Oh Don't Worry!

@SomeCowgirl (32273)
United States
August 21, 2010 9:01pm CST
Do you ever tell your husband, and for the men reading this, do you ever tell your wives, (for those who are not married as well, you can respond to this) "Oh don't worry honey" and yet you worry? I've done that plenty of times, and I know my husband has done this as well. Right now I really want to read but I am also worried about something my husband and I want to buy. We've been planning to buy it for awhile and even planned a way to do so. Then we check our balance for a bill we just paid off, and found out that while they received the money, they didn't push it all through, they just pushed one payment through because we sent them three slips of each. Well I was annoyed, and my husband more so as just today he told me that he wanted to call and complain. You see, we did pay a different way the time before last, but we still put in three slips and expected them to push all three payments through, well they have now, but not in time for it to get on the CC bill we wanted it to get on. Now the things my husband and I want to buy we were also going to use the same method of pay for, but that would make our bill nearly $500.00, because the bill company didn't push the payments through when they received them! I am okay with paying for the things we want a different way, but my husband is upset. Now I am here online trying to earn so that we can afford the things we want still, and I find I am stressed... But I don't want my husband to. Arghm, ever been in this situation? I know that what I wrote above is very confusing, but please reread it if you don't understand and ASK questions don't just assume you know! PRETTY PLEASE! I also know we can just wait on our wants, but well we don't really want to, it would mess up everything else we had planned out! I guess we just have to realize sometimes things like this dont' go as planned, either that or next time we call as soon as we think it's been received and make sure they did it right!
1 person likes this
4 responses
@ladym33 (11009)
• United States
23 Aug 10
Usually when people say don't worry there is something to actually worry about. I am actually married to a worry wart who gets too upset over some things. I am always telling him to calm down and not worry, but usually that is because what he is worried about is minor or it may or may not even happen. He will get all upset about possible bad outcomes and not actual reality. So I am forever telling "Don't worry."
1 person likes this
@SomeCowgirl (32273)
• United States
24 Aug 10
I come from a family of worry warts, and my husband and I both worry. He has a worry wart in his family, and is one himself. I have irrational worries, somehow I believe I've inherited this from someone in my family but I am just not sure who. The "get all upset about possible bad outcome and not actual reality" is actually something that my family does a lot. My grandmother has always thought of the worst, and it's rubbed off on me. I am glad you don't worry and can tell your husband not to worry, my husband and I we just worry together..
@ladygator (3469)
• United States
23 Aug 10
I can just feel the anxiety in this!! I had a regular issue in this for several years, just as soon as the bills would come that most of the time I could not even pay!. I would be so stressed that I felt I would fall apart. Then one day I got everything together and guess what? In one job loss and one more baby, within a few months I was broke and in major debt again!!! So guess what I learned from that? I learned that money is not going to break me down. So now I just do what I can when I can and thats just that. I really wish we had more, but I know at this time we are limited and so I really say "oh Dont worry and mean it."
1 person likes this
@SomeCowgirl (32273)
• United States
23 Aug 10
I was in debt before my husband and I got married, and so we had a mad dash to clear that away before we said our "I Do's" that was a semi stressful time for us. Then when this came along, it wasn't all that stressful because they had the money, they just didn't clear it all when we wanted them to. My husband and I have seen what money problems do to people and so we are trying our best not to let it do it to us! I'm sorry you've had some tough times, I know what anxiety feels like and it doesn't feel good, but I'm glad you've got a whole new viewpoint about it as well!
@GardenGerty (92187)
• Marion, Kansas
22 Aug 10
I have had things come up that delay what I want for several months now. I know it is very frustrating. I think I understand that you wanted to pay off a bill early and they did not apply the payments the way you intended them to. It is good to sit down and talk through all of your options.
@SomeCowgirl (32273)
• United States
22 Aug 10
We started off paying just one month at a time, and then we doubled up payments to kind of free up money for later months. Well we'd been paying with check but decided this one time we'd use our credit card. Regardless of whether we used our checking or our credit card, we sent in three of what they call "coupons". For the checking they just put it all in at the same time because the check was made out for however many months we wanted it to paid for. Well the time we used the credit card we sent three slips, and they assumed we were just sending it in early and wanted it sent out month by month. I called when the balance on our credit card didn't match up, to get the balance for what we owed on this bill. Then I waited until they opened before I called and got them to straighten it out and send it through. We got our credit card statement, and when it was only $20.00 (Which I assumed it would be) my husband got a little upset at the bill collectors. We have other thing we want to pay with our credit card but we have a limit of $500.00 and it'd be damn near if not over $500.00 if we were to use the credit card to pay for what we want, hence him being upset. I told him not to worry about it but I am. I suppose we just learned that if we ever double payments up like that for anyone again, we need to call and make sure it's going through the way we want them to go through.
@Lakota12 (42794)
• United States
22 Aug 10
WEll I would say just wait till the payments all gt thru and paid. I hatee it so much when you send payments but they dont put it thru when they should i have even had a bank make my payment late when it was really 2 weeks early; Its good to have plans but some times htey need to be altered
@SomeCowgirl (32273)
• United States
22 Aug 10
We have like a step plan that's going to be a bit altered because of this. I am glad I called, hubby told me to call and get the balance because we were just about to make the last three payments. I talked to the lady and she explained that they had it set up to go through on the months they were due, but she told me she would send one to go through the day I called, and the next to go through the day after I called. I am just glad they did go through, it worried me a bit. But hubs is furious. I hate that the bank made your payment late, I would be making the bank responsible for it because you had it in two weeks early and it was a bank error that made your payment late! It reminds me of a time when I was banking at a credit union, one of the tellers had put my money in savings instead of checking and her boss made her call to apologize. I felt sorry for her so was very nice to her when she called and told her it was an honest mistake.
@Lakota12 (42794)
• United States
22 Aug 10
Glad yu call too now all may get right soon. This only happened when this bank tookover our mortage and I have been fighting with them for over a year now. Even set up for a modifacation hey are surpose to lower payments and possibly the amount owed but all they did so far is fix it to pay MORE than what we were paying . on lawyers advice we have stopped paying then we get a moderator and the bank has to face us in person!I hvae got all the paper work a whole year of it!
1 person likes this
@SomeCowgirl (32273)
• United States
24 Aug 10
Paying more then what you were? well that's ridiculous but glad you got lawyer's advice and the bank is going to have to face ya'll in person!