Does anyone here join the online bank Ally bank?

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As you might read from the newspaper, those giant mega bank such as JP Morgan Chase, Bank of America, and Wellsfargo might start to charge people who has checking account. They simply have to make up the profit they lost from the new Federal credit law. No one wants to be charged on their account right, why not check it out other online banking or small community banks. There is one I found recently and I would truly recommend to other people. It is called "Ally bank". Pretty similar like Ing Direct, an online bank. You would get interest from checking and saving account both. And you won't get charged from any ATM you choose to use. That is great, isn't it? Go check it out.