Fraud!! Has it happened to you?!

February 17, 2010 3:50am CST
Well, it's finally happened to me, some lowlife bit of pond scum has stolen my card details and made a fraudulent transaction which I picked up this morning when I checked my bank ballance online - something that I do every day. Of course, I immediately phoned my bank to report this and they'll cancel the card and issue me with a new one. The money that was stolen from my account will be refunded as well so I'll not be out of pocket over this. It really makes me angry though that these lowlives prey on people and more often or not, they get away with it - especially where internet fraud is concerned because they can't easily be traced. Have you ever been the victim of fraud? either online or offline? How did you deal with it?
1 person likes this
6 responses
@pandaeyes (2068)
17 Feb 10
So far we have been lucky ,maybe cautious and paranoid :) My husbands bank rang him up and told him that the police had found a card checking machine on the cash dispenser outside their building so they canceled his card immediately and issued him a new one. That was the lucky time I suppose. If we have had any fishy phone calls or emails from the bank,we go in to town and ask them in person, is this real or just someone trying to scam? That is the cautious bit.. My daughter went to a poetry seminar and paid by card, the card machine didn't work properly and they laughed it off and said oh you can come in for free but she rang her bank at once and canceled the card and had the new one sent to us and we had to post it to her because she wasn't sure about that transaction (cautious) and she worried someone might open her mail and take her new card,(paranoid really because we still had to post it to her and it could still have got apprehended en route) . Once a little boy came knocking at our door. He had a sponsorship form from school. He was collecting a £1 donation from everyone to cycle circuits of the sports field. I paid him and put my name and said good luck but later my next door neighbour said that that little boy was lying as she worked at the school and there was no sponsored cycle ride. It made me angry to have given my trust away like that but I never give people money or any information at the door now, not even to the political canvassers.
1 person likes this
17 Feb 10
It's the first time that it's happened to me, but last year my sister had her card details copied when we were on holiday in Turkey, and she had quite a bit of money taken from her account. She got it refunded, but it left her short of cash for a whilw. My account is now overdrawn when it would not have been otherwise and I suppose I'll be getting charged interest on that even though I will get the money refunded to my account eventually.
2 people like this
@pandaeyes (2068)
17 Feb 10
yes that sounds like the sort of thing banks do here,charge you for an overdraft when it was not your fault it went into the red. There was a campaign to get banks to refund unfair charges but it didn't really come to much.
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@JenInTN (27565)
• United States
17 Feb 10
I was a victem of credit card fraud many years ago. I have had to fight a chainsaw it seems to get past that one. There was a credit card offer sent to the wrong address because I had just paid off a car through their company. It was a call activated card and the person that got their crummy little hands on it activated it and maxed it out. I had to file police reports, get affidavits, talk to a hundred people and still it was on my credit. That was another fight altogether because the dirty company that issued it released me but then years later sold the account to a collection agency..there come another fight. To prove several years later that it was not my debt. Finally...as of now..I'm free of it but it was a long road.
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17 Feb 10
That sounds like a pretty bad experience. I fortunately never gone through that, but I'd imagine that it'd be a pretty stressful time to say nothing of financially damaging.
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@crazydaisy (3899)
• Canada
17 Feb 10
Yes I understand how you feel I was out with my mom at the time when somebody came up right behind me after I finsh with the ATM machine and took all the money out I couldn't do a thing about it was gone I was very lucky that my parents was there that month to help me out I had a daughter at the time what a mess .... cd
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@MrKennedy (1996)
18 Feb 10
It's nearly happened to me once or twice, but luckily I've managed to prevent it before any damage is done to my bank account I absolutely hate these kinds of low-life fraudsters. They cannot make an honest living themselves, so have to steal money from people who do by preying on unsuspecting victims
18 Feb 10
I absolutely agree! I don't even know how these criminals got hold of my card details as it's never been out of my posession. I can only presume that it was obtained by the details being stolen by a virus on my computer. It just emphasises the need for continuous care in keeping the details secure and running regular virus and anti - spyware scans.
• Canada
18 Feb 10
happened to us just this week!!! Some idiot tried to rip my husband's credit card for $450!! Thankfully the bank cancelled it, however, we're stuck in the meantime, since we're in Canada, and his bank is in the USA. We can't access his money until they send us the new card. AARRGGHH!! I hope that's really soon.
18 Feb 10
That's the situation that I'm in. However, I can get money if I needed to by going into the branch and cashing a cheque. It means a trip into town, rather than using the local hole in the wall, but that's just an inconveniance, it's just three miles away, not in another country. I hope that you get your new card soon.
@ronnyb (6125)
• Jamaica
15 Mar 10
Well I dont know if this qualifies as fraud but there was a time when I thought I could make it in the music business .I got myself a demo tape ,crudely made on my tapedeck and called up a gentleman I know to be fairly decent repute .I took my tape to him and he even mentioned a few of his connections and how he would be able to do something for me .I doubted it the time but I figured he was able to do what he said .I paid him the three thousand jamaican dollars he said was his fee and waited for a while before calling him back.He said that he was busy and I should call him back and this I did a week later.This progressed for a while until I could no longer get him on his cellphone.And to date I havent got back my three thousand dollars or my demo tape.......I was conned and by a respectable gentleman or so I thought