A friend try to borrow money from me again

United States
October 2, 2010 11:32pm CST
A friend she has borrowed me $300 before, and only return me half of $300. Another half, I already waited 6 months, and I still not getting any yet. Today, she called me again for help, and in need of borrowing money again. I simply told her that, I can't. I have so much spending to consider, and I have so much bills needed to be paid. I haven't received my full amount last time yet, and I won't have any more money now. Simply, she hung up, and I just can't let people scam me like that again. Although she promises to pay me back everything on tax return next year plus interest, but I just can't take this kind of risk anymore. I just have too much bills to pay, and I am in need of money too.
2 people like this
25 responses
@kodukodu84 (1576)
• Malaysia
3 Oct 10
It's very good that you didn't lend her money again this time. You must wait until she really pays half of the $300. That is a lot, and you could pay few bills with that money. It's lucky that I never had that kind of friend. Well I had once but I always said my younger brother also needed money and he was still in college. You know what the friend did after that? He never called me again nor talking to me whenever we saw each other. He pretended like he doesn't know me or he never met me. That made me realised that he only wanted to be friend so he could borrow money from me.
• United States
3 Oct 10
People have no idea how hard I made those money with day and night. How much effort and time I put on them, and they simply use my friendship and sympathy take away my money? No, no more. I just hate those people would do something like that. They aren't my friend, and they will get their karma 10 times worst than me.
@ellechoi (282)
• Hong Kong
5 Oct 10
It's really good that you didn't let her borrow you . You don't know when she pay back. Huhm , I should learn that from you. My friend ask me to borrow 200$ 4 month ago . When i ask when she gonna pay back to me, she said she'll pay me but not that time because she don't have money. I think it's ok. But now, it's been 4 month and still , she doesn't pay me. WHen i ask some1 else to ask her pay me, she still say she doesn't have any money
• United States
4 Oct 10
I am really glad you know how to stand up for yourself. people will never stop if you keep giving them what they are asking for. How will they ever learn to manage their money or learn the responsibility of keeping tract. It is also selfish. They need to think of your situation, if you needed the money and if it was going to bring you down. It is not right for any one to take money from anyone, family, friends, or strangers. I think people really need to learn their priority's.
@fherfher (259)
• Philippines
4 Oct 10
I think its good thing you did declined for lending he/her money. Just like what you said you so many things for spending. If she is really your friend i know she will understand you.
• China
4 Oct 10
I support you way!
• United States
4 Oct 10
dont lend her money because she did not give you money back and u have to be a able to trust her enough to get her money
• United States
3 Oct 10
I feel like this if this friend borrowed money in the past and didnt pay the full amount then the bank is closed.If you in need of money for bills yourself then there is no way that you should put them before you put yourself and if your friend is really a friend then they would understand...
@luxlyangels (1286)
3 Oct 10
Well you didnt do anything wrong. She has got to pay you the one she owes you right? She should look elsewhere. This is one of the reasons why i dont like borrowing friends money.
@chaoz674 (80)
• Philippines
3 Oct 10
if you don't want to loose a friend then don't ever let them borrow money... It's a wise choice.. let them understand why you can't let them borrow... or give a white lie to them.. Nowadays, money is so hard to find and have... you should learn to control yourself... it's hard not to help a friend but if it's money involved then you should decide if you want to keep your friend or not....
@LaurenInLA (2272)
• United States
3 Oct 10
Got some widely known good advice from my mother when I was a teen. Never lend more money than you are willing to give someone as a gift. Many friendships end over money so I've made it a policy to never lend money to anyone. Your friend has already shown her true colors by hanging up when you didn't lend her more. You made the right decision. Sometimes it isn't even a question of not wanting to pay people back. It is sometimes a question of not being able to pay someone back no matter how good our intentions are. I have a friend right now who bought a condo with a friend. She used her good credit and her friend was supposed to make half of the payment. Times got tough for her friend and she told her that she couldn't make the payment any more. The condo went into foreclosure and my friend's credit was destroyed.
@ladym33 (11008)
• United States
3 Oct 10
I don't blame you. She did not pay you back last time she borrowed however at least she did pay you back some, in a lot of these cases people don't pay anything back. I think it is quite bold for someone to ask someone to borrow money when they never paid them back from a previous time that they borrowed. It sounds like your friend is unable to maintain her own finances properly. It is time for her to re-valuate her expenses.
@insulin (2483)
• Philippines
3 Oct 10
Sometimes when it comes to friends,I just hope that money will not be involve because it will be one of the reason to destroy the friendship and I experience the same thing to you to and the worst thing is it's three of my friends.Too bad I never recieved full payments from them but after that,I never wanted to talk or felt different anymore.
@Blondie2222 (22365)
• United States
3 Oct 10
That's good you turned her down again. If she didnt pay you back fully the first time you know shes def not going to this time. My boyfriend is kind of in the same boat. He loaned a girl money and she hasnt paid him back yet and he is in need of money too. Were taking her to claims court its been over 6 months and she even gave him a written note saying what she owed and that she would pay back. So he has prove :)
• Philippines
3 Oct 10
That happened to me too! A lot of times actually! Well for me, it's very normal that friends help each other in any way they can right, specially when a dear friend of yours asked for a monetary help. We can't resist, right?. Well, if you're single, no kids, can afford to, and don't have any debts, then,by all means, you'd help! But if you have your own family, living on a normal day to day basis...you have to think a lot times before helping, because there's a lot to consider when you have your own responsibilities. As a wife, as a mother, and as an individual. I'm actually into this kind of thinking that, no matter what, I won't help a friend anymore if the help involves money. Not for anything else', but I don't want to lose a friend again because of money,that's all.
@chayapathys (2113)
• India
3 Oct 10
Do you know how the money lenders work.They give you some money and give fresh loan only if the earlier loan is repaid in full with interest.If you make part payment they don't give fresh loan.This method appears to be reasonable.Though you may not be money lender you should not give fresh loan unless the earlier loan is repaid in full.You can tell that it is your principle.If you follow this method you can avoid giving loan after loan which you may not realize later...
@beth0506 (38)
• Philippines
3 Oct 10
Tell him frankly in a nice way that you are really in need of money and that you can't wait him to pay you on next year time. Let him feel and undserstand your situation. Dont try to fight him because your money will be totally lost.
• Singapore
3 Oct 10
You did the right thing. It's no use lending money to someone who doesn't keep his/her promises on returning you back the money. I also lent my so called friend, some money to pay his electricity bills. Till now, I haven't received my money back. I'll have to wait because he's in overseas. But he promised to return me the money on a specified date but HE DID NOT! It's good to lend some money to your friend to help them tide over their most difficult times but when they ask from you over and over again, then they're taking advantage of you.
@ria1215 (33)
• Australia
3 Oct 10
ohhh, luckily you didnt lend her again. In my opinion, I think it's better not to have any money relationship with friends b/c it will easily raise arguements between friends. Like my friend who has borrowed some money from me, as I remember he didnt pay me back the money but he said he did. I don't want to ruin our friendship so I said just let it go, but it seems that he still minds.
• China
3 Oct 10
You did the right thing!Real friend would not do that kind of thing.Staying away from her is a good idea.
@ebuscat (5949)
• Philippines
3 Oct 10
For me it is not bad because you help them already but if they mad in you it is bad because he don't pay you back the whole.