online shopping is not possible for middle class person

India
February 24, 2011 10:42am CST
I know e-commerce or online shopping is fastest growing activity but till i want to say this is not possible for middle class person because cost of the goods are so high in online shopping. Credit card is necessary for online shopping. I know you will also agree with me share your view on this.
20 responses
@stevieboi19 (1429)
24 Feb 11
I disagree with your view completely because shopping online is cheaper as there is more competition and you can shop around and look for bargains. In both shopping online and offline you will find certain products may be cheaper in different places but online shopping has certainly saved me a lot more money than any of my offline shopping.
1 person likes this
• India
16 Mar 11
Hey friend you are saying you are fully disagree with me but at least little bit should agree with me because rate of some goods are very high
16 Mar 11
I didn't agree with you because I think generally that products bought on the internet are usually cheaper than from purchasing them in-store I'm not saying every thing is cheaper online but most goods are nowadays . I see products in store which are being sold for maybe two or three times of the prices than if I had of bought it from a company on the internet . So I really don't have to agree with any ones opinion just like you don't have to agree with mine which you do so here .
@zralte (4186)
• India
24 Feb 11
What??? That is ridiculous. I buy things online because I get them cheaper than the shops. Most of the time, I pay with my bank account as I don't like to use my credit card unless it is necessary. True some online shops accept only credit card payment, but there are always ways to pay through your bank account or by getting virtual credit card or prepaid card.
• India
24 Feb 11
Thanks for giving the details I heard online shopping is not possible for middle class but my query is clear thanks for this
@zralte (4186)
• India
24 Feb 11
It is a common misconception in India, especially among the middle class. Most of the online shops are now having the options of paying with your bank account, credit card and there are some offering an option of paying by Cash-on-Delivery too. ebay is the most common ecommerce site, and ebay India has the Paisa Pay in which you can pay by debit card, credit card, net banking, etc. The most important thing to know when shopping online is do your research. That is the key. If the online store is not giving you enough information, call them up or email them. And if they cannot satisfy your question, probably not a good idea to buy from them. If you are buying electronics goods, make sure that the seller is offering manufacturer's warranty, NOT Seller's warranty.
• India
24 Feb 11
i agree with your view to an extent but not completely. there are lots of offers in online shopping which reduces the prices a lot when compared with offline shopping. moreover a bank account with net banking facility is much sufficient to do online shopping.
• India
16 Mar 11
ohhh thanks to agree with me little bit yes I know net banking is good facility for online shopping. But I think less choices of goods in online shopping.
• India
16 Mar 11
yes yes what ever u said online shopping is somewhat confusing for me also what is the pay pal account i dont know still this time. How can i earn money through pay pal account or online accounts still i dont know now i am so many difficulties in online accounts. Credit is compulsory for online accounts. In middle class they never pay the that much of amount even they pay but they didnt get the good result online shopping is best but they are the facing the tax where they buy in online. If they buy one example i am telling if the cost of the product is higher and tax will be somewhat higher what they can do they do nothing to this online shopping.
• India
17 Mar 11
No not necessary the credit card is compulsory for online shopping, but yes in some situation where the cost is high not possible for middle person. Paypal account is electronic account your mylot money will deposit in paypal account you will make paypal account by paypal site for that PAN card is necessary and it will ask PAN card no. at the time of making paypal account.
@dreamnishu (1253)
• China
25 Feb 11
hello friend! i know it is not possible for middle class person to do online shopping.yes there all things are so costly.it is not so good because we can buy same things very low price from other places.i never do online shopping for me.i do not like it.it is good for businessmen and for very rich people.it is not good for normal people. thanks a lot.
• India
16 Mar 11
Ya this is right and really not possible for middle class people to do online shopping. I am also not like online shopping
• United States
16 Mar 11
Many sites today you can use credit card, checking/savings accounts and debit cards to make purchases. You can also have some do cod which is cash on delivering. There are many possible ways to do so.
• India
25 Feb 11
Dear Friend I don't agree with you. I am also selling online for last 3-4 years and from my experience i can say that middle class can easily afford buying online. Sites like ebay offering least price on branded item. Also you can pay via debit card, net banking, and even by cash on delivery in selected cities. So the time has gone when it was the option for elite class only.
