What about saving money?

Poland
June 30, 2010 10:43am CST
There are lots of discussions on here about making extra money, but what about saving money? If you can save money, by paying less for your shopping, or getting a good deal on utilities such as electricity or gas, you can save as much extra cash as you might earn doing simple tasks on-line. You might spend many hours on a website like Microworkers to earn $10, but if you get a better deal on your ISP contract, or looked out for special offers in the supermarkets when shopping, you could save many times this amount! I sometimes thing people rush to try and earn extra money, when they would be better served looking after the money they have better! Does anyone agree?
3 people like this
24 responses
@p_vadla (1687)
• India
30 Jun 10
yes, it is a good discussion.Saving money is some times more valuable than earning money itself.A penny saved is a penny earned.Saving need not be keeping money static but also it includes investing in good places.
1 person likes this
• Poland
6 Jul 10
"A penny saved is a penny earned." - My Father used to say this to me when I was growing up!
• United States
30 Jun 10
I would hope people just do this on a daily. I have been earning online for 10 years. But, I have been a bargin hunter all my life. I have my favorite grocery stores...I shop with sales. I shopped for the best internet deal. We have four mobile phones in our home, 2 of which belong to teenagers so I shopped for the best deal. I don't see any reason to pay full price for anything
@sulynsi (2837)
• Canada
1 Jul 10
hi workingmom I was looking at your website. You have a lot of experience with blogging and research. It's going to take me a while to check out all the links!! Would you take a peek at my blog and tell me how you think it looks? I'm having difficulty with links and posting pictures. I need some helpful feedback. Thanks! http://workfromhome-myadventure.blogspot.com
@cher913 (25890)
• Canada
6 Jul 10
i think it is important to be happy with the stuff you have and not always going out to get bigger and better things. it is also important to save your money for a rainy day.
1 person likes this
@melmabb (580)
• Philippines
1 Jul 10
why do have to earn extra money?because we lack money or we want more...to me i really want to save, but there is nothing to save,i have tried to ,but my expenses still eats my income...but if my income generates, then i think i can Save at least 10 percent religiously and live by the 90 percent whatever it takes...
1 person likes this
• United States
1 Jul 10
I wish I could save money, but unfortunately my husband's hours keep on getting cut and his boss keeps on crossing out his hours on his time sheet and as a result he gets paid a lot less money. I wish I could find work, but so far I have not had any luck finding a job and I am hoping to get into grad school so I can get financial aid money. My husband is attending the Univ of Phoenix online and is doing quite well. I do save money when I go grocery shopping. I have a lot of easy recipes that do not use a lot of ingredients. I really do not spend a lot of money except for the necessities such as food, the Internet and the car.
1 person likes this
@ebuscat (5949)
• Philippines
1 Jul 10
For me even if you don't have work then you are not to save then your money is lost very speed another thing is don't use full of electricity so that your bill is not much so you can save.
1 person likes this
@jules67 (2790)
• Philippines
1 Jul 10
It is hard to save money especially when what you have is only a small portion. What I have heard that when you have your money, you should already save a portion of it that goes to your savings. And whatever is left is the one to be used for your expenses.
1 person likes this
• India
1 Jul 10
Yes 100 % agreed to this discussion, I always do bargaining when buying anything....I save a lot of my earnings.
1 person likes this
• Philippines
1 Jul 10
Hi! I think you can save money by being frugal. Shopping only for items you need and shopping wisely.
1 person likes this
• China
1 Jul 10
Saving is good habit .It makes us more resposible for our lifes,but make extra money is really important.
1 person likes this
@Joshuael (109)
• China
1 Jul 10
I am with you there absolutely.Furthermore,leading a plain life could keep our desire moderate and not to be so avid for earning money.In the world,some people have too much money,someone else just lack it,if the rich ones could spare some to the poor ones,both of them will lead a more leisure and easier lives.
