know you could file your tuition on your taxes... ill have to look into that. thanks for all the info on loans also.
@saphrina (31740)
• South Africa
1 Jan 10
it sounds and feel worse than it really is, but do not despair. There a quite a lot of companies who will pay your fees. Just pick a few, preferably big ones and go ask them. That is the only way. Or just apply for a study grant, that is easier, but you have to do it as soon as possible, as there is a lot of people who need grants. GOOD LUCK. i am sure that you will be helped by someone. PS: Never be ashamed to ask for help, it only makes you a better person, as you want to do something with your life.
• United States
1 Jan 10
Thank you!!
@charblaize (1030)
• United States
2 Jan 10
Make sure you file the FASA then they usually get into the state grants also. Talk to your school and they sometimes have grants and scholarships for ones that need extra help and things in certain areas of study. You can also go to fastwebs.com and scholarships.com for various grants, scholarships and contests to help with tuition. I have had to get student loans and afraid to see what I will have to payback after graduation so if at possible do not go that route. I have filled out the FASA before with what was on my last paycheck stub and if had to edited when I got my taxes, many times they ask if you will or have filed your taxes but they know many like to fill out beforehand to make sure they have the met the deadline. Good luck to you and wish you the best.