@notbrake (30)
• China
25 Feb 11
In my view, it depends on the thing you would like to buy online. I am a college student, but I like buying books online cuz it's cheaper than in the book store. But if one person likes buying anything online, it's impossible for middle class person.
25 Feb 11
For me it's possible because here in our area, a lot of middle class are using credit cards and debit cards. Online shopping is very rampant because there's so many discount sites on the net. Example of discount/promo sites are www.ensogo.com and www.groupon.com Mostly of these middle class that owned credit cards are employees because banks are having special offers to employers/companies who have a payroll account or checking account with them. There is an automatic approval of your credit card application if you are an employee of those companies.
@piya84 (2591)
• India
25 Feb 11
No its not the case.I sell s well as buy stuff online and no i dont use credit card!
@webzap (885)
• Philippines
25 Feb 11
Online shopping is much easier than the traditional one. We don't have to travel to shop and just wait from home to have your goods delivered to your door. Besides, a lot of discounts is being offered in this method of shopping.
@ebuscat (5949)
• Philippines
25 Feb 11
For me it is possible if they are and wanted it to be in there life stile.
@elmiko (6640)
• United States
25 Feb 11
i don't know the average income in the country you live but i would have to disagree. i can find many good deals by searching online. one example would be looking up a product on shopzilla.com which shows a list of best prices for that product from many websites. i'm also a big fan of amazon.com which i can find many good prices on products. in my opinion i can find better prices online and perhaps much better at times then driving and buying them at stores.
@toniganzon (39995)
• Philippines
25 Feb 11
I totally disagree with you. In ebay you can buy things that are half the price in the market and we need not pay using our credit card, in fact there are a lot of payment options that are too easy. YOu only have to trust the seller by checking his reputation. There are other online sites in my country that accept bank payments and they are all legitimate shopping sites. They have never failed me and the products are really good and at a cheaper price. That's why i prefer shopping online than offline when price is a consideration.
• Indonesia
25 Feb 11
No, online shopping isn't necessarily for rich people only. I don't consider myself rich, but I buy a lot of things online. In fact, many things are a lot cheaper to buy online rather than in brick and mortar store. Eventhough you still have to pay for the shipping, it's still a good deal, especially if you don't have a lot of time to shop. You don't have to own a credit card, you can also use other payment method like bank tranfer, money order etc.
• China
25 Feb 11
I don't quite agree with your opinion. First, online shopping is cheaper, you can save lots of money. Second, you can compare one product with another easily, so you can easier to choose a better one. Third, you can buy things at home, saving time and energy. But if you are addicted to online shopping, you must be careful. It may cost you much more money, you can't image before.
@yoyo1198 (3644)
• United States
25 Feb 11
I have found several places online that sell at cut rate prices. The problem is finding sites that have little or no shipping fees and those are few and far between. The shipping fees can be more than the item purchased. But I have found some. I buy used books from a site that sells at reduced rates with no shipping fees and the books are of good quality. A lot of their books are library copies. Some of their books are mass market paperbacks that just did not sell in the stores and are in pristine shape. I've also bought from other sites that sell products with minimal shipping fees.
@Lore2009 (7389)
• United States
25 Feb 11
Most of the time, I find cheaper things online compared to the stores in the real world. Also, a lot of middle class own credit cards from what I know....
@Catana (736)
• United States
24 Feb 11
This may be true if you live in India. But I live in the United States. My income is just barely over the poverty line and I do a lot of shopping online. If you're going to go to luxury sites, then, yes, it's expensive. But there are thousands of reasonably priced websites. And I don't have any credit cards. I use my debit card and nobody has ever refused it.
• United States
24 Feb 11
I dont do much online shopping at all. I usually just try to find the things i need at the store. I did buy something at the begining of this month for a present for valentines day and my boyfriend wanted it during christmas but i wasnt able to afford it so i bought a pocket watch for him online and he loves it so much. I buy things i know i cant find in a store around where i live online, but if i can find it in a store and i dont have to pay shipping costs then i will buy in in the store as it would be cheaper to just do it that way anyways.