1 person likes this
@jambi462 (4598)
• United States
1 Jul 10
I agree that there are simple steps out there to decrease our spendings but online earning opportunities are so incredibly simple that I would encourage anyone to partake in them if they are looking for the chance of possibly replacing a normal day job. Of course it would take an incredible amount of work but still you will be able to earn extra money online because there are plenty of people doing it on this site. As far as saving money there are a lot of sites out there on the internet that have affiliate programs with websites like amazon,ebay,gamestop,etc. and you either gain cash back when you buy products through them or you just get a nice discount from buying through whichever website you are affiliated with. If you would like some links to some sites that give you a cash back percentage on lots of awesome online stores add me as a friend and I'll send you a link. Have a good one friend.
1 person likes this
@Shellyann36 (11278)
• United States
30 Jun 10
As much as I am trying to make money I am also saving money. I do comparison shopping, clip coupons, sign up for all of the free samples I can get just to name a few things. I also try to get the best deals on all of the services that we use at home, phone, net, tv etc. Bundles are cheaper and its just one bill a month as opposed to 3 separate ones. I cook as much from scratch as possible, I don't really like the boxed meals and such that are in the stores these days. I am also one of those people that stock up on supplies when there is a good sale on them. Those are just a few things we do here to save money. My venture online is not to really earn "extra" money as much as it is to earn my own income monthly.
@phyrre (2324)
• United States
30 Jun 10
I definitely agree with you. Personally, I tend to do both. xD I earn money online and I try to find ways to cut our bills and maintain a budget each month. You'd be amazed at how much you can save just paying attention to when things are on sale and using coupons and such like that. That's why I do Christmas shopping year-round. When I see something on sale that someone would like, I buy it. Last year I think I saved around $300 by buying things on sale all year rather than waiting until the last month before Christmas or something like that.
1 person likes this
@callmecat (248)
• United States
30 Jun 10
Yeah, I totally agree. I'm definitely one of those people that try to save money. I think it's a really simple thing to do, but a lot of people don't think about it or don't take the time to do it. Like price checking, if you know you're going to buy something, you should look around at a variety of places making sure you're getting the best/cheapest deal. Otherwise, you just end up wasting money that way. And sales, I love sales. I don't think I've paid full price for anything in a long time and that goes for the grocery store, too. Food goes on sale, too and I always try to save money there because you have to buy food. So you might as well make sure you're saving money and getting great deals. About a year ago, I was looking around for a new coat, sort of like an early winter coat that wasn't as thick as my other coat. And I did some looking around and I went into the store Gap because sometimes they have amazing sales. Well they had a few coats on sale and I found an absolutely adorable one that fit me great and it was originally $60 but it had been reduced that now it was around $15 and on top of that I was able to use a 30 percent off coupon my friend gave me because she works there. So I ended up paying only $9 or so for that coat that originally cost $60. Man, I felt so great after that purchase haha. But yeah, eventually, everything goes on sale and a lot of those sale items are luxury things we don't NEED right away. So just be patient, it'll be really cheap in no time.
1 person likes this
@incus99 (1086)
• Philippines
30 Jun 10
savings is a good concept.. but i guess those who hang out it earning sites like this are really determined to earn than save
1 person likes this
@luci1209 (34)
• Sri Lanka
30 Jun 10
Well expenses cannot be reduce more than a certain limit. therefore always the easiest and available way is to increase the earnings. One best way to do so is through online
@jane239 (521)
30 Jun 10
Yes, you've got a point. Saving money is every bit as important as finding ways to make to make extra money. I use cash back sites whenever I purchase online If I'm spending money on something anyway, I may as well see if I can get some money back on it. I'm careful with supermarket shopping as well. I always do my best to make sure I get the best deal that I can.
1 person likes this
@sumit057 (227)
• India
1 Jul 10
You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side. So remember you have to start thinking S-M-A-R-T!
• Poland
6 Jul 10
Lots of very good money saving hints there!
@sulynsi (2837)
• Canada
30 Jun 10
Absolutely! I wrote an article about this some time ago! I was quite pleased with the way it turned out. If you'd like to read it, here's the link. www.squidoo.com/Money-Making-Savings-Tips-and-Experiences
@sulynsi (2837)
• Canada
30 Jun 10
sorry, link isn't working properly!