I am "Broke" again XD

Philippines
April 11, 2010 10:44am CST
Yup, here goes another reality check, well, i still other ways to earn money. at least only one way except here at mylot which i will get next after the elections oh, well, there's goes cent gone with the wind. thank god i have no bank debt unlike my elder brothers..imagine they pay 100$ a month bank loan, lolz. I won't risk applying for a credit card, it's death trap unless you have work..and need card if it's an emergency, and that's how a credit card is use. have a nice day.
2 people like this
12 responses
@allen0187 (24741)
• Philippines
12 Apr 10
i won't say that i'm broke. more appropriate would be to say that i'm in debt. as in big time. lol! with the current exchange rate our poor philippine peso has with the ole might US dollar, i'm at least down $1000. ok, it's not that bad. what's really killing me are those $tupid interest. lol! oh well, might as well enjoy the money that i'm earning now. cheers!!!
1 person likes this
• Philippines
12 Apr 10
Hello allen0187, Is it a card?! because my dad has a credit debt that is almost high as $1000 and my mom keeps paying for almost a month. i don't know why i kept promising myself to save save save when i end up spend spend and spend more. as for now, i have reached my pay out that i might get it next month.
@allen0187 (24741)
• Philippines
13 Apr 10
a small part of it is because of credit cad debt but the larger chunk is because of my losses to my local sportsbook. that doesn't really worry me much. i can always pay whenever i have the cash to my bookie. also, i can still place wagers with that bookie and if i win, my winnings get deducted from my debt. if i lose, it just gets added up to my debt. it's the credit card debt that worries me a bit. the interest is nowhere short of robbery! anyway, i've put myself in this position so it's up to me to get myself out of it. anyway, i've scheduled payments for it and hopefully i get it fully paid within the next three months or so included all the interest. $ucks! but that's how banks *cough* *cough* thieves *cough* *cough* make their millions!
@neildc (17264)
• Lapu-Lapu City, Philippines
12 Apr 10
yeah buddy, don't ever get involved with credit cards. it will be a big problem for you in the future if you have credit cards. for almost two years until now, i have this problem with the bank and i still don't know how and when i can pay them. it will be a long story to tell so i just say, get rid of them.
1 person likes this
• Philippines
12 Apr 10
hello neildc, You know what? the only card i have now is the debit card i used when ever i transfer earnings from paypal to that card, but now it's almost empty because i though i was withdrawing half of the amount, it was a mistake now i have to work it out in order get a big wig next month
@jellymonty (2358)
12 Apr 10
Hello Letran!! what d'ya say you stop by my palace and I'll give you some gold plates to get you going again eh??
1 person likes this
• Philippines
12 Apr 10
Hello there Jelly, Lolzzz..that’s one way of getting rich, by the way, how are you doing? How can I use gold plats if it’s not good for pawn shops because they might have not enough money to exchange it with the gold. Make sure you paint it in gold, lolz.
@alinka (184)
• Greece
11 Apr 10
I agree with you....never risk getting involved with "bank materials".And in these cases ,a loan is exactly the cherry on top of the bitter cake.
@Lucky12 (770)
• United States
11 Apr 10
ha i agree with you there. you ahve to pay all that back plus interest lol.
• Philippines
12 Apr 10
Hello alinka, i think it's a common thing that people do actually know this and people who have actually get credit card do careful spending it. for those who has no control they end up paying the bills or trying to escape them. it's easy to get one because they're all over the place but the problem is what happens later when you can't pay, that's when they earn from you.
@anne25penn (3310)
• Philippines
12 Apr 10
Welcome to my world. I am also broke right now but I don't really mind. I just focus on the positive aspects in my life and try to scour for things that I can do in order to earn more. As they say, think positive (positib). This too shall pass.
• Philippines
12 Apr 10
Hello anne, It must hard leaving your job and depending only on small things like mylot. Well, I did that three years ago and look what I am now, so far I am surviving here but I need to loose weight gradually, otherwise I don’t want to be considered as a fat unemployed prick. Yes, I am thinking positive right now and some years to come.
@laydee (12815)
• Philippines
12 Apr 10
Oh tell me about it, I was just reminded of my 'situation' a few weeks ago when people kept on reminding me that my birthday is just around the corner. I'd hate to admit it but I can't even afford to buy a single thing to treat myself (yet alone treat friends and family). Worst is that they don't believe me when I say I'm broke! It's sad really and the only way I see where I could earn extra is through mylot. But mylot is just too much effort with few pennies in return, but I'm not complaining, at least if mylot is really good it'll be able to send me my gift before my birthday since I'm qualified for the payout. But still, it's really disheartening to be reminded how much more you need, and it's not just because you want more - it's because you certainly NEED more.
• Philippines
12 Apr 10
Hello laydee, I guess you can either close the whole house pretend that you’re not home and cut your phone line or simply go to other places where your friends and families don’t know where you are. Lolz. Probably this time I will save and use the money for emergencies because I know it’s hard to earn money now a days, knowing that not every one in the family needs and has money all the time.
1 person likes this
• Philippines
12 Apr 10
I am not broke but I don't have enough money. Money is important. That is why when i feel I will be broke for this week I do have a plan of increasing my goal in online earnings to avoid it. And that is what I do every now and then. I have jobs I have business, I have other sources of income, that is why I can avoid being broke and I don't want to be broke.
• Philippines
12 Apr 10
Hello Grecy, I agree that money is important to all of us. Unfortunately, I am not as motivated as I was before because of the election period, if you are aware I am supporting a candidate. That’s probably one of the reasons why I hasten lost money. Well, that’s good to know that you are always prepared to prevent from loosing a lot of money. Have a great day.
• Philippines
11 Apr 10
It's good that you won't risk applying for a credit card. Because sometimes or let's say most of the time, if you have a credit card, it gives you temptation to spend or buy something that is not needed for the moment or that is beyond your means. Most people, don't realize that in any sense it is still a credit to be paid later on. It's better not to have it, because even when you get financially broke sometime still it's less stressful because at least your concern is for you to survive the momentary crisis only, while if you have a credit card with huge credits plus negative cash, I could imagine how stressful it must be.
• Philippines
12 Apr 10
Hello assinertata, I don’t want to have a Real debt on my hands unless I get a job and use card as an emergency measure. It is stressful but for the moment I have a bit of financial support from my mom. I really do need to get a job after this 2010 election, it’s actually distracting me from applying. I don’t want to pay debt, it’s no different from paying bills.
@hexeduser22 (5856)
• Philippines
1 May 10
Credit cards are a no no for me. It's good that you don't have one. I don't know if I can suggest you anything about earning money besides mylot because I'm also a bit broke right now and during my free time I'm here in the lot. It's one of the biggest source for me that I really enjoyed doing. If you happen to have known something that you enjoyed and rewarded you as much as in here I would like to know of it too, if you don't mind. Thank you Still mylot is the best one for me
@eileenleyva (8865)
• Philippines
18 Apr 10
Come on Knight, there must be a way to earn more money. Many students I know are tutoring for a fee this summer. Get a hold of what you do best. If it is computers, find children who would like to learn. Charge the parents a good sum. At least enough to give you sustenance and supply. Don't ever say you are broke again. Erase that from your vocabulary. Be more positive and life will become brighter!
@iskayz (5424)
• Philippines
13 Apr 10
Hehehe... you know letran, I feel very lucky too even if I don't have big salary like my siblings and other people who earn bigtime and that's because I also don't have any debts or children to feed and loans to pay; bigger earnings always is followed by bigger expenses. I've learned that from the book "Rich Dad, Poor Dad" and I think that it's true. I think people who earn small but with no debts are even luckier than people who earns big. Hmmm... I hope I make sense here hehe. Ciao!
• Philippines
12 Apr 10
Ahhh. I remember when I was unemployed and I couldn't get out of the house cause I was broke, I was living on my boyfriend's salary back then. LOL. I keep thinking, I wish I knew about this internet thing when I was just a bum in our house for 3 months, think about how much I would have earned from doing this all day and night for 3 months! Hehehe.. Anyway, yeah, credit card is a major no no specially if you don't have a steady income. I have a day job and I still have a hard time paying for it. LOL.